Benjamin Batiste is the Founder and Principle Advisor of Crestmark Wealth Group. He holds Series 63 and Series 65 licenses and previously worked at Eagle Strategies (NY Life), NYLIFE Securities LLC, New York Life, and the U.S. Department of Homeland Security. Batiste serves as a board member of the Buckley Spouses Group, a nonprofit providing meals and education to military families facing food scarcity. Crestmark Wealth Group serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Sean Moran is a financial advisor with Hornor, Townsend & Kent, LLC and holds a Series 65 designation. He has five years of industry experience, including prior roles at Ad Deum Funds and Bull Run Investment Management. Outside of financial advising, Moran enjoys outdoor activities with friends and family and serves on the boards of several nonprofit organizations. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through non-discretionary management and third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a range of investment approaches and offers consulting and retirement plan services.

Robin Fine is a financial advisor at Hornor, Townsend & Kent, LLC with 39 years of industry experience. He holds the ChFC® designation and has been with Hornor, Townsend & Kent since 1989. In addition to his advisory role, Fine serves on the Board of Trustees and the Investment Committee of Reform Congregation Keneseth Israel. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight.

Ryan Petti is a CFP® and ChFC® with six years of experience in the financial services industry. He has worked at Hornor, Townsend & Kent LLC since 2020 and has held roles at Penn Mutual Life Insurance Company since 2019. In addition to his advisory work, Petti is involved in multi-line insurance sales and financial advising through several independent ventures. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities and offers both discretionary and non-discretionary account options to tailor client investment strategies.

Ronald Bertke is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2009. In addition to his advisory role, he conducts life insurance brokerage services for multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through comprehensive advisory programs and financial planning services. The firm operates both advisory and broker-dealer services, offering custody, execution, and brokerage capabilities alongside investment advice.

Nathalie Edeen is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. She holds Series 65 and Series 63 licenses and has been with Hornor Townsend since 2016. Nathalie also sells and services multi-line insurance products and conducts student loan portfolio reviews to evaluate repayment options and federal programs. Additionally, she participates as a sales affiliate promoting retail products on TikTok. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering custody, execution, and brokerage capabilities alongside personalized investment advice.

Simon Filip is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He holds a Series 66 designation and has prior experience at KRS CPAs LLC and Tobin & Collins CPA PA. Outside of advisory work, he is involved in life insurance brokerage as a selling registered assistant. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms, financial planning, and consulting. The firm combines standard investment approaches with client-directed implementation and oversight.

Martin Valentic is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and over 20 years of industry experience. He has been with Hornor, Townsend & Kent since 2015 and also works with Penn Mutual Life Insurance Company. Outside of advising, he is a part owner of racehorses and operates insurance brokerage businesses focused on life and disability insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Douglas Frye is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Brookstone Capital Management and Spinnaker Financial, Inc. Frye is also the owner and host of a personal finance education platform, TheMoneyClassroom.com. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight.

Simon Weinstock is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He holds the Series 65 and Series 63 designations and has previously been associated with Penn Mutual and Star Lite Brokerage. Outside of advisory work, Weinstock is actively involved in insurance brokerage operations and serves as a court-appointed guardian for two adults, managing their personal care and financial affairs. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining third-party asset management relationships with discretionary and non-discretionary account options.

Joshua Lerma is a financial advisor at Hornor, Townsend & Kent, LLC with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Co., among other firms. Outside of advisory work, he is involved in insurance brokerage activities, including sales and service of Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight and manages the majority of client assets on a non-discretionary basis.

Ashley Mc Neely is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. She has previously worked at firms including Ameriprise, Charles Schwab, Cetera Advisors, and Thrivent Financial. Mc Neely is also involved with Certainty of the Uncertainty, LLC, where she manages an advisory business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes financial planning and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering a range of investment strategies supported by third-party asset managers and maintains over $8 billion in discretionary assets under management.

Jeffery Belzeski is a financial advisor at Hornor, Townsend & Kent, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including MassMutual and Park Avenue Securities. In addition to his advisory role, he is involved in life insurance brokerage through 1847Financial and Total Financial Partners in Kansas. Hornor, Townsend & Kent serves individuals, businesses, trusts, and charitable organizations, providing advisory services primarily on a non-discretionary basis through third-party asset managers, with a focus on client-directed implementation and oversight.

Daniel Finkle is a CFP® with 28 years of industry experience, currently serving as an advisor at Hornor, Townsend & Kent, LLC since 1998. He also operates a multi-line insurance brokerage, Finkle Financial Planning, focusing on life, health, and disability insurance. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, emphasizing client-directed implementation and oversight through third-party asset manager platforms and consulting.

Shawn Cowls is a financial advisor at Hornor, Townsend & Kent, LLC with 22 years of industry experience. He holds a Series 63 designation and has been affiliated with Hornor, Townsend & Kent and Penn Mutual since 2004. Outside of his advisory role, Cowls serves as a board member for the Fund for Reunion Inc., providing portfolio review and rebalancing recommendations, and he is the vice president of his apartment building’s cooperative board. Hornor, Townsend & Kent serves individuals, including high-net-worth clients, trusts, businesses, charitable organizations, and retirement plans through a range of advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options and operates as both an SEC-registered adviser and a FINRA-member broker-dealer.

Jerome Goldberg is a financial advisor at Hornor, Townsend & Kent, LLC with 45 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with both Penn Mutual and Hornor, Townsend & Kent since 2002. Goldberg has been involved in multiple life insurance brokerage activities through various entities, including serving as a partner and proprietor in related ventures. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services and utilizes a third-party asset manager platform with discretionary and non-discretionary account options.

James Woodall is a CFP® with 51 years of industry experience, currently affiliated with Hornor, Townsend & Kent, LLC. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. since 2007. Woodall is also involved in insurance brokerage activities through Cambridge Financial Center, Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight.

David Chaney is a ChFC® with 35 years of industry experience, currently serving as an advisor at Hornor, Townsend & Kent, LLC. He has been associated with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent Inc since 2012. Outside of his advisory role, Chaney owns and operates several life insurance brokerages, including Legacy and Succession and Legacy Planning Service. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a primarily non-discretionary investment approach.

Dwayne Vick is a financial advisor at Hornor, Townsend & Kent, LLC with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Primerica Advisors and Guardian Life Insurance Company. In addition to his advisory role, Vick is active as a life insurance agent for Penn Mutual Life Insurance Company and works part-time in retail sales of luxury men's clothing. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of its assets on a non-discretionary basis.

Olivia Brown is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC. She has previously worked at several firms, including Strategic Advocates, LLC and Cambridge Investment Research. Outside of her advisory role, she is also involved in life insurance brokerage, providing financial planning and insurance services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates dual advisory and broker-dealer platforms, managing over $8 billion in assets through a network of advisors and third-party asset manager relationships.