Stephen Hicks

Michael Restivo is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior roles include positions at UBS Financial Services Inc and Brighton Securities Corp. He is co-owner of Hicks Restivo LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of nearly 3,000 advisors and their clients with a variety of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios across a broad range of securities and insurance products.

Jonathan Lomonaco is a financial advisor at Key Investment Services LLC with a Series 66 designation and one year of industry experience. Prior to joining Key Investment Services, he held positions in various businesses including the automotive and food service industries, as well as education. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm emphasizes non-discretionary, model-based wrap programs supported by third-party managers and maintains committees to oversee product due diligence and investment advisory suitability.

Mark Helak is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2022. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm employs a multi-profile investment approach supported by HSBC Global Asset Management and third-party providers, serving a diverse client base through tailored advisory services.

Milenda Kilby is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 11 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Outside of advisory work, Kilby serves on the Board of Directors for the Pavilion Elementary School Parent Teacher Organization and volunteers as the treasurer for the Hollwedel Memorial Library. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with specific asset criteria, combining research, modeling, and tax-efficiency analysis to produce personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated broker-dealer and insurance companies.

Shari Salim is a financial advisor with LPL Enterprise, holding a Series 66 designation. She has six years of prior experience at Keith S Roth LLC and has also worked at Zielinski Agency, Yancey's Fancy, Kohl's Department Store, and Pembroke Central School District. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, with a range of securities and insurance products available through affiliated entities.

Christopher White is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1992 and joined Merrill Lynch in 2008. Christopher is a partner in RGRWT & Associates and focuses on working with high-net-worth individuals and their families to build, preserve, and transfer wealth across generations. He holds the Chartered Retirement Planning Counselor (CRPC) designation awarded by the College for Financial Planning and a Bachelor's degree from SUNY College at Brockport. His expertise includes divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income. Christopher has served in leadership roles on boards for several local nonprofit organizations including the YMCA, United Memorial Medical Center Foundation, United Way, and Leadership Genesee. He lives in Batavia, New York, with his wife and has two grown daughters. His personal interests include baseball, football, gardening, golfing, reading, and spending time with family.