Karen Clerici is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. Her career includes roles at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2016, as well as previous experience with Prospera Financial Services and Raymond James Financial. Outside of her advisory work, she leads weekend hikes for Asheville Adventures, a local hiking company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs that provide asset allocation and retirement planning guidance. The firm uses proprietary software and model portfolios developed with Morningstar Investment Management to deliver personalized retirement-focused advice and operates at scale with a large client base and advisor team.

Paul Kelley is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2015. Outside of his advisory role, he is an athletic coach for the Tooele County School District and a part owner of Kelley Family Enterprises, which operates in moving, construction, and home inspection services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed and advisory programs. The firm’s investment approach incorporates proprietary portfolio models and ongoing oversight provided by Morningstar Investment Management, focusing on personalized asset allocation and retirement guidance.

David Preuss is a financial advisor with Transamerica Retirement Advisors, LLC in Marietta, GA. He holds the ChFC® designation along with Series 63 and Series 65 licenses, and has 24 years of industry experience. His career includes over a decade at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2013. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm employs proprietary portfolio construction tools developed with Morningstar Investment Management and manages a high volume of clients primarily through non-discretionary asset management.

Ryan Crider is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and having 10 years of industry experience. His prior roles include positions at Charles Schwab and Empower Retirement, as well as self-employment. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering programs that focus on asset allocation, contribution guidance, and retirement age planning. The firm utilizes proprietary software and model portfolios provided by Morningstar Investment Management and manages a large client base primarily through non-discretionary advice.

Michael Rogers is a financial advisor with Transamerica Retirement Advisors, LLC who holds Series 63, 65, and 66 licenses and has 30 years of industry experience. His prior work includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Pruco Securities LLC, The Prudential Insurance Company of America, and several other firms. Outside of his advisory career, he is a musician who plays bass, guitar, and sings. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, relying on Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale with a focus on non-discretionary assets and does not target high-net-worth or corporate clients in its core programs.

Joseph Affatigato is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior experience includes roles at UBS, New York Life, and Luken Investment Analytics. Outside of his advisory work, he serves as president of Affatigato L.L.C., a retail and wholesale business importing olive oil from his family’s land in Sicily. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm utilizes proprietary software and model portfolios developed by Morningstar Investment Management to provide personalized asset allocation and retirement guidance.

Tammy Engel is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and having four years of industry experience. She has worked at Transamerica Investors Securities Corporation since 2022 and at Transamerica Life Insurance Company since 2017. Her earlier experience includes roles at Innovative Designs Inc., R'Club, and the Pinellas County School District. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and advisory services focused on asset allocation, contribution rates, and retirement timing. The firm uses proprietary tools from Morningstar Investment Management for portfolio construction and oversight, providing both discretionary and non-discretionary advice to a large client base.

Clevie Carter is a financial advisor at Transamerica Retirement Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, Bank of America, New York Life Insurance Company, and their affiliated broker-dealers. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed and advisory retirement programs supported by Morningstar Investment Management’s model portfolios and software. The firm focuses on asset allocation and retirement planning guidance through both discretionary and non-discretionary advice.

Michael Garaja is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2013 and has held a separate role at Lowes since 2012. Outside of his financial advisory work, he drives part-time for Uber during nights and weekends. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm employs proprietary portfolio construction and oversight tools provided by Morningstar Investment Management and manages a large client base primarily through non-discretionary asset programs.

John Zeigler is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at OneAmerica Securities and American United Life for 28 years and has been with Transamerica since 2025. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed portfolio services and investment education through various programs that emphasize asset allocation and retirement planning. The firm utilizes Morningstar Investment Management for portfolio construction and oversight and operates at scale with a large client base and focus on non-discretionary assets.

Mary Rinehart is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 30 years of industry experience. She is currently with Transamerica Retirement Advisors, LLC and has been affiliated with Transamerica Investors Securities Corporation and TransAmerica Retirement Solutions since 2014. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice and education programs. The firm uses Morningstar Investment Management’s proprietary software and model portfolios to provide both managed and non-discretionary investment guidance at scale to a broad client base.

Sarai Vazquez is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Her prior roles include positions at Raymond James & Associates and multiple affiliated Transamerica entities. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs that emphasize asset allocation, contribution guidance, and retirement age planning. The firm utilizes Morningstar Investment Management for portfolio construction and ongoing oversight, offering primarily non-discretionary investment recommendations to a large client base.

Alexander Lambert is a financial advisor with Transamerica Retirement Advisors, LLC, based in Bozeman, MT. He holds the Series 63 and Series 65 licenses and has three years of industry experience. Prior to his current role, he worked with Cetera Investment Services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education services. The firm uses proprietary technology and third-party expertise to offer asset allocation and retirement planning guidance, operating at scale with a large client base primarily focused on non-discretionary asset management.

Brendle Corpman is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2014. Outside of his advisory role, Corpman is involved in administrative consulting through Corpman Contracting LLC. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed advice, advisor-managed advice, and investment education services. The firm utilizes proprietary software and model portfolios developed with Morningstar Investment Management to provide personalized allocation guidance and operates with a large client base focused primarily on non-discretionary assets.

Upasana Khandelwal is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Bank. Outside of her advisory work, she creates and sells art pieces through a personal venture called KRAFT BAZZAR. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed and non-discretionary investment advice programs focused on asset allocation, contribution rates, and retirement timing. The firm utilizes proprietary portfolio tools and model allocations provided by Morningstar Investment Management and supports a large client base with a mix of discretionary and non-discretionary assets.

Christian Chang is a financial advisor at Transamerica Retirement Advisors, LLC with 25 years of industry experience. He holds the Series 63 and Series 65 licenses and has been associated with Diversified Investors Securities Corp. since 2006. Chang is based in Hialeah, Florida. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education services. The firm utilizes Morningstar Investment Management’s proprietary technology and model portfolios to deliver personalized asset allocation and retirement guidance, operating at scale with over 212,000 clients and 301 advisors.

Shanda Butcher is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has been with Transamerica Investors Securities Corporation and TransAmerica Retirement Solutions since 2015. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm utilizes proprietary software and model asset allocations from Morningstar Investment Management to deliver personalized portfolio guidance, focusing primarily on non-discretionary assets across a large client base.

Lina Degay is a financial advisor at Transamerica Retirement Advisors, LLC in Austin, TX, holding a Series 66 designation. She has one year of industry experience, with prior roles at Transamerica Investors Securities, LLC, Transamerica Life Insurance Company, Bank of America, Merrill, BMO Bank, and CITIZENS Bank. Lina also has experience outside the financial industry, including managing a gym. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through multiple managed advice programs and investment education services. The firm relies on Morningstar Investment Management for portfolio construction and oversight, serving a large client base primarily with non-discretionary assets.

Adriana Arkley is a financial advisor at Transamerica Retirement Advisors, LLC in Minneapolis, MN, with three years of industry experience. She holds Series 63 and Series 65 licenses and has prior work history at Wells Fargo and Compass Group USA, where she also assists with food service and event catering outside of securities hours. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice and investment education programs, utilizing proprietary portfolio models developed in partnership with Morningstar Investment Management.

Tyree Chapman is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Fidelity Investments and McLean Asset Management Corporation. Chapman is based in Washington, DC. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm’s approach utilizes proprietary software and model portfolios from Morningstar Investment Management to provide personalized asset allocation and retirement guidance.