Joel Heinlein is a financial advisor with Cambridge Investment Research Advisors, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His career includes positions at Lutheran Financial Services, Regal Investment Advisors, Wells Fargo Advisors, and other firms. Outside of finance, he owns a remodeling business and a music-related venture. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Tracy Kendrick is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing Services and Morgan Stanley. Kendrick served on the board of Spring Vale Christian School for 14 years. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms.

Adam Heinlein is a CFP® and ChFC® with 40 years of industry experience. He is currently with Cambridge Investment Research Advisors and has worked previously at Regulus, LLC, Regal Investment Advisors LLC, and American Portfolios Advisors, Inc. Outside of his advisory role, Heinlein serves as chairman of the board of Crosswater Canyon, Inc. and is president of Lutheran Financial Services, Inc. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm operates through thousands of financial professionals and offers access to multiple platforms, custodians, and proprietary model strategies.

Joseph Taunt is a CFP® and ChFC® with 43 years of experience in the financial services industry. He has been with Cambridge Investment Research Advisors since 2024 and previously worked at Regulus, LLC, Regal Investment Advisors, and Regal Financial Group LLC. Outside of his advisory work, he serves as treasurer of the Muskegon Yacht Club and the Lake Michigan Sail Racing Federation and is a board member of the J/35 Class Association. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.