Charlottesville, VA Office

Virginia Investment Advisory serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses, including both high‑net‑worth and non‑HNW individual clients. The firm provides wealth management and component financial planning, investment management consulting, and portfolio/asset management and can implement strategies directly or through third‑party programs and sub‑advisors.

The firm organizes client work around a four‑step wealth management process—discovery, assessment, implementation, and monitoring—aimed at aligning financial planning with clients’ goals. Investment practice emphasizes strategic asset allocation, diversification, and a conservative, long‑term orientation, with both discretionary and non‑discretionary account management and regular performance monitoring.

The brochure discloses recent material personnel changes, including a resignation, the retirement of a long‑time staff member who handled client service, and the return of a staff member with additional trust‑company experience. Distinctive features for a firm of this size include the president’s active insurance licensure and the firm’s routine periodic client reporting and communications; one advisory representative also maintains a separate broker‑dealer registration while the brochure states there is no affiliation between the firms.