Thomas J. Delpup
Advisor at Financial Transparency — Rochester Hills, MI
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
CFP®, Series 66
Experience Industry experience
26 years
Location
Rochester Hills, MI 48309
Financial Transparency
Team
Thomas Delpup is a financial advisor at Financial Transparency with 26 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to his current role, he worked at Enlightened Finance LLC and Cssc Brokerage Services, Inc. alongside their affiliated advisory firms. In addition to his financial advisory work, Delpup owns and operates a law practice providing legal services to clients and manages Blackheath Capital Management. Financial Transparency provides investment advisory and financial planning services to individuals, families, retirement plans, businesses, and other organizations through a team of independent advisory representatives. The firm employs an investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering both passive and active management across multiple portfolio programs tailored to client needs.
Based on Financial Transparency
Based on Financial Transparency
Individual Financial Consultations fixed fee generally between $1,500 to $10,000 per plan
None+: Up to 1.00% annually for Let's Get Started Program (no minimum asset requirement) $25,000+: Up to 1.75% annually for Managed Investment Portfolios Program $150,000+: Up to 2.15% annually for Customized Managed Accounts Program $100,000+: Up to 1.50% annually for Pension Consulting Services (also $1,500 minimum fee)
Some IARs are licensed insurance agents and accept commissions for insurance sales
Individual Financial Consultations hourly rate typically $300 per hour
Account minimum: None Minimum fee: Individual Financial Consultations fixed fee generally between $1,500 to $10,000 per plan; Pension Consulting Services annual minimum fee of $1,500
Rochester Hills, MI
1700 W. Hamlin Rd., Suite 100
Rochester Hills MI 48309
Advisors at this office
1
Michigan
26 years of industry experience
Envision Financial Transparency, LLC
2025 - Present • 1 year
Greensboro, NC
Enlightened Finance LLC
2018 - 2025 • 7 years
Rochester, MI
Cssc Brokerage Services, Inc.
2007 - 2018 • 11 years
Rochester, MI
CSSC Investment Advisory Services, Inc.
1998 - 2018 • 20 years
Rochester, MI
Thomas Delpup
1992 - Present • 34 years
Rochester, MI
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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