Tyler A Curtis Southard

Nancy Schultz is a financial advisor with Schultz Retirement Income Solutions, Inc. in Rockland, ME, holding a Series 66 designation and 22 years of industry experience. She has worked at her current firm since 2010 and previously at J Edward Knight Senior Advantage, LLC from 2021 to 2025. In addition to advisory services, she is involved in insurance sales, dedicating approximately 10% of her time to this activity. Schultz Retirement Income Solutions provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm uses fundamental analysis with a long-term investment approach to create customized portfolios and written investment policy statements, offering both discretionary and non-discretionary engagements.

James Heavey is the sole advisor at James Heavey Wealth Advisors, LLC in Rockport, ME, holding Series 63 and Series 65 licenses with 18 years of industry experience. He previously worked at Foresters Equity Services, Inc. for six years and has been involved in insurance sales since 2007. James Heavey Wealth Advisors, LLC provides discretionary and non-discretionary portfolio management, financial planning, and consulting services to individuals and business clients. The firm uses a combination of third-party model portfolios, fundamental analysis, and Modern Portfolio Theory to build customized portfolios and also serves charitable organizations and pension or profit-sharing plans.

Catherine Downey is a CERTIFIED FINANCIAL PLANNER™ professional with 24 years of industry experience. She is the principal of Ampersand Investment Advisors and has a background that includes roles at Morgan Stanley Smith Barney LLC and work as a self-employed CPA. Ampersand Investment Advisors is an independent, state-registered firm providing fee-based investment advisory and financial planning services to individuals, high-net-worth clients, pension plans, trusts, charitable organizations, and business entities. The firm uses a tactical allocation approach with discretionary portfolio management and offers a broad range of investment options along with qualified retirement plan consulting for institutional clients.

Ryan Gosline is a financial advisor at Integral Financial Planners with 16 years of industry experience. He holds Series 63 and Series 66 designations. Prior to founding Integral Financial Planners, he worked at TIAA-CREF and Tiaa for eight years and at Fidelity for one year. Integral Financial Planners is an independent investment adviser serving individuals, high-net-worth clients, and small businesses. The firm employs Modern Portfolio Theory and third-party research to manage discretionary investment portfolios and offers financial and business planning services through a structured discovery, diagnosis, and implementation process.

Christopher Cortese is a CFP® and Series 65-licensed financial advisor with nine years of industry experience. He is the principal of Logbook Financial Planning, LLC, an independent firm based in Rockport, Maine. Cortese has a background that includes over a decade of service with the U.S. Department of State, where he also provides ad hoc management consulting in logistics, operations, and human resources. Logbook Financial Planning, LLC is a fee-only advisory firm serving individual and high-net-worth clients with financial planning and investment management. The firm offers tailored investment policies and discretionary portfolio management through its “Partnered Planning” program, alongside public educational webinars and workshops.

Daniel Pease is a financial advisor at New England Financial Services with one year of industry experience. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he has been involved with Rock Harbor Brewing Company since 2013 and Rock Harbor, Inc. since 2011. New England Financial Services is a small advisory firm serving individual investors and plan sponsors, including high-net-worth clients. The firm uses a tactical asset-allocation strategy based on fundamental analysis and manages most client accounts on a non-discretionary basis.