Timothy Kevin O'brien

Andy Hackett is a financial advisor with Creative Financial Designs, Inc. in Colorado Springs, CO, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at CFD Investments, Cuso Financial Services, and Waddell & Reed, Inc. Outside of his advisory work, he served as Stewardship Manager for The Dale House Project, overseeing property maintenance and advising on larger initiatives. Creative Financial Designs serves a diverse client base including individuals, charitable organizations, corporate clients, and employer retirement plans. The firm employs asset-class model allocations informed by third-party research and offers a range of investment strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Terry Thomason is the sole advisor at Replica Wealth Advisors Inc in Colorado Springs, CO, holding a Series 65 designation with 12 years of industry experience. Prior to founding Replica Wealth Advisors in 2019, he worked at Gradient Advisors, LLC and Mountain Range Financial Advisors from 2014 to 2019. He also operates an affiliated insurance practice, Mountain Range Insurance Advisors, offering life insurance, Medicare, long-term care, and annuity products. Replica Wealth Advisors is an independent, single-advisor firm that provides financial planning and consulting services primarily to individuals, high-net-worth clients, trusts, estates, and business entities. The firm customizes asset allocations and monitors third-party managers who execute trades, while also offering written financial plans and educational workshops.

Douglas Holden is a CFP®-certified financial advisor with 10 years of industry experience. He is the sole advisor at First Light Financial in Colorado Springs, CO, and has a long-standing career at Performance Technologies, Inc. since 1995. First Light Financial is an independent, fee-only advisory firm serving primarily individual clients. The firm uses a passive, low-cost index-based strategy called TIPS Plus!, focusing on customized financial planning and investment management with client involvement in portfolio decisions.

Aaron Ritchie is a financial advisor at Strong Mountains Financial Planning in Colorado Springs, CO. He holds a Series 65 designation and has over 20 years of experience in the financial services industry, including long-term roles at USAA and Progressive Insurance. Strong Mountains Financial Planning is an independent, fee-only firm serving individuals and high-net-worth clients with discretionary investment management and various financial planning services. The firm's investment approach combines modern portfolio theory with both passive and active fund selection, employing fundamental, technical, and cyclical analysis as needed.

Cornerstone Financial Planning is an independent, fee-only wealth management firm helping individuals and families steward wealth intentionally through proactive financial planning, prudent investing, and values-driven decision-making. We work with clients who want to build wealth with purpose, pursue long-term financial independence, and align their financial lives with what matters most. Services include comprehensive financial planning, investment management, retirement planning, tax-efficient investing, real estate planning and investment analysis, risk management, and ongoing financial guidance. With personal experience in real estate investing, we help clients evaluate opportunities, navigate complexity, and make more confident financial and real estate decisions. Our approach is personalized, relationship-driven, and built around helping clients simplify complex financial decisions so they can live more intentionally and create a meaningful, impactful life.

Erika Williams is a financial advisor with Sagegrove Investment Advisory Group, LLC in Colorado Springs, CO, holding Series 66 and Series 65 licenses with seven years of industry experience. She previously worked at RSF Social Finance and J.P. Morgan Securities among other firms. Williams serves as an unpaid board member of the Aquillius Institute and is a senior officer for impact investing at the Colorado Health Foundation. Sagegrove Investment Advisory Group provides discretionary investment management and limited-scope consulting to high-net-worth individuals, charitable organizations, and corporations. The firm emphasizes a fiduciary approach, coordinating with clients’ other professional advisors to implement integrated estate, tax, and philanthropic strategies using long-term, disciplined portfolio construction.