Brandon Mann is a financial advisor at Hornor, Townsend & Kent, LLC with 23 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ameritas Advisory Services, Ameritas Investment Corp, and D.A. Davidson & Co. Outside of his advisory role, he manages an insurance brokerage focused on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement consulting. The firm operates both advisory and broker-dealer services, combining investment advice with custody, execution, and brokerage capabilities.

James Greenwell is a financial advisor with Hornor, Townsend & Kent, LLC and holds the ChFC® designation along with Series 63, 65, and 66 licenses. He has 40 years of industry experience and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2003. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, working with third-party asset managers to provide tailored investment strategies and supervisory oversight.

Todd Ockovic is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and bringing 33 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2015. Outside of his advisory role, he is actively involved in Freemasonry, serving as Chair of the Grand Lodge of Pennsylvania Free and Accepted Masons Consolidated Fund and holding positions on multiple related boards and committees. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services that emphasize client-directed implementation and oversight. The firm manages a significant portion of client assets on a non-discretionary basis and offers services including financial planning, consulting, and third-party asset manager platforms.

David Hays is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He previously worked at MML Investors Services LLC and MassMutual Life Insurance Company. Outside of his advisory role, he is involved in insurance brokerage and financial advising under the name Empire Wealth Strategies and Elevate Financial Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement consulting. The firm operates both an SEC-registered advisory platform and a FINRA-member broker-dealer, providing a wide range of custody, execution, and brokerage services.

Michael Clayton is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Hornor, Townsend & Kent since 2014 and also works with Penn Mutual Life Insurance Company. Outside of his advisory role, Clayton is involved in insurance brokerage through his own firms and serves as president of a medical office specializing in alternatives to opioid pain management. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset managers, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Jon Keever is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and possessing five years of industry experience. He has been with Hornor, Townsend & Kent since 2019 and also maintains roles with Penn Mutual Life Insurance Company and APEX Insurance Advisors, LLC. Outside of his advisory work, Keever is involved in insurance brokerage, serving as an agent for multiple carriers and an officer at APEX Insurance Advisors, focusing on property and casualty insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset managers, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight with a predominantly non-discretionary investment approach.

Jacob Croft is a financial advisor with Hornor, Townsend & Kent, LLC in Pittsburgh, PA, holding the Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Hornor, Townsend & Kent since 2018 and has a concurrent affiliation with Penn Mutual Life Insurance Company since 2016. Outside of his advisory role, Croft is active as president of a local Business Networking International chapter and is a partner at an online trading card sales business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options through a combination of in-house advice and third-party asset manager relationships, operating as both an SEC-registered advisor and FINRA-member broker-dealer.

Timothy Kroskey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked at Penn Mutual Life Insurance Company and Hornor, Townsend & Kent Inc since 2010. Outside of his advisory work, Kroskey serves as president of the board of directors for the Colonial Shag Club, a nonprofit organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining custody, execution, and brokerage capabilities with investment advice.

David Walsh is a CFP® professional with over 31 years of experience in financial advising at Hornor, Townsend & Kent, LLC, where he has worked since 1995. In addition to his advisory role, he is involved in insurance sales and services through his activities with Cornerstone Financial Group and CFGPLAN, representing multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary account options. The firm combines SEC-registered advisory services and broker-dealer capabilities, managing billions in assets under management and leveraging relationships with third-party asset managers.

John Gurrieri is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC since 2015. He also holds roles in multiple insurance brokerages, including life, disability, and property/casualty insurance, operating several related businesses such as Empire Wealth Strategies and Black Belt Wealth Advisory. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Donald Schmitt is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He previously worked at Northwestern Mutual in various roles from 2007 to 2019 and has been associated with Penn Mutual Life Insurance Company since 2019. Outside of advising, Schmitt owns an exterior cleaning business and is involved in multiple insurance agencies, including operating an advisory and insurance brokerage firm focused on risk management aspects of financial planning. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services delivered via third-party asset managers, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight with a predominantly non-discretionary investment model.

Christopher Tarnowski is a financial advisor at Hornor, Townsend & Kent, LLC with seven years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2019. In addition to his advisory role, Tarnowski is the proprietor of WT Music & Son LLC, a company that rents, sells, and repairs brass, woodwind, and stringed instruments. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines investment advice with brokerage and custody services, managing a large asset base through a mix of discretionary and non-discretionary account options.

Joseph Nicholson is a financial advisor at Hornor, Townsend & Kent, LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at Hornor, Townsend & Kent since 2012, as well as at Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting through a network of advisors. The firm operates both advisory and broker‑dealer services, combining investment advice with custody, execution, and brokerage capabilities.

Michael Stelter is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Hornor, Townsend & Kent since 1987 and has also worked with Penn Mutual Life Insurance since 1984. Stelter operates a life insurance brokerage, Michael T. Stelter & Associates, where he provides insurance sales and service for multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory services through third-party asset managers, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a significant portion of client assets on a non-discretionary basis.

Indira Cozine is a financial advisor at Hornor, Townsend & Kent, LLC with six years of industry experience. She holds Series 63 and Series 65 registrations and has worked at Hornor, Townsend & Kent since 2019 and Penn Mutual Life Insurance Company since 2018. Outside of her advisory role, she is a board member of I&I International, a nonprofit providing educational services to underserved populations, and owns Sunshine Sistas, LLC, which organizes educational and wellness events for women. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages a majority of client assets on a non-discretionary basis and provides a range of investment and retirement plan consulting services.

Michael Scott is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® and ChFC® designations and over 23 years of industry experience. He has worked with Independence Financial and Penn Mutual Life Insurance Company since 2010 and 2002, respectively. Scott is a board member of the National Advisory Council for Penn Mutual and HTK, participating in financial professional advisory committees. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages most client assets on a non-discretionary basis and provides a range of financial planning and consulting services.

Donald Warnke is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license. He has 18 years of industry experience, including 25 years at Cotton States Insurance and concurrent roles at Penn Mutual Life Insurance Company since 2021. Outside of his advisory work, Warnke owns and operates a multi-line insurance brokerage and serves as an agent for life insurance and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Amicka Hall is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at LPL Financial LLC and State Farm in various investment management roles. Prior to entering the financial industry, she spent eight years at DXC Technology. Hornor, Townsend & Kent serves individuals—including high-net-worth clients—trusts, businesses, charitable organizations, and retirement plans through a broad range of advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering custody, execution, and brokerage alongside investment advice.

Nancy Guynn is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. She holds a Series 66 credential and has been with Hornor, Townsend & Kent since 2015. Outside of her advisory role, she volunteers on the finance committee at St. Genevieve School, where she reviews the school budget to assist with tuition planning. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and manages a significant portion of assets on a non-discretionary basis.

Marie Tracy is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2011 and has been associated with Anthony M. Cicitta Jr., CPA, PC since 2005. Outside of her advisory role, she is involved in life insurance brokerage and serves as a registered sales assistant supporting investment and insurance client services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages the majority of its approximately $7.76 billion in client assets on a non-discretionary basis and offers a range of financial planning, consulting, and retirement plan services.