William George Mcintee

I'm Mike Dunlop, a CFP® in Cedar Falls, Iowa. I run Ignite Financial with Casey Redmond, CFP®. We're fee-only and flat-fee. You pay a set number, and that's it — no commissions, no percentage of your nest egg, nothing to sell you. I built the firm this way because I got tired of watching good people pay for advice that had a sales pitch buried in it. If your portfolio doubles, our work doesn't double, so our fee shouldn't either. Most of the people we work with are about five years out from retirement or already there. A lot of them are Iowa public employees trying to make sense of IPERS — when the Rule of 88 actually hits, which payout option to take, what the taxes do to it. We spend a lot of time on Social Security timing and Roth conversions too, because a big pre-tax account is kind of a ticking time bomb once RMDs show up. We have to pay our share, but we don't have to leave Uncle Sam a tip. I was trained as an accountant, so my numbers run conservative. Both Casey and I have the heart of a teacher — if you don't understand what we're doing, you won't trust it, and you shouldn't. Air Force veteran, four kids, an acreage in New Hartford with chickens and too many tomato plants. Ignite Financial is a state-registered investment adviser serving a diverse client base including institutional and individual investors. The firm employs a primarily passive, index-fund investment approach grounded in Modern Portfolio Theory, along with additional analytical methods and the capability to recommend outside managers.

Axel Hoogland is a financial advisor at Highland Wealth Management in Cedar Falls, IA, with eight years of industry experience. He holds a Series 65 designation and has worked as an engineer for John Deere since 2018. Highland Wealth Management offers fee-only, project-based, and hourly financial planning services, emphasizing strategic asset allocation with passively managed funds. The firm operates without discretionary trading authority or custody of client assets, focusing on written recommendations and client-controlled implementation.

David Becker is a financial advisor at Keystone Wealth Management in Waterloo, Iowa, with 27 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Purshe Kaplan Sterling Investments, Inc. from 2019 to 2023. In addition to his advisory role, Becker is licensed to sell fixed insurance products, including life insurance, annuities, and long-term care. Keystone Wealth Management serves individual and high-net-worth clients as well as small-business retirement plan sponsors, offering portfolio management, financial planning, and fiduciary retirement plan consulting. The firm emphasizes tailored investment strategies with mutual funds and fundamental analysis, provides ongoing account monitoring and reporting, and manages a high client load through aggregation and model-based reviews.

John Tuve is a CFP® with 41 years of industry experience, currently serving as a financial advisor at Tuve Investment Management, Inc., where he has worked since 2015. Prior to this, he was associated with Purshe Kaplan Sterling Investments for nine years. Outside of his advisory role, he is a licensed insurance agent and a licensed notary in Iowa. Tuve Investment Management provides discretionary asset management to individual and high-net-worth clients, managing approximately $133 million across more than 1,400 client relationships. The firm utilizes a combination of technical and fundamental analysis to create tailored portfolios and employs both long-term and short-term trading strategies to meet client objectives.

Daniel Fencl is a financial advisor with Fencl Advisory Services, LLC in Cedar Falls, IA, holding a Series 63 designation and over 40 years of industry experience. He has worked with ICM Financial Services, Inc. and Dominion Investor Services, Inc. for multiple decades and currently serves as CEO of ICM Financial Services, Inc. Fencl Advisory Services is a state-registered investment adviser that serves individuals, trusts, retirement plans, corporations, and other professional clients. The firm provides discretionary portfolio management and financial planning with a planning-driven, long-term buy-and-hold investment approach tailored to each client’s goals and risk tolerance.

Stanley Tuve is a financial advisor at Tuve Investment Management, Inc. in Waterloo, IA, with seven years of industry experience. He holds a Series 65 designation and previously worked at Purshe Kaplan Sterling Investments from 2015 to 2018. Tuve Investment Management provides discretionary asset management to individual and high-net-worth clients, managing approximately $133.3 million across 1,409 client relationships. The firm employs a combination of technical and fundamental analysis to construct and manage tailored portfolios, offering continuous supervision and monthly reviews.