Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 65
Experience Industry experience
27 years
Location
Whitefish, MT 59937
Merrill
Institution
Todd Sylvester is a Wealth Management Advisor and founder of the Duddingston Sylvester Group at Merrill Lynch Wealth Management. He brings over two decades of experience advising senior executives and their families on managing, preserving, and stewarding their wealth. His expertise includes executive and equity compensation, such as stock options, restricted stock units, performance awards, and employee stock purchase plans. Todd also focuses on long-term wealth planning, family wealth management strategies, liquidity management, personal retirement planning, and retirement income.
Todd began his career in wealth management in 1999 at UBS, gaining experience in corporate stock management and benefits consulting. He later served as Senior Vice President and Wealth Advisor at Morgan Stanley before joining Merrill Lynch in 2014. He holds a Bachelor's degree in Finance from Saint John's University and maintains professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA).
Outside of his professional work, Todd has held volunteer leadership roles, including serving on the Board of the Children’s Home Society of Minnesota and the Lutheran Social Services of Minnesota Foundation Board, where he served as Chair, Treasurer, and committee member. He grew up in Grand Rapids, Minnesota, and currently lives in Orono with his wife and two children. In their free time, Todd and his family enjoy exploring the mountains of Montana.
Based on Merrill
SEC-reported: Commissions on certain transactions, including foreign securities and fixed income; mark-ups, markdowns and dealer spreads may apply to some trades.
Whitefish, MT
142 Baker Ave
Whitefish MT 59937
Advisors at this office
8
Minnesota · Montana · Texas
27 years of industry experience
BANK of AMERICA, N.A.
2014 - Present • 12 years
Minneapolis, MN
Merrill
2014 - Present • 12 years
Minneapolis, MN
Morgan Stanley
2009 - 2014 • 5 years
Minneapolis, MN
Morgan Stanley & Co. LLC
2009 - 2009 • 1 year
Minneapolis, MN
UBS Financial Services
2002 - 2009 • 7 years
Minneapolis, MN
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
A client's investment-related complaint, arbitration or lawsuit, including ones that were denied, withdrawn or settled.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Series 63, Series 65
Whitefish, MT
GlacierWealth
Edward Rainford is the sole advisor at GlacierWealth, an independent investment advisory firm based in Whitefish, MT. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, including 22 years with GlacierWealth. GlacierWealth provides discretionary and non-discretionary investment management and integrated financial planning primarily for individual clients, while also serving charitable organizations, corporate clients, and pension or profit-sharing plans. The firm uses a Risk Tolerance Assessment to guide investment policy and applies a combination of asset allocation, fundamental, technical, and quantitative analysis in managing client portfolios.
CFP®, Series 63, Series 65
Whitefish, MT
Royal Palms Capital, LLC
Kristin Hetzer is a CFP® with 42 years of industry experience and is the principal advisor at Royal Palms Capital, LLC, where she has worked since 2005. She is also licensed as an insurance agent. Royal Palms Capital offers customized investment supervisory and consulting services to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs both fundamental and technical analysis across multiple investment strategies tailored to client risk tolerance and objectives.
Series 63, Series 65
Whitefish, MT
Main Line Retirement Advisors, LLC
Alfred Matarazzo is a financial advisor with Main Line Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His career includes long-term roles at FSC Securities Corporation and Main Line Financial Advisors LLC. Outside of finance, he is a passive partner in a craft spirits distillery and has served on nonprofit and industrial development boards. Main Line Retirement Advisors serves individual investors, including high-net-worth clients, and corporate retirement plan sponsors, providing discretionary wealth management and comprehensive financial planning. The firm manages portfolios primarily on a discretionary basis, combining fundamental and technical analysis, options strategies, and third-party manager allocations.
Series 65
Whitefish, MT
Piedmont Capital Management, LLC
Andrew Coco is a Series 65-credentialed advisor with eight years of industry experience. He has worked at Piedmont Capital Management, LLC since 2024 and previously managed Coco Enterprises, LLC from 2018 to 2024. Before entering financial services, he was employed by Norfolk Southern Railroad for three years. Piedmont Capital Management, LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, family offices, pension and profit-sharing plans, trusts, and other entities. The firm employs a blend of technical, fundamental, and cyclical analysis to construct and manage portfolios under discretionary authority, serving a high number of clients per advisor and offering public educational seminars free of charge.
CFP®, Series 65
Whitefish, MT
Main Line Retirement Advisors, LLC
Zachary Matarazzo is a CFP® credentialed financial advisor with eight years of industry experience, currently serving at Main Line Retirement Advisors, LLC since 2017. Prior to his advisory career, he was a full-time student for ten years. Main Line Retirement Advisors, LLC (d/b/a HeartStone Advisors) provides discretionary wealth management and comprehensive financial planning to individual investors, including high-net-worth clients, as well as retirement plan consulting and participant education for corporate sponsors. The firm manages approximately $394 million in assets using a combination of fundamental and technical analysis, options strategies, and third-party manager allocations.
Series 65
Whitefish, MT
Piedmont Capital Management, LLC
Diego Biggerstaff is a financial advisor at Piedmont Capital Management, LLC with a Series 65 credential. He has one year of industry experience. Prior to joining Piedmont Capital Management, he held roles in various fields including consumer services and education. Piedmont Capital Management, LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, family offices, pension and profit-sharing plans, trusts, and other entities. The firm uses a combination of technical, fundamental, and cyclical analysis to manage portfolios and serves a high volume of clients through standardized processes and custodial platform services.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)