Gregory Richards is a Certified Financial Planner (CFP®) with 27 years of industry experience. He is currently with Merit Financial Advisors and has previously worked at firms including First Financial Group, Inc. and Triad Advisors, Inc. Outside of his advisory role, he serves as Judge Advocate for the Hershey American Legion Post 386 and is a board member and treasurer for the Valle del Sol Phase 6 Homeowners Association. He is also an attorney specializing in estate planning matters. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors serving more than 20,000 clients across 66 offices. The firm offers coordinated wealth-management services using a long-term, diversified investment approach with customizable models and both discretionary and non-discretionary authority.

Scott Lumbatis is a financial advisor at Merit Financial Advisors with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Scottrade, Inc., Triad Advisors, Inc., and OSAIC. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion across 144 advisors. The firm serves a diverse client base including individuals, corporate clients, retirement plan sponsors, and charitable organizations, using a long-term, diversified investment approach implemented through model portfolios and customizable strategies.