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Irene Z

CFP®, Series 66

Cuyahoga Falls, OH

Cetera

Irene Zurowski is a CFP®-credentialed financial advisor with 14 years of industry experience. She is currently with Cetera and has previously worked at firms including Impel Wealth Management and Valmark Advisers. Zurowski is also a licensed insurance agent selling fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Thomas H

Series 63, Series 65

Wellesley, MA

Cetera

Thomas Halloran is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior work includes positions at VOYA Financial and its advisory divisions. Outside of his advisory role, he is involved with nonprofit organizations such as Good Sports and Junior Achievement of Northern New England and is an author of a self-published children’s book. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Randall G

Series 63, Series 66

Merrillville, IN

Cetera

Randall Goss is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior work includes roles at Thrivent Financial, Bank of America, and New York Life Insurance Company. Outside of his advisory work, he serves as Director of Softball for the Lincoln Way Vipers Baseball Softball Academy, a youth training organization. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various investment management and financial planning services through a multi-manager platform with access to affiliated and third-party strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jacob W

Series 66

Omaha, NE

Cetera

Jacob Weber is a financial advisor at Cetera with four years of industry experience and holds the Series 66 designation. His prior work includes roles at Renaissance Financial Corp, Securian Financial Services, Minnesota Life Insurance Company, and TD Ameritrade. Outside of financial services, he is also a tennis coach. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment and advisory services through a multi-manager platform and supports both discretionary and non-discretionary account management.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Andrew G

Series 63, Series 65

Cromwell, CT

Cetera

Andrew Gardner is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Cetera and its affiliated entities since 2014. Gardner also serves as vice president and wealth manager at Reliance Wealth Management and is an insurance agent selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Gerald W

CFP®, ChFC®, Series 63, Series 65

Honolulu, HI

Cetera

Gerald Wilson is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 50 years of industry experience. He previously spent 18 years at Concourse Financial Group Securities Inc and has operated Hawaii Financial Store Inc since 1978. Wilson serves as an advisory board member for the National Christian Foundation Hawaii, assisting with community outreach. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of over 10,000 advisors, featuring diverse program structures and access to affiliated and third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Travis E

CFP®, Series 66

Indianapolis, IN

Cetera

Travis Ehlen is a CFP® professional with 13 years of industry experience, currently advising at Cetera. He has previously worked with Avantax Advisory Services and 1st Global Advisors Inc. Ehlen also owns a CPA practice, Ehlen Heldman & Co., where he is involved in tax projections and wealth management operations. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and customized strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Brian H

ChFC®, Series 63

Ocean Springs, MS

Cetera

Brian Hermetz is a financial advisor with Cetera who holds a ChFC® designation and a Series 63 license, with 36 years of industry experience. He has worked at Cetera since 2022 and previously at Hancock Whitney Bank and Hancock Investment Services for over 20 years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides access to affiliated and third-party investment managers across various program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Deanna P

PFS™, Series 66

Casper, WY

Cetera

Deanna Pickering is a financial advisor with Cetera, holding the PFS™ and Series 66 designations and bringing 21 years of industry experience. She has worked with several firms, including Avantax Advisory Services and Porter, Muirhead, Cornia & Howard, where she is a shareholder and involved in wealth management. Pickering serves on the board of Central Wyoming Hospice & Transitions, a nonprofit providing comfort care and related services. Cetera Investment Advisers LLC supports a broad client base, including individuals, retirement plans, and institutional accounts, offering a multi-manager platform that features a range of portfolio management options and third-party money manager access.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Tex J

Series 66

Billings, MT

Cetera

Tex Janecek is a financial advisor with Cetera, holding a Series 66 designation and bringing 21 years of industry experience. Prior to joining Cetera, Tex worked at First Financial Equity Corporation for 13 years. Outside of his advisory role, he is a board member of the Montana Safari Club, a nonprofit organization focused on wildlife conservation and hunter education. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a range of discretionary and non-discretionary program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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James V

Series 63, Series 65

New Vienna, OH

Cetera

James Varnum is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He previously worked at Nationwide Investment Services Company for 11 years before joining Cetera and its affiliated entities in 2025. Outside of his advisory work, he is the owner of a YouTube channel called MadRiver Homestead, where he creates and uploads content about homestead living. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients with portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform offering a variety of program options including model portfolios, third-party managers, and bespoke strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Joel Z

Series 63

Jersey Shore, PA

Cetera

Joel Zysset is a financial professional at Cetera with 28 years of industry experience. He holds the Series 63 designation and has worked at Cetera and its affiliates since 2019, with prior experience at VOYA Financial Advisors. Outside of advisory work, he also prepares taxes and acts as an independent agent for fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and retirement services delivered via multiple program structures and investment approaches, including model portfolios and customized strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Scott A

Series 63

New City, NY

Cetera

Scott Aber is a financial advisor with Cetera, holding a Series 63 designation and 25 years of industry experience. He is also the owner of Scott M. Aber CPA PC, providing accounting and tax services since 1998, and serves as president of Bookkeeping Chef Inc., an online bookkeeping business. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Gregory M

Series 63, Series 66

New York, NY

Cetera

Gregory Mcneill is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has worked at Cetera since 2019 and previously spent over two decades with Foresters Financial Services. Outside of his advisory role, he is involved with Granite Sky Wealth Advisors LLC, which operates as a DBA for his Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over $256 billion in assets under management and more than 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Joseph M

Series 66

Frisco, CO

Cetera

Joseph Murto is a financial advisor at Cetera with 24 years of industry experience. He holds a Series 66 credential and has worked at Ameriprise Financial Services, Inc. for 16 years before joining Cetera. Outside of his advisory role, he owns Alpine Wealth Management, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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James R

Series 66

Midlothian, VA

Cetera

James Robertson is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. He has worked at firms including Virginia Asset Management and Securian Financial Services Inc. Robertson is also involved in fixed insurance sales through Virginia Asset Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management services, financial planning, and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jessica C

Series 66

Columbia, CT

Cetera

Jessica Callahan is a financial advisor with Cetera, holding a Series 66 designation and 24 years of industry experience. She has worked with several Cetera entities since 2021 and spent seven years at Voya in various advisory roles. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, institutional, corporate, and charitable clients nationwide. The firm offers a range of portfolio management and retirement services, with over $256 billion in assets under management and more than 10,000 advisors across its network.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Duane H

Series 66

Carmel, IN

Cetera

Duane Haley is a financial professional with 18 years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera and its affiliates since 2025, following nine years at Cambridge Investment Research Advisors and ongoing management of his own wealth advisory business, Cornerstone Financial Advisory DJH LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporations, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform, supported by over 10,000 advisors and managing assets exceeding $256 billion.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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James C

Series 63, Series 65

Mt Pleasant, SC

Cetera

James Carden Jr. is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including PRUCO Securities, The Prudential Insurance Company of America, and Securian Financial Services. Outside of advisory work, he is involved in fixed insurance sales through Carolina Capital Management. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jian Cheng L

Series 66

Flushing, NY

Cetera

Jian Cheng Li is a financial advisor at Cetera with 16 years of industry experience. He holds a Series 66 designation and has worked with Cetera and its affiliated entities since 2010. Additionally, he is involved in buying, selling, and leasing residential real estate. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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