user avatar

Steven Robert Klescewski

Advisor at Harbour Investments, Inc. — Cedar Grove, WI

Updated today

Credentials

Series 63, Series 66

Experience

31 years

Location

Cedar Grove, WI 53013

Harbour Investments, Inc. logo

Harbour Investments, Inc.

Multi-team

Total advisors

247

Across 129 offices

Clients per advisor

121 Very High

Avg AUM per client

$309,963 Low

HNW client ratio

5% Very Low

About

Steven Klescewski is a financial advisor with Harbour Investments, Inc. and Oostburg Financial Services in Cedar Grove, WI, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked at both firms since 2007. Outside of his advisory role, he serves as a fill-in pulpit supply for various churches. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized investment strategies and offers model-based solutions through a subscription platform.

Client services

Based on Harbour Investments, Inc.

Financial planning Portfolio management Selection of other advisers

Expertise

Based on Harbour Investments, Inc.

Annuities Options & derivatives strategies

Not sure if this advisor is right for you?

Answer a few questions to see advisors matched to you.

Fee options

Fixed

Flat fees generally range between $200 to $2,500 depending on the scope of the plan, negotiable.

Percentage

$0 - $5,000: No advisory fee assessed $5,000+: Negotiable, up to a maximum of 2.0% annually

Commissions

Commission-based products are offered; fees on AUM may be waived for agreed periods after commission sales.

Project-based

Hourly consultation fees generally range from $50 to $300 per hour, negotiable.

Subscriptions

Harbour Traded Model Platform charges a 0.15% platform fee plus Advisor’s Fee up to 2.0%, with possible additional transaction fees.

Other

Minimum fee: Accounts with values under $5,000 at Pershing Advisor Solutions and/or Charles Schwab do not pay advisory fees. Service fees may be higher for accounts under $25,000. Fee-only: Negotiable hourly fees generally range from $50 to $300 per hour; flat fees generally range from $200 to $2,500 depending on the scope of the plan.

Location

See office

Cedar Grove, WI

10 Phoenix Ave

Cedar Grove WI 53013

Advisors at this office

1

Most active in

Wisconsin

Work history

31 years of industry experience

Oostburg Financial Services

2007 - Present • 19 years

Oostburg, WI

Harbour Investments, Inc.

2007 - Present • 19 years

Madison, WI

CUNA Brokerage Services, Inc.

2006 - 2007 • 1 year

Sheboygan, WI

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Cari D

Series 65, Series 63

Adell, WI

Luedtke & Associates LLC

Cari Domask is a financial advisor with Luedtke & Associates LLC, holding Series 65 and Series 63 credentials and possessing 12 years of industry experience. She has worked at Luedtke & Associates since 2014 and previously was with Commonwealth Financial Network and Princor Financial Services Corporation. Outside of her advisory role, she is a passive owner of Beechwood Financial Services. Luedtke & Associates is an SEC-registered investment adviser that serves individuals, businesses, and plan sponsors with portfolio management, financial planning, and retirement-plan advisory services. The firm manages approximately $248 million in assets for about 470 clients and utilizes a combination of in-house and third-party strategies, including complex tools such as direct indexing and AI-enabled service delivery.

Annuities General retirement planning Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
user avatar

Brent N

Series 63, Series 65

Belgium, WI

Plus Group Wealth Advisors, LLC

Brent Neis is a financial advisor with Plus Group Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Plus Group Wealth Advisors since 2019 and previously held roles at Securities America Advisors, Inc. and Securities America, Inc. Since 2000, he has operated as a sole proprietor providing fixed insurance sales. Plus Group Wealth Advisors, LLC offers discretionary investment management, financial planning, and retirement-plan advisory services to individuals, charitable organizations, and businesses. The firm manages approximately $137 million across about 484 client relationships, tailoring portfolios based on client goals, time horizons, and risk tolerance.

Social Security optimization Mid-Career Professionals
user avatar

Jay L

Series 63, Series 65

Belgium, WI

Plus Group Wealth Advisors, LLC

Jay Lauer is a financial advisor at Plus Group Wealth Advisors, LLC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Securities America Advisors, Inc. and Securities America, Inc. He also owns a separate business, Jay Lauer's 680 Main Street Building, LLC. Plus Group Wealth Advisors, LLC provides discretionary investment management, financial planning, and retirement-plan advisory services primarily to individuals, charitable organizations, and business entities. The firm manages approximately $137 million and tailors portfolios based on client goals, time horizon, and risk tolerance using both fundamental and technical analysis.

Social Security optimization Mid-Career Professionals
user avatar

Austin L

Series 65, Series 63

Adell, WI

Luedtke & Associates LLC

Austin Luedtke is a financial advisor at Luedtke & Associates LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience at Commonwealth Financial Network and Principal Securities Inc. Outside of advising, he is the owner of A6, LLC, an entity created to hold trademarks, and The Ace Unlimited, which generates sharecropping income. Luedtke & Associates is an SEC-registered investment adviser that provides portfolio management, financial planning, and retirement-plan advisory services to individuals, businesses, and plan sponsors. The firm manages approximately $248 million in regulatory assets for around 470 clients, offering a range of investment solutions including separately managed accounts, third-party asset managers, and insurance and annuity products.

Annuities General retirement planning Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
user avatar

Matthew D

Series 65

Belgium, WI

Plus Group Wealth Advisors, LLC

Matthew Dirkse is a financial advisor at Plus Group Wealth Advisors, LLC, holding a Series 65 designation and one year of industry experience. Prior to joining Plus Group Wealth Advisors, he worked at Whistling Straits and held roles in education and retail management. Plus Group Wealth Advisors offers discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm customizes investment strategies based on client goals and risk tolerance, manages approximately $158.9 million in assets, and operates with a four-advisor team from a single office.

Social Security optimization Mid-Career Professionals
user avatar

Robert L

Series 63, Series 65

Adell, WI

Luedtke & Associates LLC

Robert Luedtke II is a financial advisor with Luedtke & Associates LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at Commonwealth Financial Network and Principal Life Insurance Company, with over three decades advising through his sole proprietorship. Outside of his advisory work, he has been involved in fixed insurance sales and has interests in farming and an inactive racing entity. Luedtke & Associates is an SEC-registered investment adviser serving individuals, businesses, and plan sponsors with portfolio management, financial planning, and retirement-plan advisory services. The firm manages approximately $248 million in assets for around 470 clients, utilizing a combination of discretionary management, third-party asset managers, and strategies such as direct indexing and structured notes.

Annuities General retirement planning Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")