Rachel Sloan is a CFP® professional with 21 years of experience in financial advising. She has led Sloan Advisory Group, Inc. since 2009. The firm offers discretionary investment management and comprehensive financial planning to individual and high-net-worth clients, managing approximately $63.6 million in assets. Its investment approach focuses on asset-class allocation and Modern Portfolio Theory to create diversified portfolios tailored to client objectives, with periodic reviews and discretionary implementation. The firm also provides educational seminars and workshops on general financial topics to organizations and the public.

Jonathan Mandwelle is the principal of J. Mandwelle Capital Management and holds Series 63 and Series 65 licenses. He has over 35 years of experience as a CPA and financial planner, with additional roles including adjunct college instructor at SUNY Adirondack and owner of an accounting and tax preparation firm. J. Mandwelle Capital Management provides discretionary investment supervisory services and hourly financial planning to individuals, high-net-worth clients, and retirement accounts. The firm employs a blend of charting, fundamental, technical, and cyclical analysis, utilizing both long- and short-term trading strategies with discretionary trading authority.

First Step Wealth Planning is for people nearing or already in retirement who want a straightforward answer to one question. Is this going to work? My role is to help clients think clearly, adapt to change, prepare well for what is next, and spend their time and money on what truly brings them meaning and joy. We start by building a plan with five components. I encourage you to watch the attached two-minute video that goes over what the process looks like. I work with a small group of people so that 100% of my clients get 100% of my care and attention. That matters when something changes, and you need to have a conversation quickly. I work with you to talk through the changes, the trade-offs, and what it takes to give yourself permission to live the life you've saved so long for. I charge a flat annual fee, not a percentage of your assets or commissions on products. That means my advice isn't tied to what you buy, how much you invest with me, or whether your savings sit in cash, bonds, or stocks. What matters is that you have the guidance you need to make the tough decisions you're facing, with no incentive pulling me in any direction but yours. If that sounds like what you've been looking for, I welcome a conversation.

Connie Walsh Toler is a CFP® and holds a Series 65 license, with five years of industry experience. She founded Adirondack Retirement Strategies in 2020 and previously worked at firms including J Mandwelle Capital Management and H&R Block. Adirondack Retirement Strategies is an independent advisory firm providing investment management and financial planning services to individual clients, including high-net-worth individuals. The firm focuses on discretionary portfolio management using primarily passive investments combined with fundamental and technical analysis, and it offers tailored planning and Solo 401(k) and Health Savings Account setup and management.

Dale Mullin is a CFP® with 24 years of industry experience, currently serving at Equity Services, Inc. since 2007. He also works as a tax manager at Whittemore, Dowen & Ricciardelli LLP, where he performs tax preparation and planning. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and combining long-term strategies with options for shorter-term trading.

Patrick Mylod is a financial advisor at Commonwealth Financial Network with seven years of industry experience. He holds the Series 66 designation and has previously worked with Equitable and AXA Advisors. He is also co-owner of Beebe Group, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and their clients. The firm provides a variety of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Maxwell Beebe is a financial advisor at Commonwealth Financial Network with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Equitable Advisors and AXA Advisors LLC. Beebe is a co-owner of Beebe Group, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm offers a wide range of managed-account programs, third-party asset manager access, and comprehensive back-office services.

Clayton Wilhelm is a financial advisor with Wealth Enhancement Advisory Services, LLC and holds a Series 65 designation. He has less than one year of industry experience and previously worked in various roles including at Cedarville University and Beyond Angels Venture Capital. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Matthew Beebe is a financial advisor with Commonwealth Financial Network, holding Series 63, 65, and 66 licenses and 27 years of industry experience. He previously worked at Equitable Advisors and AXA Advisors, LLC for over two decades before joining Commonwealth and founding Beebe Financial Services. Beebe is also co-owner of Beebe Group, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm offers a range of investment solutions and supports affiliated advisors with operations, technology, compliance, and practice management.

Michael Seeley is a ChFC®-designated financial advisor with 24 years of industry experience. He has been with Equity Services, Inc. in Glens Falls, NY since 2003. In addition to his advisory role, he is involved in life, disability, and health insurance sales as a licensed agent and owns a vehicle rental business that operates through online platforms. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Nicholas Taylor is a financial advisor with Equity Services, Inc. in Glens Falls, NY, holding a Series 63 designation and over 39 years of industry experience. He has been with Equity Services since 1987 and has also worked with Independent Brokers Associates since 1985. Taylor serves on the board of the Indian Grandstanders of Glens Falls, a nonprofit that supports local high school athletics. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a wide range of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that blend long-term investment strategies with options for shorter-term trading and specialized instruments, frequently utilizing third-party asset managers and model portfolios.

Nathan La France is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 25 years of industry experience. He has been with Key Investment Services since 2007. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with supervisory oversight and due diligence, and operates within the KeyCorp group with affiliations that include KeyBank and KeyBanc Capital Markets.

Sean Berger is a CFP® professional with 38 years of industry experience, currently affiliated with Wealth Enhancement Advisory Services, LLC. His career includes roles at LPL Financial, American Portfolios Financial Services, and Adirondack Retirement Specialists. Outside of advisory work, he owns racehorses through a business entity. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and retirement consulting, utilizing a strategic investment process that combines passive and active management guided by an internal committee.

Todd Neil is a financial advisor at Equity Services, Inc. with six years of industry experience. He holds the Series 63 and Series 66 licenses and has a background that includes over three decades at Garvey Auto Group prior to joining Equity Services and National Life Group in 2020. In addition to his advisory role, he is involved in the sale and service of fixed insurance products and tax preparation during tax season. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a range of clients including individuals, corporations, trusts, and charitable organizations. The firm utilizes multiple advisory platforms and third-party asset managers, offering a combination of long-term strategies and options for shorter-term trading.

Nicholas Taylor Jr. is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Glens Falls, NY, holding a Series 63 designation and 18 years of industry experience. He has worked at Equity Services since 2008 and also maintains longstanding roles with National Life and Taylor and Leonard, where he is involved in insurance sales and management. Additionally, he serves on the board of directors for the Glens Falls Independent Living Center. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and combines long-term strategies with options for short-term trading, utilizing third-party asset managers and model portfolios.

Ronald Gruber Jr. is a financial advisor with Eagle Strategies (NY Life) in Queensbury, NY, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Eagle Strategies since 2016 and has concurrently worked with Nylife Securities LLC and New York Life Insurance Company since 2003. Outside of advisory work, he serves as an independent contractor brokering non-registered insurance products with outside carriers. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives and plan sponsors, with a significant portion of assets managed on a non-discretionary basis.

Mark Jackowitz is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked with Voya Financial Partners and VOYA Financial Advisors since 2014. Outside of his advisory role, he is involved in the sale and service of a Health Reimbursement Arrangement product. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm provides financial planning, portfolio management, and various advisory programs, emphasizing recommendation-based, non-discretionary management alongside some commission-based product offerings.

Jonathan Danise is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and six years of industry experience. His prior roles include positions at LPL Financial LLC, American Portfolios Financial Services Inc, and New York Life Insurance Company. Outside of advising, he is a notary. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active strategies, supported by an internal Investment Committee and various implementation tools.

Robert Ricciardelli is a financial advisor at Equity Services, Inc. with 26 years of industry experience. He holds a Series 63 designation and has worked at several firms including Npa Financial, Wdr Financial Services, and Whittemore, Dowen and Ricciardelli, where he is a partner in a CPA firm. Ricciardelli is also involved in insurance and tax services through Wdr Financial Services, LLC. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and employs a mix of long-term strategies and shorter-term trading, managing a significant portfolio through both discretionary and non-discretionary programs.

Elliot Howard is a financial advisor at Morgan Stanley with two years of industry experience and holds a Series 66 designation. Before joining Morgan Stanley, he worked at Equitable Advisors and gained diverse experience in various roles including positions in hospitality and community organizations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market models.