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Credentials
ChFC®, Series 63, Series 66
Experience Industry experience
29 years
Location
Charlottesville, VA 22901
Virginia Investment Advisory, Inc.
Supported
Stephen Purdy is a ChFC® credentialed financial advisor with 28 years of industry experience, currently serving at Virginia Investment Advisory, Inc. He previously worked at Osaic Wealth, Inc. and American Portfolios Financial Services, Inc. Outside of his advisory role, Purdy is a personnel committee member at Olivet Presbyterian Church and president of an insurance agency specializing in fixed and property & casualty insurance. Virginia Investment Advisory provides wealth management and advisory services to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm emphasizes a goal-driven process featuring asset allocation, diversification, and risk management through fundamental and technical analysis, offering both discretionary and non-discretionary portfolio management.
Based on Virginia Investment Advisory, Inc.
Component financial plans typically range from $800 to $2,400; up to half collected at engagement, balance at completion
$0 - $1,000,000: 1.00% (100 basis points) $1,000,001 - $5,000,000: 0.50% (50 basis points) $5,000,001+: 0.40% (40 basis points) $0 - $250,000: 0.75% (75 basis points) $250,001 - $500,000: 0.60% (60 basis points) $500,001 - $1,000,000: 0.48% (48 basis points) $1,000,001 - $3,000,000: 0.36% (36 basis points) $3,000,001+: 0.30% (30 basis points) $0 - $500,000: 1.50% (150 basis points) $500,001 - $1,000,000: 1.25% (125 basis points) $1,000,001 - $2,000,000: 1.00% (100 basis points) $2,000,001+: 0.75% (75 basis points) $0 - $500,000: 1.00% (100 basis points) $500,001 - $1,000,000: 0.75% (75 basis points) $1,000,001 - $2,000,000: 0.65% (65 basis points) $2,000,001+: 0.50% (50 basis points) $0 - $250,000: 0.75% (75 basis points) $250,001 - $499,999: 0.60% (60 basis points) $500,000 - $1,999,999: 0.50% (50 basis points) $2,000,000 - $2,999,999: 0.40% (40 basis points) $3,000,000+: 0.30% (30 basis points)
$400 per hour for consulting and financial planning services
Retainer consulting fees charged at 0.30% of asset value annually, payable quarterly, with a minimum of $12,000 per annum
Account minimum: $100,000 for mutual fund-based portfolios; $250,000 for individual stock and bond portfolios (exceptions may be made as a courtesy) Minimum fee: Minimum retainer fee of $12,000 per annum for retainer based consulting Fee-only: Fees typically range from $800 to $3,200 on a project basis; hourly rate of $400; retainer fee of 0.30% of asset value with $12,000 minimum per annum
Charlottesville, VA
90 Whitewood Road Suite 1
Charlottesville VA 22901
Advisors at this office
1
Virginia
29 years of industry experience
OSAIC
2024 - Present • 2 years
Charlottesville, VA
American Portfolios Financial Services, Inc.
2004 - 2024 • 20 years
Richmond, VA
James River Asset Management, LLC
2002 - 2010 • 8 years
Richmond, VA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Charlottesville, VA
Guard Hill Advisors LLC
Scott Vallar is the principal advisor at Guard Hill Advisors LLC in Charlottesville, VA, holding Series 63 and Series 65 designations with 10 years of industry experience. He has led Guard Hill Advisors since its founding in 2016. Guard Hill Advisors provides discretionary investment management to individuals, high-net-worth clients, corporations, charitable organizations, and trusts, focusing on tax-efficient, low-turnover portfolios constructed through fundamental analysis. The firm applies a credit-focused approach to fixed income selection, leveraging the principal’s background in leveraged finance, and manages concentrated portfolios with explicit position size limits.
Series 65
Charlottesville, VA
High Top Growth Partners
David Lewis is a Series 65-licensed financial advisor with over four years of industry experience. He has worked at firms including Kuleana Capital Management LLC and 910 Fund LLC and previously spent 12 years at S&P Global. Lewis has been leading High Top Growth Partners since 2015. High Top Growth Partners serves individuals, high-net-worth clients, and institutions by providing financial planning, investment advisory, and real estate consulting. The firm focuses on long-term, diversified allocations across multiple asset classes and works as a disclosed solicitor for third-party managers, recommending strategies while managing proprietary capital alongside clients.
Series 63, Series 65
Charlottesville, VA
Round Oak Capital LLC
Thomas Sheehan is the founder of Round Oak Capital LLC in Charlottesville, VA, where he has provided investment advisory services since 2010. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. His work history is solely with Round Oak Capital. Round Oak Capital is a small independent investment office offering discretionary portfolio management and wealth management services to individuals, families, trusts, and businesses. The firm provides customized portfolios using fundamental analysis across various asset classes and offers family-office style services, real estate advisory, and introductions to alternative investments.
Series 65
Free Union, VA
MarketCycle Wealth Management, LLC
Stephen Aust is a Series 65-registered financial advisor with MarketCycle Wealth Management, LLC, where he has worked since 2010. He has 15 years of industry experience and operates as the sole advisor at his independent firm based in Free Union, VA. MarketCycle Wealth Management provides ongoing investment supervisory and portfolio management services to individual and corporate clients. The firm employs a broad investment approach, including mutual funds, equities, bonds, ETFs, real estate, hedge funds, private placements, and insurance products, utilizing a mix of charting, technical, fundamental, and cyclical analysis.
CFA®, Series 66
Charlottesville, VA
Split Creek LLC DBA Split Creek Capital LLC
David Van Roijen is a CFA® charterholder with 13 years of industry experience. He is the sole advisor at Split Creek LLC, doing business as Split Creek Capital LLC, where he has worked since 2022. Prior to founding Split Creek, he spent ten years at Goldman Sachs. Split Creek Capital provides portfolio management and financial planning primarily to individual and high-net-worth clients, managing approximately $108.7 million. The firm emphasizes tailored portfolios based on client objectives and risk tolerance, employing a combination of modern portfolio theory, fundamental and quantitative analysis, and a range of investment strategies including options and private placements.
Series 63, Series 65
Keswick, VA
Harrison Capital Management
Melissa Harrison is the principal advisor at Harrison Capital Management in Keswick, VA, with 29 years of industry experience. She has held securities registrations including Series 63 and Series 65 and has operated her independent advisory firm since 2004. Harrison also has a long tenure at Linsco/Private Ledger Corp., where she has been active since 1995. Harrison Capital Management provides investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs both fundamental and technical analysis to tailor portfolios to clients' risk tolerance and suitability, offers educational seminars and workshops, and manages accounts with continuous monitoring and semi-annual formal reviews.
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