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Credentials
Series 63, Series 65
Experience Industry experience
22 years
Location
Sault Ste. Marie, MI 49783
Hantz financial Services, Inc.
Enterprise
Thomas Sherman is a financial advisor at Hantz Financial Services, Inc. in Sault Ste. Marie, MI, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Hantz Financial since 2004. Hantz Financial Services, Inc. serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and technology platforms, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.
Based on Hantz financial Services, Inc.
Based on Hantz financial Services, Inc.
Financial planning consulting fees may be charged as flat fees, e.g., Premier Business Planning Service generally starting at $1,320 annually; retirement plan project-based fees can range from $100 to $30,000; Consultancy Agreements quarterly fee at 0.05% paid by Investment Managers.
Brokerage commissions and 12b-1 fees may be charged for securities brokerage services implemented by registered representatives, separate commission-based agreements apply.
Hourly rates for retirement plan project-based services typically range from $100 to $300 per hour.
Performance participation fees or carried interest may apply for private funds managed by Hantz Alternatives Management Company, LLC; details in fund offering documents.
Fee-only: Financial Planning Services: Horizon Planning Service, Premier Planning Service, and Premier Business Planning Service annual fees specified in agreement; Premier Business Planning Service fees generally start at $1,320 annually; Retirement Plan Services: fees typically range from 5 basis points to 75 basis points of plan assets; Portfolio Management Services: fees generally 0.20% to 1.00% annually, or fixed fee negotiated; Third-Party SMA Manager Program: advisory fee 0.12% to 1.00% plus additional program fees (manager model delivery fees, TAMP fees 0.03%-0.12%, program fee 0.54%-0.60%); Model Fees for Dynamic, Active, Index, and Direct Indexing Models: additional 0.20% annually on assets allocated in each respective model; Hourly rates generally $100 to $300 per hour for retirement plan services; flat fees can range $100 to $30,000 for project based services.
Sault Ste. Marie, MI
320 Ashmun Street
Sault Ste. Marie MI 49783
Advisors at this office
8
Michigan
22 years of industry experience
Hantz Financial
2004 - Present • 22 years
Southfield, MI
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 65
Brimley, MI
Kaunisto Capital L.L.C.
Kory Kaunisto is the sole advisor at Kaunisto Capital L.L.C. and holds a Series 65 designation with one year of industry experience. His prior work includes roles at Gehlen Braeutigam Capital and Citi, spanning eight years combined. Kaunisto Capital provides discretionary and non-discretionary portfolio management and investment advice to individuals, charitable organizations, and businesses, managing approximately $1.96 million in assets. The firm uses fundamental analysis with both long- and short-term strategies, advising across equities, ETFs—including digital-asset ETFs—and foreign securities, and operates through an institutional brokerage platform.
Series 63, Series 66
Sault Ste. Marie, MI
Hantz financial Services, Inc.
Carlie Anderson is a financial advisor with Hantz Financial Services, Inc. in Sault Ste. Marie, Michigan. She holds Series 63 and Series 66 licenses and has 16 years of industry experience, including eight years each at Cuna Brokerage Services, Inc. and Soo Co Op Credit Union prior to joining Hantz Financial Services in 2018. Anderson serves as treasurer for the Sault Ste. Marie Youth Wrestling organization. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charities, corporations, and business owners. The firm utilizes ETF-based model portfolios alongside third-party managers, offering financial planning, wealth management, retirement consulting, and brokerage, mortgage, and insurance services through affiliated entities.
Series 63, Series 65
Sault Ste. Marie, MI
Hantz financial Services, Inc.
Rileigh Rambo is a financial advisor at Hantz Financial Services, Inc. with 11 years at the firm and three years of industry experience. She holds Series 63 and Series 65 licenses. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios across various risk levels, supplemented by third-party managers and Direct Indexing, alongside brokerage, mortgage-broker, and insurance services through affiliated entities.
Series 66
Sault Ste. Marie, MI
Hantz financial Services, Inc.
Jamie Sheppard is a Series 66-licensed financial advisor at Hantz Financial Services, Inc. with one year of industry experience. Prior to joining Hantz Financial Services, Jamie worked in various roles including at Regal Home Care and Jamie Nicole Agency. Outside of financial advising, Jamie is involved in an automotive repair business, where they contribute approximately nine hours per month. Hantz Financial Services serves a diverse client base including individual, pension, charitable, and business clients, offering financial planning, portfolio and wealth management primarily through ETF-based model portfolios supplemented by third-party managers. The firm integrates advisory, brokerage, mortgage, and insurance services, and utilizes technology partnerships for advanced portfolio management and client data aggregation.
Series 66
Sault Ste. Marie, MI
Hantz financial Services, Inc.
Patricia Scheske is a financial advisor at Hantz Financial Services, Inc. with five years of industry experience and holds a Series 66 designation. Her work history includes roles at Hantz Financial Services since 2020, Lake Superior State University, and Birch Hill Grocery. Hantz Financial Services serves a diverse client base including individuals, pension plans, charities, and business owners. The firm focuses on ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and integrates advisory, broker-dealer, mortgage, and insurance services within its enterprise structure.
CFP®, Series 66
Sault Ste. Marie, MI
Hantz financial Services, Inc.
Jonathon Coe is a CFP® professional with 13 years of industry experience, currently serving at Hantz Financial Services, Inc. since 2012. He holds a Series 66 license and operates out of Sault Ste. Marie, MI. Hantz Financial Services, Inc. serves a diverse clientele including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and advanced strategies such as Direct Indexing.
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