Laird Trepp is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 30 years of industry experience. He has worked with Cetera and its affiliate Cetera Wealth Services since 2021 and was previously with VOYA Financial Advisors. Trepp is also an independent insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services and operates a multi-manager platform allowing advisors to implement diverse investment strategies.

Dustin Edwards is a financial advisor with Cetera, holding a Series 66 credential and bringing 11 years of industry experience. His prior roles include positions at IMG Financial Group, Minnesota Life Insurance Company, Securian Financial Services, Alliance Benefit Group of Houston, and Invesco Advisers. Outside of his advisory work, he serves as a director involved in fixed insurance sales and acts as an independent contractor referring businesses for group health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures, supporting over 10,000 advisors and managing upwards of $256 billion in assets.

Nicholas Irwin is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. He has worked with firms including Edward Jones, Merrill, and SWBC Investment Advisory Services. Outside of his advisory role, he is co-owner of Ni-Hi Enterprises LLC, a business operations entity supporting Dauntless Wealth Management. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Jake Sehoyan is a financial advisor at Cetera with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Stifel, Nicolaus & Company, DoorDash, Tiffany & Co., Hermes of Paris, Jacobs Media/Jacapps, Carhartt, and Wayne State University. He is also a Notary Public for the Michigan Department of State. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, providing access to various model portfolios, third-party managers, and customizable strategies.

Glen Cheron is a financial advisor with Cetera and holds Series 63 and Series 65 credentials. He has 32 years of industry experience and has worked with Cetera and Financial Network Wealth Advisors LLC since 2013 and 2018, respectively. Outside of advisory roles, Cheron serves on the board of directors for Point West Rotary and participates in local homeowners association committees, including budget and long-range planning. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform that features discretionary and non-discretionary options, model portfolios, and access to third-party money managers.

Kurt Ebel is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked at Cetera and its affiliate firms since 2019 and previously spent 12 years with Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party investment managers.

Adam Carlin is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 9 years of industry experience. He has worked at Avantax Advisory Services and operates his own CPA firm focused on business management, tax preparation, bookkeeping, and general accounting. Carlin is also involved in his local community as a member of the Rotary Club of Romney, West Virginia. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions, offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Noah Dendinger is a financial professional with Cetera, holding a Series 66 credential and three years of industry experience. He has worked at firms including North Star Resource Group and Aaron Hatanpa - State Farm Agency. Outside of advising, Dendinger serves as president of the Justin Dendinger Foundation Inc., a nonprofit that organizes an annual fundraiser supporting high school graduates. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides access to multiple investment strategies through a multi-manager platform, combining discretionary and non-discretionary portfolio management with various program structures and third-party partnerships.

Susan Derenzo is a CFP® professional with 25 years of industry experience, currently affiliated with Cetera since 2013. She also serves on multiple nonprofit boards, including as vice chair of the Columbia Non-Profit Housing Board and as a board member for the PeaceHealth Southwest Medical Center Foundation and the Estate Planning Council of Southwest Washington. In addition, she is involved with a Mary Kay skin care business and participates in local philanthropic foundations. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors and serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services through multiple program platforms and a variety of discretionary and non-discretionary account structures.

David Hanson is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 15 years of industry experience. He has worked at Cetera and affiliated entities since 2016 and is currently a managing partner at Pine Harbor Advisors. Hanson also works as an insurance agent selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC provides investment advisory services through a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Thomas Bennett Jr. is a CFP®-designated financial advisor with 36 years of industry experience, currently affiliated with Cetera. He has held roles at several firms, including Trilogy Financial Services, LPL Financial, and David Willett Financial, where he serves as operations manager. In addition to advisory work, he is an insurance agent specializing in life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, ranging from automated allocations to bespoke strategies, overseeing more than $256 billion in assets.

Daniel Polachek is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked at Avantax Advisory Services and related firms prior to joining Cetera in 2025. Outside of his advisory role, he serves as President of Northampton Wrestling Inc., an organization that provides youth wrestling opportunities in his community. He also operates a CPA practice focused on accounting and tax services and is a partner in a wealth management firm, Peak Advisor Group. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and advisory services across multiple program structures with access to both affiliated and third-party managers, supporting a broad range of investment strategies and client needs.

Vanessa Ly is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 14 years of industry experience. She has worked at firms including Morgan Stanley, Fidelity Investments, Ameriprise Financial Services, and Oppenheimer. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Thaddeus Obecny is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His career includes long tenures at Avantax Insurance Agency, LLC and Avantax Investment Services, Inc. He is also a partner in a notary public service and serves as an executor of an estate, overseeing its operations. Additionally, he assists with financial management for his son's professional golf business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Ralph Rosenbaum is a financial advisor with Cetera, holding the PFS™ credential and Series 63 and Series 65 licenses, and has 28 years of industry experience. He has worked primarily with Avantax entities since 1997 and operates his own CPA practice specializing in tax preparation and accounting. Outside of advisory work, he is involved in a food truck business as an investor. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, model portfolios, third-party manager selections, and various program structures across multiple custodians.

Philippe Trouillot is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. His prior roles include positions at Wells Fargo Advisors and various Cetera entities. He serves on the board of Mulherin Home, attending quarterly meetings. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services to individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with diverse investment program options.

John Sweeden is a financial advisor at Cetera with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Avantax and Five Star Partners, where he has been involved since 2004. Outside of his advisory work, he is the owner of Five Star Partners, where he manages accounting services and tax preparation, as well as overseeing IT and operations. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and consulting services through a multi-manager platform that allows advisors to implement various investment strategies across multiple program structures.

John Stevenson is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. His prior work includes six years at Edward Jones and one year in real estate at Star Real Estate. Stevenson is involved in community activities, serving as Vice President and Financial Chair of Scenic Walton and Chairman of Friends of Scenic 30A, where he helps oversee fundraising and grant applications. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of over 10,000 independent advisors. The firm serves individual, corporate, charitable, and institutional clients through various portfolio management and financial planning services, leveraging a multi-manager platform with model portfolios, third-party managers, and bespoke strategies.

Matthew Brenneman is a CFP® with 19 years of industry experience, currently affiliated with Cetera. His prior experience includes roles at Voya Financial Advisors and operating Brenneman Independent Planning, LLC, his own financial services marketing entity. He also serves as president of Carolina Office Place, a local office park board of directors. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary programs.

Cade Danielson is a financial advisor with Cetera, holding the Series 66 designation and one year of industry experience. His prior background includes roles at Zynergy Financial Group LLC and Split Social Kitchen, where he was involved for four years before transitioning fully into financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and investment options.