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John R

Series 63, Series 66

Hovland, MN

Ally invest Advisors

John Ratey is a financial advisor at Ally Invest Advisors with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including U.S. Bancorp Investments, Ameriprise Financial Services, and Scottrade. He provides support to both Ally Invest Securities and Ally Invest Advisors in a dually licensed capacity. Ally Invest Advisors serves a broad retail client base with discretionary portfolio management through automated and advisor-led services. The firm uses ETF-based portfolios aligned with Modern Portfolio Theory across multiple risk tiers and offers digital tools for performance reporting and tax management.

ESG / Sustainable investing Tax-loss harvesting Income planning Retirement income strategy
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