Andrew Forrester is a CFP® and Series 65 licensed financial advisor with 12 years of industry experience. He is currently affiliated with XYPN Sapphire and Everant Wealth, LLC, and has been with Krilogy Financial, LLC since 2014. Forrester is also a licensed insurance agent and occasionally offers commissionable insurance products alongside his advisory services. XYPN Sapphire provides investment management and financial planning to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and offers tailored adviser plans supported by a centralized administrative structure and innovative digital-asset management programs.

David Liegakos is a financial advisor with XYPN Sapphire, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Cetera, Stonefly Financial, and ownership of Horizon Business Solutions LLC, where he provides business coaching and consulting. Outside of advising, he serves as vice president of a homeowners association, helping manage community concerns and meetings. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm utilizes a long-term, risk-based allocation approach supported by diversified portfolios and offers both discretionary and non-discretionary management, including a pilot digital-asset program.

William Drexler is a CFP® and ChFC® with 10 years of industry experience, currently serving as a financial advisor at XYPN Sapphire. He previously worked at Ameriprise Financial Services and J.W. Cole Advisors, among other firms. Drexler serves on the board of directors for the Early Learning Coalition in Melbourne, FL. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation strategy informed by Modern Portfolio Theory and supports nearly 50 affiliated advisors through a centralized structural model.

Taylor Hain is a financial advisor at XYPN Sapphire with one year of industry experience and holds a Series 65 designation. Prior to joining XYPN Sapphire, Hain worked at Goose Ridge Winery for one year. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation strategy informed by Modern Portfolio Theory and offers both discretionary and non-discretionary portfolio management alongside financial planning and sponsored TAMP services.

Amy Shappell is a CFP® professional with 15 years of experience in financial advisory roles. She is currently with XYPN Sapphire and has held previous positions at firms including Equi Financial Planning, CGN Advisors, and Garrett Investment Advisors. She took a four-year retirement from 2021 to 2025 before returning to advisory work. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach influenced by Modern Portfolio Theory and offers both discretionary and non-discretionary management across diversified asset types.

Steven Moffitt is a CFP®-certified financial advisor with 12 years of industry experience. He is currently affiliated with XYPN Sapphire and has held roles at Carolina Wealth Planners, XYPN Invest, and Fidelity Investments in various capacities. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm emphasizes a long-term, risk-based investment approach using diversified portfolios and is notable for its pilot programs in digital-asset management and tokenized securities custody.

Joseph Dunn is a CFA® charterholder and holds the Series 66 designation with 10 years of industry experience. He currently works at XYPN Sapphire and was previously with Commonwealth Financial Network for 10 years. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm emphasizes a long-term, risk-based allocation strategy and offers both discretionary and non-discretionary portfolio management, supporting affiliated advisors through a centralized model with specialized services including a pilot digital-asset management program.

David Brown is a financial advisor at XYPN Sapphire with 11 years of industry experience. He holds a Series 65 designation and previously worked at Gold Medal Water, Inc. for 10 years. Outside of advising, he is co-owner of DH Blue Sky Realty. XYPN Sapphire provides investment management and financial planning to individuals, trusts, estates, business entities, and retirement plans. The firm uses a long-term, risk-based allocation strategy informed by Modern Portfolio Theory and supports affiliated advisors through a centralized RIA structure.

William Dion is a CFP® professional with 17 years of experience in financial services. He is currently affiliated with XYPN Sapphire and previously worked at Tenere Wealth Advisors, Cerity Partners LLC, Prio Wealth LP, and Rockland Trust. XYPN Sapphire provides investment management and financial planning to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and offers adviser-tailored plans supported by a corporate RIA structure owned by XY Planning Network.

Amelia Thomas is a financial advisor with XYPN Sapphire, holding Series 63 and Series 66 licenses and 13 years of industry experience. Her previous roles include positions at Navarone Financial Group, Stifel Nicolaus & Co Inc, Fedex Express, and T-Mobile. She is also a managing partner of her own tax planning, accounting, and bookkeeping business. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach and supports nearly 50 affiliated advisors through a centralized corporate RIA model.

Tamie Ball is a financial advisor with XYPN Sapphire in Sugar City, ID, holding four years of industry experience. She previously worked at Brookstone Wealth Advisors and LifePro Asset Management and has founded a CPA practice offering insurance, annuities sales, and college planning through Silver Spring Financial. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans, employing a long-term, risk-based allocation approach supported by diversified portfolios and documented human oversight of AI tools. The firm also offers model portfolios and digital-asset management services uncommon among multi-team advisory firms.

Lance Best is a financial advisor at XYPN Sapphire with 11 years of industry experience. He holds the Series 63 and Series 65 credentials and previously worked at NYLIFE Securities LLC and New York Life Insurance Co. for a decade before joining XYPN Sapphire and Best Investment Group, LLC. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm emphasizes a long-term, risk-based investment approach using diversified portfolios and employs a combination of discretionary and non-discretionary management, with a structural model that supports affiliated advisors and includes a pilot program for digital asset management.

Jesse Biddle is a financial advisor at XYPN Sapphire with a Series 65 designation and one year of industry experience. His background includes roles at Wealth Management of Alabama, XYPN Invest, Reed's Tax Service, Thornberry Insurance Agency, and First Jackson Bank. Outside of advising, he operates a farm in Rainsville, Alabama, and also works in tax preparation at Reed's Tax Service. XYPN Sapphire provides investment management and financial planning to individuals, trusts, estates, business entities, and retirement plans. The firm’s approach focuses on long-term, risk-based allocation using diversified portfolios and incorporates adviser-tailored plans supported by documented human oversight and selective use of third-party managers.

Dallin Walker is a financial advisor with XYPN Sapphire based in Rexburg, ID. He holds a Series 65 designation and has six years of industry experience, including ten years at Onyx Financial Advisors, LLC. XYPN Sapphire provides investment management and financial planning to individuals, high-net-worth clients, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and integrates technology with human oversight, offering services also to other independent RIAs.

Bradley Griffiths II is a financial advisor with XYPN Sapphire, holding a Series 66 credential and nine years of industry experience. His career includes roles at several firms such as Royal Alliance Associates, SagePoint Financial, and KCS Wealth Advisory. Outside of his advisory work, he operates a vintage goods retail and consulting business and serves as a board member for a charitable organization focused on philanthropic causes. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation approach grounded in Modern Portfolio Theory and offers diversified portfolios, financial planning, and sponsored TAMP services, supporting nearly 50 affiliated advisors under a single corporate RIA structure.

Hilal Yilmaz is a CFA® charterholder with two years of industry experience. She is currently an advisor at XYPN Sapphire and has previously worked at Insight Investment Counsel, Inspicio, LLC, Forward Wealth Management, and Quantitative Financial Strategies. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation strategy grounded in Modern Portfolio Theory and supports a range of portfolio management and planning services, including discretionary and non-discretionary management.

Andrew Almeida is a financial advisor at XYPN Sapphire with 11 years of industry experience. He holds the CFP® and CFA® designations and has worked previously at Almeida Investment Management and City National Bank. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm’s approach focuses on long-term, risk-based asset allocation using diversified portfolios and incorporates both discretionary and non-discretionary management, with some specialized digital-asset services.

Julian Treves is a CFP®-certified financial advisor at XYPN Sapphire with two years of industry experience. His prior roles include positions at Pathways Planning & Insights, Inc., Creative Financial Designs, and College Tuition Advisory Services. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm emphasizes a long-term, risk-based investment approach using diversified portfolios and offers both discretionary and non-discretionary management alongside financial planning and sponsored TAMP services.

John Stoj is a financial advisor at XYPN Sapphire with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Verbatim Financial LLC and Transamerica Financial Advisors. He is a one-third partner in Flat Fee Advisors (dot) Org, a flat fee advisor directory. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation strategy informed by Modern Portfolio Theory and supports a network of nearly 50 affiliated advisors through centralized back-office and compliance services.

Katerina Minevich is a CFP® and Series 65 licensed adviser with XYPN Sapphire. She has held advisory roles since 2026, including positions at Quantitative Financial Strategies and Forward Wealth Management, and previously worked at NuORDER, Inc for nine years. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm uses a long-term, risk-based allocation approach supported by Modern Portfolio Theory and offers both discretionary and non-discretionary portfolio management alongside integrated financial planning and sponsored TAMP services.