Edwin Ayala is a financial advisor with Primerica Advisors based in Garden City, NY, holding a Series 63 designation and 27 years of industry experience. He has worked with Benchmark Realty & Management Corp., PFS Investments Inc., and Primerica Financial Services since the mid-1990s. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited selection of separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered, percentage-based wrap fee structure.

Jennifer Chase is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Primerica Financial Services since 2004 and PFS Investments Inc since 2017. Outside of her advisory role, she has been involved with the Screen Actors Guild and Actor's Equity for over 30 years. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts under a wrap-fee structure.

Daniel Deck is a financial advisor with Primerica Advisors in Knoxville, TN, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with PFS Investments, Inc. since 2007 and Primerica Financial Services since 2006. Outside of his advisory role, he serves as a minister and works part-time as a service dog trainer. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Gregory Patrick is a financial advisor with Primerica Advisors in Milan, Ohio, holding 14 years of industry experience. He has worked with PFS Investments, Inc. since 2012 and Primerica Financial Services since 2011. In addition to his advisory role, he is involved in selling loan products and home-related services referrals through affiliates of PFS Investments, Inc. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers and operates at scale with nearly 3,700 financial advisors and approximately $15.5 billion in assets under management.

Charles Smith is a financial advisor with Primerica Advisors in Smithfield, RI, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been affiliated with Primerica Advisors and Primerica Financial Services since 1999 and has maintained self-employment since 1976. Outside of advisory work, he is involved in sales of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Kadie Berry is a financial advisor with Primerica Advisors based in Corpus Christi, TX. She holds Series 63 and Series 65 licenses and has three years of industry experience. Her background includes roles in education and customer service, and she is involved with Greenheart Exchange, a cultural exchange program. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable organizations. The firm offers a wrap-fee asset management program utilizing model-driven strategies and third-party managers.

Andrew Joshu is a financial advisor with Primerica Advisors in Billings, MT, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to his advisory role, he has worked at Horizon Air for over two decades. Outside of his advisory work, he also works as a delivery driver, committing significant hours during securities trading times. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Steven Hageman is a financial advisor at Primerica Advisors with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2018. In addition to his advisory role, he has been involved with Oshkosh Door since 1999. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-driven strategies and selective separately managed accounts primarily to individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, with portfolio implementation delegated to BNY Mellon Advisors.

Andrew Rice is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has concurrently worked in education, real estate, and tutoring roles for over a decade. Outside of financial advising, he is involved in tutoring and real estate as a Realtor Associate, and he also drives for Lyft. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-driven strategies managed by third-party asset managers.

Christine Malik is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2015 and 2016, respectively, and previously held roles at RX To Go Pharmacy and Walgreens. Malik is also involved in referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets under management through a large network of advisors delivering model-based investment strategies supported by third-party asset managers and custodial services.

Bhim Bastola is a financial advisor with Primerica Advisors in Columbus, OH, holding a Series 63 designation and six years of industry experience. He has been with Primerica Advisors since 2019 and has prior experience with KEY REALTORS, LTD and Himal Tax Service LLC. Outside of financial advising, he owns businesses in trucking, interpretation services, and tax preparation. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers for its investment models.

Danielle Kulp is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and five years of industry experience. She has worked at Primerica Financial Services since 2009 and has been with Primerica Advisors since 2020. Outside of financial services, she is involved with Wingmom Bucks County, providing support services such as babysitting, transportation, and home organizing. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Richard Jones is a financial advisor at Primerica Advisors with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at PFS Investments Inc. since 2015 and with Primerica Financial Services since 1998. Outside of advisory activities, he is co-owner of R. Jones Jr & Associates, LLC, formed for Primerica business purposes, and serves as Chief Executive Member of Jones5 Family Holding LLC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-driven investment strategies supported by third-party asset managers and custodians. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

George Adams is a financial advisor with Primerica Advisors in Hoover, AL, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Primerica Financial Services since 2015 and has held positions at Metrostar Systems, Teksynap, and L-3 Army Fleet Support. Outside his advisory role, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and discretionary separately managed accounts. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers, maintaining oversight of model offerings and portfolio implementation.

Dharam Gunnia is a financial advisor with Primerica Advisors in Austin, TX, holding Series 63 and Series 65 credentials and over 22 years of industry experience. His prior roles include positions at PayPal Inc., Amrut Farms LLC, and various consulting and management firms. He also receives compensation for referrals related to home security and automation products through affiliated Primerica companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm utilizes model-based investment strategies created by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Allen Stein is a financial advisor with Primerica Advisors in Miami, FL, holding a Series 65 designation and 15 years of industry experience. He has been with Primerica Advisors since 2010 and with Primerica Financial Services since 2009. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Richard Burkes is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 66 designation and 25 years of industry experience. He has worked with Primerica Advisors since 2018 and previously held roles at Stratos Wealth Partners and LPL Financial. Outside of advisory services, he is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with trading and custody services facilitated by BNY Mellon Advisors and Pershing.

Gary Ryan is a financial advisor with Primerica Advisors in Vero Beach, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. Outside of his advisory role, he is involved in the sale of home security and automation products through a co-located affiliate and serves as a personal representative for an estate. Primerica Advisors is a large institution serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers and provides trade execution and custody support through established partners.

Nathanael Silin is a financial advisor with Primerica Advisors in Newark, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at Primerica Advisors since 2014 and has held multiple roles in transportation and delivery services. Outside of advisory work, Silin operates a landscaping contracting business and has experience as a driver for ride-sharing and delivery services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Arleigh Larson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Primerica Advisors since 2008 and has worked with Primerica Financial Services since 1996. Larson is also involved in sales of home security and automation products through affiliated companies and co-owns FERAL Holdings US, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively offered separately managed accounts. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.