Angela Phillips is a Certified Financial Planner™ (CFP®) and holds a Series 66 license with 16 years of industry experience. She has worked at several firms including Wells Fargo Advisors, Mass Mutual Investors Services, and Guardian Life Insurance Company before joining Consilio Wealth Advisors, LLC, where she has been since 2021. Outside of her advisory role, she is also an independent insurance professional, spending a small portion of her time on insurance sales. Consilio Wealth Advisors serves individual and high-net-worth clients with comprehensive wealth management, discretionary investment management, and financial planning. The firm employs a combination of Modern Portfolio Theory and fundamental analysis with a long-term investment orientation, offering customized allocations and the use of various investment vehicles including mutual funds, ETFs, individual securities, alternative investments, and options contracts.

Mark Lomonaco is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at LPL Financial, HSBC Securities (USA) Inc., and Chase Investment Services Corp. He has been with Key Investment Services since 2016. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model featuring discretionary implementation and strategist-designed portfolios, with services integrated across KeyCorp affiliates.

Michael Restivo is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior roles include positions at UBS Financial Services Inc and Brighton Securities Corp. He is co-owner of Hicks Restivo LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of nearly 3,000 advisors and their clients with a variety of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios across a broad range of securities and insurance products.

Stephen Hicks is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 18 years of industry experience. He previously worked at Brighton Securities Corp. for 18 years before joining Commonwealth and RFG Associates in 2025. Hicks is also co-owner of Hicks Restivo LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice management.

Jonathan Lomonaco is a financial advisor at Key Investment Services LLC with one year of industry experience. He holds a Series 66 designation and has a varied work history including positions at Bob Johnson Auto Group and Northstar Recovery Services. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model and integrates services with KeyCorp affiliates, offering both discretionary and non-discretionary investment solutions.

Mark Helak is a financial advisor with HSBC Securities (USA) Inc. He holds Series 63 and Series 66 licenses and has 20 years of industry experience. Helak has been with HSBC Securities since 2022 and also works with HSBC Bank USA, N.A. since 2016. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm offers a range of program types combining strategic and tactical asset allocation with fund due diligence, serving clients through both client-directed and fully discretionary portfolio options.

Milenda Kilby is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 11 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Outside of advisory work, Kilby serves on the Board of Directors for the Pavilion Elementary School Parent Teacher Organization and volunteers as the treasurer for the Hollwedel Memorial Library. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with specific asset criteria, combining research, modeling, and tax-efficiency analysis to produce personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated broker-dealer and insurance companies.

Shari Salim is a financial advisor at LPL Enterprise with one year of industry experience. She holds a Series 66 designation and previously worked at Keith S Roth LLC, Zielinski Agency, Yancey's Fancy, Kohl's Department Store, and Pembroke Central School District. She is also involved in a non-variable insurance agency business in Corfu, NY. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, along with insurance and affiliated trust services.

Maxwell Havens is a financial advisor with LPL Financial in Batavia, NY. He holds Series 63 and Series 66 licenses and has three years of industry experience, including roles at ESL Investment Services and ESL Federal Credit Union. Outside of advising, he is a licensed Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a range of financial planning and portfolio management services.

Christopher White is a financial advisor with Merrill in Batavia, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Bank of America, NA since 2009 and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services through dedicated advisors and affiliated entities. The firm emphasizes multiple program strategies overseen by its CIO and platform team, with recent enhancements in tax-efficient portfolio management and integration with Bank of America’s broader banking and capital markets platform.

Donald Bouchard is a financial advisor with Cetera, holding a Series 63 designation and 42 years of industry experience. He has worked at various firms, notably Avantax Advisory Services for 16 years and has operated his own business, Bouchard Financial Services, LLC, since 2009. Outside of advising, he is also a musician who performs solo and occasionally teaches music lessons. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with both discretionary and non-discretionary program options.

John Riter is the Senior Resident Director of Merrill Lynch Wealth Management’s Batavia, New York office and managing partner of the RGRWT Group. He began his career as a financial advisor in 1987 after earning a bachelor's degree from the John Wiley Jones School of Business at SUNY Geneseo. John holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. As managing partner of the RGRWT Group, John leads a team of six financial advisors, an investment associate, and three client service associates, collectively bringing over 135 years of experience. The group serves clients across 35 states and seven countries, focusing on family wealth management strategies, personal retirement planning, and small business strategies. John’s approach combines the resources of a global organization with personalized service rooted in small-town values. John has a longstanding commitment to his community, including over 30 years of involvement with the GLOW YMCA in Batavia, where he is currently chairing the initiative to build a new facility that will anchor a Healthy Living Campus. He has also been a member of the Batavia Rotary Club for more than 20 years, serving on its board of directors multiple times. John and his wife Liz have been married for 33 years and have two adult children, Mitchell and Kathryn.

Michael Anderson is a financial advisor with Merrill, holding a Series 66 designation and 27 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2012. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, supported by its integration with Bank of America’s broader banking and capital-markets platform.

Normand Fluet Jr. is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with Ameriprise since 2010 and is also employed by Stormtack LLC, where he manages income-related activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice.

David Zauner is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Prudential Insurance Company of America since 2016 and joined LPL Enterprise in 2024. Zauner operates Empire Financial Advisory Services, a registered private office associated with Prudential and LPL. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment strategies developed by internal and third-party research sources and offers access to third-party asset managers, financial planning, and insurance products.

David Hall is a financial advisor with Edward Jones in Batavia, NY, holding Series 63, 65, and 66 licenses and three years of industry experience. His prior roles include positions at Securities America Inc, Northwestern Mutual, and Robert Half International. He returned to Edward Jones in 2023 after previous employment with the firm in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Lee Mulcahy is a financial advisor at Ameriprise with 21 years of industry experience. He holds a Series 66 designation and has been with Ameriprise Financial Services since 2014. Mulcahy serves on the Board of Directors for United Memorial Medical Center in Batavia, NY. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, delivering customized Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Battaglia is a financial advisor with LPL Enterprise holding a Series 66 credential and seven years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Equitable Advisors. He also provides services related to Medicare Supplements. LPL Enterprise, LLC offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach, provides access to third-party asset managers and TAMPs, and offers discretionary portfolio management alongside non-discretionary financial planning.

Shevonne Olmstead is a financial advisor at LPL Financial with 13 years of industry experience. She holds a Series 63 designation and has worked at ESL Investment Services, LLC and LPL Financial since 2013, including prior experience at ESL Federal Credit Union. In addition to her advisory work, she serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by LPL Research and third-party subadvisors, with a platform that integrates advisory and non-advisory financial services.

Emily Marling is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she joined the RGRWT team in 2015. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Emily works with clients to create and regularly review personalized, goals-based wealth management plans, focusing on areas such as personal retirement planning, women and wealth, and retirement income. Emily began her career in financial services within the insurance industry in 2011. She earned her bachelor's degree, Cum Laude, in Business Administration from the State University of New York System at SUNY Brockport in 2012. In 2017, she earned her CERTIFIED FINANCIAL PLANNER® certification. Beyond her client work, Emily is a 2019 graduate of Leadership Genesee and serves as Vice President on the board of the Genesee County YWCA. She is also involved in community activities such as the United Way Day of Caring. Emily lives in Elba with her husband, Josh, and their children, Max and Ava.

Brad Morgan is a Financial Advisor with Merrill Lynch Wealth Management based in Batavia, New York. He serves clients by developing strategies tailored to pursue their short-, mid-, and long-term financial goals. His role encompasses providing advice on general investing, retirement planning, saving for unforeseen circumstances, and connecting clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Brad's expertise includes family wealth management strategies, investment consulting for defined contribution plans, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and completed his high school education at LeRoy Highschool. Beyond his professional duties, Brad is a husband and father of two. He actively participates in his community by coaching youth sports, which has influenced his approach to teamwork, accountability, and long-term commitment. Brad emphasizes building lasting relationships with clients, focusing on listening and helping individuals and families make informed financial decisions for today and the future.

Steven Tufts is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he serves as the lead advisor on his team for 401(k) plans and is one of three advisors on the team's investment committee. He brings 29 years of professional experience in wealth management, focusing on areas such as divorce transition planning, executive compensation, employee financial health, personal retirement planning, portfolio management services, and retirement income. Steven earned his B.A. in Economics from Hobart College in 1995 and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His approach incorporates the use of his team's model portfolios and the firm's advisory platforms to provide holistic, long-term wealth management strategies tailored to each client's unique situation. Outside of his professional career, Steven has been actively involved in community organizations such as the Batavia Area Jaycees, where he served as president in 2001, the Kiwanis Club of LeRoy-Pavilion-Stafford, and the Genesee County Chamber of Commerce. He has also contributed to local initiatives including the Batavia BID, GLOW YMCA, and Go-Art!. Steven enjoys outdoor activities including biking, camping, cooking, hiking, running, marathon running, skiing, and traveling, and has experience coaching as the assistant track and field coach at Notre Dame High School in Batavia for seven years.

Michael Grammatico is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his career with E.F. Hutton in 1987, he has worked with a wide range of clients including individuals, non-profits, trusts, and corporations to help them preserve, grow, and distribute their wealth. His work encompasses family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management services, special needs planning, investment strategy, tax minimization, and retirement income. He aims to provide sound, straightforward investment advice and regularly educates his clients and reviews their financial progress. Michael graduated with a B.S. in Accounting from the John Wiley Jones School of Business at SUNY Geneseo in 1987. He holds the Personal Investment Advisor (PIA) designation and has been involved in instructing investment classes through adult education programs early in his career. He serves on several boards including The Roundtable Athletic Association Board at SUNY Geneseo, Eagle Star Housing where he is president, and The Alliance of New York State YMCA's Board of Directors. He has also served on boards such as The Salvation Army Advisory Board, Genesee/Wyoming Family YMCA Board, The Jerome Foundation, Genesee Mercy Health Care Foundation, and The New York State YMCA Funds, Inc. Board. Michael resides in Batavia with his wife, Sarah. They have three sons, Christopher, Tommy, and Luke, and three grandchildren, Stella, Anna, and Louie. His personal interests include basketball, golfing, racquetball, spending time with family, and traveling.

Collin Hawes is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, and has 17 years of industry experience. He has been with LPL Financial since 2012 and is also involved with ESL Investment Services LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Holden Borrelli is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2019. Outside of Ameriprise, he is involved with Stormtack LLC in practice management as an Associate Financial Advisor. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Marc Staley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he serves as a varsity hockey coach each winter. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.

Olivia Rogers is a financial advisor with Merrill in Batavia, NY, holding a Series 66 designation and with 10 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Marsh is a Series 66 registered financial advisor with Edward Jones in Batavia, NY, with 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the United States.

Judy Thompson is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with LPL Financial since 2011. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Calvin Klemmer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2018, bringing experience from an investment management firm in Rochester. Calvin specializes in areas including divorce transition planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Calvin holds a Bachelor's degree in Economics from SUNY Geneseo, where he graduated Cum Laude. He is a CERTIFIED FINANCIAL PLANNER™ professional, awarded by the Certified Financial Planner Board of Standards. Additional professional designations include Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He works closely with clients to develop long-term financial strategies that align with their goals and values, leveraging the resources of Merrill Lynch and his team. Outside of his professional role, Calvin is involved in the community through service on the boards of the Batavia Development Corporation, GLOW YMCA, Inc., and the Genesee County Business Education Alliance. In his free time, he enjoys playing tennis, football, hiking, ice hockey, cooking, and traveling.

Mark Woodward is a CFP®-certified financial advisor with Ameriprise, bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Woodward serves on the investment subcommittee of Ducks Unlimited, Inc., offering guidance on the organization’s investment portfolios. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing tax-aware withdrawal strategies for clients approaching or in retirement.