Thomas Delpup
Advisor at Financial Transparency
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Advisor at Financial Transparency
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Rochester Hills, MI 48309
Credentials
CFP®, Series 66
Industry experience
26 years
Thomas Delpup is a CFP® with 25 years of industry experience, currently serving at Financial Transparency. He has held roles at Enlightened Finance LLC and Cssc Brokerage Services, Inc., among others. In addition to his advisory work, he owns a law practice providing legal services to clients and manages Blackheath Capital Management. Financial Transparency offers asset management and financial planning to individuals, retirement plans, businesses, and charitable organizations. The firm employs both passive and active investment strategies grounded in Modern Portfolio Theory and the Efficient Market Hypothesis, providing customized managed accounts and discretionary asset management through multiple programs.
Based on Financial Transparency
Based on Financial Transparency
Individual Financial Consultations fixed-fee range generally between $1,500 to $10,000 per plan.
None+: Up to 1.00% annually for Let’s Get Started program $25,000 - $149,999: Up to 1.75% annually for Managed Investment Portfolios program $150,000+: Up to 2.15% annually for Customized Managed Accounts program $100,000+: Up to 1.50% annually for Pension Consulting Services
Some IARs licensed to accept commissions for insurance product sales; commissions are separate from advisory fees.
Individual Financial Consultations hourly rate is $300.00 per hour.
Account minimum: $25,000 Minimum fee: For Pension Consulting Services, a total annual minimum fee of $1,500.00 is required. Fee-only: Fixed fees for Individual Financial Consultations generally between $1,500 to $10,000 per plan; hourly rate $300/hour.
1700 W. Hamlin Rd., Suite 100
Rochester Hills, MI 48309
Michigan
Envision Financial Transparency, LLC
2025 - Present (1 year)
Enlightened Finance LLC
2018 - 2025 (7 years)
Cssc Brokerage Services, Inc.
2007 - 2018 (11 years)
CSSC Investment Advisory Services, Inc.
1998 - 2018 (20 years)
Thomas Delpup
1992 - Present (34 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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