Grayson Miller is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Waterloo Capital, where he has worked since 2026. His prior experience includes positions at Oxford Financial Group, Goldman Sachs & Co. LLC, and UBS Financial Services. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm emphasizes customized, long-term investment strategies supported by fundamental analysis and offers a broad range of investment tools alongside comprehensive financial planning and consulting.

Randy Flowers is a CFA® charterholder and holds a Series 63 license with five years of industry experience. He is currently with Waterloo Capital and Intelligent Wealth Solutions, having joined both firms in 2022. His prior experience includes roles at Pacific Investment Management Company LLC, Aspiriant LLC, and Goodwater Wealth Management of Raymond James. Waterloo Capital is a multi-team, SEC-registered advisory firm that serves entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm manages approximately $2.26 billion across a range of customized investment portfolios using fundamental analysis and a long-term, buy-and-hold approach, supplemented by access to third-party sub-advisers and a broad array of investment tools.

Frances Moore is a financial advisor with Waterloo Capital in Austin, TX, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She previously worked at Raymond James & Associates for five years before joining Waterloo Capital in 2018. Outside of her advisory role, Moore serves as Treasurer of the Endowment Fund for All Saints Episcopal Church. Waterloo Capital is a multi-team SEC-registered adviser serving accomplished entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm employs a long-term, buy-and-hold investment approach with customized portfolios and access to a broad range of investment tools and third-party sub-advisers.

Grant Smith is a CFP® with 11 years of industry experience, currently affiliated with Waterloo Capital. His prior work includes roles at Equitable Advisors and Axa Advisors, and he is also a senior partner at Lighthouse Financial and owner of Smith Financial Consulting LLC. Waterloo Capital is a multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm offers customized portfolios with a long-term, buy-and-hold approach and access to a broad range of investment tools and third-party sub-advisers.

Robert Russell Jr. is a financial advisor at Waterloo Capital with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Waterloo Capital since 2021, following prior roles at Royal Alliance and National Planning Corporation. He is also licensed in life and health insurance. Waterloo Capital is an SEC-registered multi-team adviser that serves entrepreneurs, high-net-worth clients, trusts, and retirement plans. The firm manages approximately $2.26 billion across diverse investment strategies, employing a long-term, buy-and-hold approach with customized portfolios and access to third-party sub-advisers.

Betty Arias is a CFP® credentialed advisor with 37 years of industry experience. She has been with Waterloo Capital since 2018 and previously worked at Raymond James & Associates for five years. Arias is also a partner and advisor with MAM Group LLC dba AMG Wealth Advisors, where she manages client assets. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans, managing approximately $2.26 billion across 2,600 clients. The firm emphasizes customized portfolios using fundamental analysis and a long-term, buy-and-hold approach, complemented by access to third-party sub-advisers and a broad range of investment tools.

Eric Wylie is a financial advisor at Waterloo Capital with 14 years of industry experience. He previously worked at Element Retirement & Investment Consultants, L.L.C. from 2011 to 2025. Wylie serves on several community and nonprofit boards, including the Corps of Cadets Association and the Bryan/College Station Chamber of Commerce. Waterloo Capital is an SEC-registered multi-team adviser that serves entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm uses a long-term, buy-and-hold investment approach combined with fundamental analysis and offers a range of services including direct investment management, financial planning, and access to third-party sub-advisers.

Dax Weindorf is a financial advisor with Waterloo Capital, holding a Series 66 designation and 18 years of industry experience. He has previously worked with Equitable Advisors and AXA Advisors, LLC. Outside of his advisory roles, he owns and operates 4W Consulting, a financial planning business based in Rogers, Arkansas. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 2,600 clients, offering customized portfolios with a long-term, buy-and-hold investment approach supplemented by access to third-party sub-advisers and a broad range of investment tools.

Steven Schultheis is a financial advisor at Waterloo Capital with four years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors and Lighthouse Financial, alongside a long tenure at Walmart Stores, Inc. Outside of his advisory work, Schultheis is involved in consulting for small businesses through his own company, SCHULTHEIS CONSULTING LLC. Waterloo Capital is an SEC-registered multi-team advisory firm that serves entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm employs a long-term, buy-and-hold investment approach with customized portfolios and offers a broad array of investment tools alongside financial planning and consulting services.

Jarrod Hix is a financial advisor at Waterloo Capital with 23 years of industry experience. He holds a Series 66 designation and previously worked for Element Retirement & Investment Consultants, L.L.C. from 2016 to 2025. Outside of his advisory role, he serves as Treasurer and Secretary of the Rotary Club of Aggieland and chairs the Rotary District 5910 District Conference Planning Committee. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm builds customized long-term portfolios using fundamental analysis and offers a broad range of investment tools alongside comprehensive financial planning and consulting services.

Sajal Mutter is a financial advisor at Waterloo Capital in Austin, TX, holding a Series 65 designation. He has one year of industry experience, including roles as a Junior Investment Analyst at both Waterloo Capital and Intelligent Wealth Solutions. Prior to his advisory career, he worked in various positions across different industries. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities with a minimum account size of $1 million. The firm manages approximately $2.26 billion across 2,600 clients, offering customized portfolios, comprehensive financial planning, and access to third-party sub-advisers using a primarily long-term, fundamental investment approach.

Jay Gehrke is a financial advisor at Waterloo Capital with 21 years of industry experience. He holds a Series 65 designation and has previously worked at Avellie Wealth Management LLC and Cole Wealth Management, LLC. Gehrke is also licensed to sell insurance products such as life, health, and annuity contracts when appropriate. Waterloo Capital is a multi-team advisor serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities, typically with a $1 million minimum. The firm employs a customized, long-term investment approach using fundamental analysis and offers a range of services including direct investment management, financial planning, access to third-party sub-advisers, and educational seminars.

Chad Kennedy is a financial advisor with Waterloo Capital, holding a Series 66 credential and seven years of industry experience. Prior to joining Waterloo Capital in 2023, he worked at Equitable Advisors and Axa Advisors. His background also includes roles outside finance, such as positions in physical therapy and education. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm offers customized portfolio management using fundamental analysis and a long-term buy-and-hold strategy, with access to diverse investment tools and comprehensive financial planning services.

Crystal Reed is a financial advisor at Waterloo Capital in Austin, TX, holding a Series 65 credential and beginning her advisory career in 2025. Prior to joining Waterloo Capital, she spent 12 years at Ferguson Fire & Fabrication. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and various entities. The firm manages approximately $2.26 billion across 2,600 clients through tailored portfolios that emphasize fundamental analysis and a long-term, buy-and-hold strategy, complemented by a diverse range of investment tools and financial planning services.

Richard Belline is a financial advisor at Waterloo Capital with 30 years of industry experience. He holds the ChFC® designation and securities licenses including Series 63 and Series 65. His prior experience includes over two decades at Axa Advisors, LLC, and Equitable Advisors. Waterloo Capital is a multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans, managing approximately $2.26 billion across about 2,600 clients with 51 advisor representatives. The firm emphasizes customized, long-term portfolio management supported by fundamental analysis and offers a range of investment tools alongside financial planning, tax service referrals, and educational seminars.

Grayson Griffin is a Series 66-licensed financial advisor with three years of industry experience. He currently works at Waterloo Capital and has prior experience at Lighthouse Financial and Equitable Advisors. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm manages approximately $2.26 billion through a network of 51 advisors, offering customized portfolios based on fundamental analysis, with services that include investment management, financial planning, tax referral arrangements, and educational seminars.

Robert Blessing Jr. is a financial advisor at Waterloo Capital in San Antonio, TX, holding Series 65 and Series 63 licenses with four years of industry experience. Prior to joining Waterloo Capital in 2023, he worked at Commonwealth Financial Network and had several years at CVS Health Corporation. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans, managing approximately $2.26 billion across about 2,600 clients. The firm uses a primarily long-term, fundamental analysis-driven approach, offering customized portfolios, third-party sub-advisers, and a range of investment tools alongside financial planning and educational services.

Sara Seely is a CFA® charterholder and holds a Series 66 license, with 24 years of experience in the financial industry. She has been with Waterloo Capital since 2022 and previously worked at Equistar Wealth Management for nine years. She serves on the investment committees of Hospice Austin Fund, Austin Committee Foundation, and Planned Parenthood Greater Texas. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm employs a fundamental, long-term investment approach with customized portfolios and offers a range of services including direct investment management, financial planning, and access to third-party sub-advisers.

Adam D'acierno is a Series 66 licensed advisor at Waterloo Capital with 12 years of industry experience. His prior roles include positions at Royal Alliance and National Planning Corporation. Outside of advising, he works as a payroll and HR services consultant. Waterloo Capital is an SEC-registered multi-team firm serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm offers customized portfolios with a fundamental, long-term investment approach and a broad range of strategies, including direct management, third-party sub-advisers, and integrated cash and lending solutions.

Christopher Hernandez is a financial advisor at Waterloo Capital with 17 years of industry experience. He holds a Series 66 designation and previously worked at Royal Alliance Associates, Inc. and National Planning Corporation. Hernandez is licensed in life and health insurance. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 2,600 clients, offering customized portfolios with a fundamental, long-term investment approach and access to a broad range of investment tools and third-party sub-advisers.