James Farmer is a financial advisor with LPL Financial in Carthage, IL, holding a ChFC® designation and Series 63 and 65 licenses, with 41 years of industry experience. His prior roles include positions at First Bankers Trust Co., Cambridge Investment Research Advisors, and Mass Mutual Investors Services. He is also involved in non-variable insurance through Long Term Care Partners, Inc. and MassMutual-Indianapolis IN Agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions by offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Randal Westerman is a financial advisor with LPL Financial in Carthage, IL, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with LPL Financial since 2011 and also has a longstanding affiliation with First Bankers Trust Company, NA dating back to 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of advisers. The firm offers a range of financial planning and portfolio management services, combining model portfolios, third-party subadvisors, and customized strategies with technology tools to support client accounts.