Sean Berger

Rachel Sloan is a CFP® professional with 21 years of experience in financial advising. She has led Sloan Advisory Group, Inc. since 2009. The firm offers discretionary investment management and comprehensive financial planning to individual and high-net-worth clients, managing approximately $63.6 million in assets. Its investment approach focuses on asset-class allocation and Modern Portfolio Theory to create diversified portfolios tailored to client objectives, with periodic reviews and discretionary implementation. The firm also provides educational seminars and workshops on general financial topics to organizations and the public.

Jonathan Mandwelle is the principal of J. Mandwelle Capital Management and holds Series 63 and Series 65 licenses. He has over 35 years of experience as a CPA and financial planner, with additional roles including adjunct college instructor at SUNY Adirondack and owner of an accounting and tax preparation firm. J. Mandwelle Capital Management provides discretionary investment supervisory services and hourly financial planning to individuals, high-net-worth clients, and retirement accounts. The firm employs a blend of charting, fundamental, technical, and cyclical analysis, utilizing both long- and short-term trading strategies with discretionary trading authority.

First Step Wealth Planning is for people nearing or already in retirement who want a straightforward answer to one question. Is this going to work? My role is to help clients think clearly, adapt to change, prepare well for what is next, and spend their time and money on what truly brings them meaning and joy. We start by building a plan with five components. I encourage you to watch the attached two-minute video that goes over what the process looks like. I work with a small group of people so that 100% of my clients get 100% of my care and attention. That matters when something changes, and you need to have a conversation quickly. I work with you to talk through the changes, the trade-offs, and what it takes to give yourself permission to live the life you've saved so long for. I charge a flat annual fee, not a percentage of your assets or commissions on products. That means my advice isn't tied to what you buy, how much you invest with me, or whether your savings sit in cash, bonds, or stocks. What matters is that you have the guidance you need to make the tough decisions you're facing, with no incentive pulling me in any direction but yours. If that sounds like what you've been looking for, I welcome a conversation.

Connie Walsh Toler is a CFP® and holds a Series 65 license, with five years of industry experience. She founded Adirondack Retirement Strategies in 2020 and previously worked at firms including J Mandwelle Capital Management and H&R Block. Adirondack Retirement Strategies is an independent advisory firm providing investment management and financial planning services to individual clients, including high-net-worth individuals. The firm focuses on discretionary portfolio management using primarily passive investments combined with fundamental and technical analysis, and it offers tailored planning and Solo 401(k) and Health Savings Account setup and management.

Dale Mullin is a CFP® professional with 23 years of experience in the financial industry. He has been with Equity Services, Inc. since 2007 and also serves as a tax manager at Whittemore, Dowen & Ricciardelli LLP, where he performs tax preparation and planning. Mullin holds the Series 63 designation and is based in Queensbury, NY. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, combining long-term investment strategies with options for short-term trading and specialized instruments.

Patrick Mylod is a financial advisor at Commonwealth Financial Network with seven years of industry experience. He holds the Series 66 designation and has previously worked with Equitable and AXA Advisors. He is also co-owner of Beebe Group, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and their clients. The firm provides a variety of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.