Tiffany Nguyen is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018 after four years at Wells Fargo Bank, NA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal and third-party investment management and supports trading, account administration, and custody.

Michael Moore is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has worked with Bank of America, N.A. since 2011 and has been affiliated with Merrill Lynch Pierce, Fenner & Smith, Incorporated since 2007. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution. The firm integrates its services with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by its Chief Investment Office and platform oversight.

Thomas Newell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He partners with individuals and small businesses to develop personalized financial strategies that align with clients’ goals and market conditions. Thomas provides guidance on a variety of financial needs, including retirement planning, portfolio management, college education planning, divorce transition planning, and individual and corporate investment strategies. With expertise in designing and implementing retirement plans tailored to business cultures and helping individuals achieve their personal financial objectives, Thomas emphasizes simplifying investing for his clients. He holds a Master’s degree from Villanova University and a Bachelor’s degree from the Pennsylvania State University System. Thomas carries the CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) professional designations. Originally from Philadelphia, Thomas is the youngest of seven siblings. He values listening, loyalty, respect, and courtesy in his professional and personal life. He resides in the Lehigh Valley with his wife and two children. Outside of work, Thomas enjoys boating, football, golfing, spending time with family, and watching movies.

Alfred Douglass III is a financial advisor at Merrill with 61 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1963, with concurrent tenure at Bank of America since 2011. Outside of his advisory role, he is involved in estate planning through a family-held LLC and serves on the fundraising committee for Good Shepherd Hospital in Allentown, Pennsylvania. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and a broad capital-markets platform.

Christopher Baumer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is part of The Baumer Wealth Management Group, where he develops tailored wealth management strategies for clients, their families, and their businesses to help pursue their financial and personal goals. Christopher's financial career began after college working on a team of financial analysts. He later started and managed his own business for 14 years before selling it in 2015 to join The Baumer Wealth Management Group. His expertise includes executive compensation, family wealth management strategies, institutional and individual investment consulting, retirement planning, legacy planning, and retirement income. Christopher holds a Bachelor's degree from Lebanon Valley College and has earned several professional designations, including Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), Chartered Retirement Planning Counselor (CRPC®), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA®). He lives in Allentown, Pennsylvania with his wife Monica and their three children. His personal interests include boating, golfing, skiing, and swimming.

Joseph Lundy is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1982. Lundy has also been affiliated with Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Laura Saunders is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Merrill since 2018. Prior to that, she was with Wells Fargo Clearing and Wells Fargo Bank, N.A. from 2016 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Ragan is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2016, transitioning to Bank of America, N.A. in 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jamie Fields is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. He has worked with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Catherine Beitzel is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Merrill since 1982. Outside of her advisory role, she serves as Secretary for the Council at Zion Lutheran Church in Leola, PA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Moore is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 25 years of experience in the financial services industry, providing financial planning and wealth management services to families and small businesses. Matthew joined Merrill Lynch as a Vice President and Wealth Management Advisor in 2014, following a long tenure as a Financial Advisor with Morgan Stanley beginning in 1998. Matthew holds several professional designations, including CERTIFIED FINANCIAL PLANNER® and Chartered Financial Consultant®. He also holds FINRA series 7, 31, and 66 registrations, as well as Life and Health Insurance licenses. He earned a Bachelor's Degree, graduating Cum Laude from Bloomsburg University with degrees in Business Finance and Arts and Science Economics. Additionally, he received a Personal Financial Planning Certificate from Moravian College in 2004. Residing in Plainfield Township, Pennsylvania, Matthew lives with his wife Melissa and their three children. He has been involved in his local community as a volunteer coach in football, soccer, basketball, baseball, and softball with organizations such as the Green and White Athletic Association and the Wind Gap Athletic Association for the past ten years.

Alfred Douglass IV is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Merrill since 1993 and concurrently at Bank of America, N.A. since 2011. Douglass is a committee member of the Wildlands Conservancy, focusing on land conservation. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, discretionary portfolio management, brokerage, and custody services. The firm’s investment approach includes multiple program strategies and a robust manager selection process, supported by integration with Bank of America affiliates and tax-efficient capabilities.

Breanne Pfeffer is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2014, concurrently serving at Bank of America since 2017. Breanne is also a board member of the Society of Human Resource Management, participating in community relations activities in the Lehigh Valley area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Derick Colonello is a Private Wealth Advisor at MKG & Associates, specializing in developing customized portfolio strategies for families and institutions. With over 25 years of experience in financial services, he focuses on investment analysis and implementation, wealth strategy, and portfolio management. Derick tailors strategic and tactical investment approaches to align with clients’ unique needs, priorities, and tax sensitivities. He holds a Bachelor's degree from Oakland University and has earned the Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER (CFP) designations. Derick is also a Personal Investment Advisor (PIA) and a member of the CFA Institute. His professional expertise includes tax minimization, portfolio management services, family wealth and legacy planning, philanthropic planning, and education planning. Derick is actively involved in his community, serving on the board of Men of the Sacred Heart and as a board member of Legatus. He coaches children’s soccer teams and resides in Rochester Hills, Michigan with his wife Diane and their seven children.

Raymond Attisano is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, personal retirement planning, and small business strategies, serving clients including entrepreneurs and business executives. With experience as a financial analyst, payroll and 401(k) administrator, and a former small business owner, Ray brings a comprehensive understanding of financial and business challenges to his advisory role. Ray holds a Bachelor's Degree in Finance from Rider University and has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has also been involved in professional and community organizations such as AHEPA Homer Chapter 65 and the Easton Area High School Girls Lacrosse team. Outside of his professional work, Ray is active in his community, assisting charitable organizations including AHEPA Homer Chapter 65 and participating in youth sports coaching. He currently serves as the varsity head coach for the Girls Lacrosse team at Easton Area High School. Ray and his wife Anastasia reside in Easton, Pennsylvania with their three children.

Gary Karch is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Merrill since 1987 and has also worked at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Herr is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His prior roles include positions at Bank of America, Truist Investment Services, Truist Advisory Services, and BB&T Retirement & Institutional Services. He also has experience working with DeSales University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Jill Hahn is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. She has been with Merrill since 1980. Outside of her advisory role, she owns and operates a sole proprietorship selling products on Etsy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Laura Yih is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at firms including Pruco Securities and SESTITO FINANCIAL. Outside of finance, her background includes roles in education with the Easton Area School District and Hazlet School District. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Adamchak is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1994 and at Bank of America since 2009. He is involved in community organizations, serving on a committee for the Country Club of York and participating in the Tocqueville Society Cabinet for United Way of York County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Kusmierz is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2017. Prior to his current role, he worked at Tocolo Cantina and Hofstra University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth investors, and organizations.

Michael Dewhurst is a financial advisor at Merrill with 31 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tracy Cole is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 65 designations and has been with Merrill since 1992. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Keith Gibson is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Outside of his advisory role, Gibson serves as a minority inspector of elections in Lehigh County, Pennsylvania. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Perna is a financial advisor with Merrill holding a Series 66 designation. He has been with Merrill and Bank of America since 2026 and has prior experience in education roles spanning from 2015 to 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jesse Hayhurst is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1993, including a concurrent role at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

George Naef is a Financial Advisor with Merrill Lynch Wealth Management serving clients in the Lehigh Valley since 2019. He graduated from Bloomsburg University in 2014 and initially built his career in the retail telecommunications industry, gaining experience in client service and business operations before transitioning to financial advising. George holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In his practice, George focuses on retirement planning, estate strategies, alternative investments, and other areas including college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. His approach emphasizes building long-term relationships and helping clients uncover what matters to them to develop strategies pursuing their financial goals. George is actively involved in his local community and professional organizations. He participates in the Allentown Rotary Club, where he serves on the board and chairs the program committee, and is engaged with Habitat for Humanity, AGAPE, and the Salvation Army. Outside of work, he enjoys cooking, music, reading, traveling, and spending time with his family.

Fiona Grant Boltz is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 1994, including 15 years concurrently at Bank of America, N.A. Outside of her advisory role, she serves as a board member for the Willow Valley Communities Charitable Foundation and the Junior League of Lancaster, where she is involved in community and charitable initiatives. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronald Ruschman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1992 and joined Merrill Lynch in 1994. His professional focus is on developing strategies and providing investment guidance tailored to individuals, their families, and their businesses by understanding their short- and long-term financial goals. Ron holds several professional designations, including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a bachelor's degree in Finance from Susquehanna University. Outside of his professional life, Ronald and his wife Jennifer reside in Allentown with their children and are active in their community. They support autism research and Ronald currently serves on the Wildlands Conservancy Board of Directors. His personal interests include football, golfing, and music.

Erman Tasci is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been assisting affluent families and high net worth individuals in achieving their financial and retirement goals since 2000. His approach emphasizes a holistic, goal-based planning process that caters to the unique needs and aspirations of each client. Erman holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned a Bachelor's degree in Finance with a minor in Economics from Pennsylvania State University. Prior to that, he completed his high school education at Bethlehem Catholic High School. Outside of his professional responsibilities, Erman enjoys biking, cooking, fishing, hiking, running marathons, swimming, traveling, and practicing yoga. He values family time and dedicates effort daily toward personal growth and training. He lives with his wife, Lori, and their children, Amelia and Xander.

Riley Dohner is a financial advisor with Merrill in Allentown, PA, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Merrill and Bank of America, he held various roles including positions at Tidal Creek Brewhouse and the Philadelphia Union. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

David Haight III is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2009. Prior to joining Merrill Lynch, he spent two decades working in the nonprofit sector, gaining extensive experience supporting nonprofit organizations with endowments and planned giving. In his current role, David focuses on developing individualized financial strategies, assisting clients with areas such as education planning, family wealth management, legacy and philanthropic planning, and socially responsible investing. David's career began in nonprofit work, with roles ranging from camp counselor and environmental education program coordinator to various positions in higher education development and regional foundation work. His background includes service as a Regional Development Officer specializing in planned giving and endowment services to numerous organizations. Alongside his professional career, he has dedicated over thirty years to volunteer fire service, serving as Rescue Captain and currently as Fire Marshal for his community. He holds a bachelor's degree from Muhlenberg College in history and a master's degree in Nonprofit and Public Administration (M.P.A) from New York University. David is a CERTIFIED FINANCIAL PLANNER® and a Personal Investment Advisor (PIA). Outside of his professional commitments, he is involved with the Lower Macungie Fire Department and participates in activities such as biking, camping, hiking, spending time with his family, and traveling.

Heather Gross is a financial advisor with Merrill based in Allentown, PA. She holds a Series 66 designation and has 22 years of industry experience. Gross has been with Merrill since 1999 and began working at Bank of America, N.A. in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Judith Graham is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, previously with Janney Montgomery Scott and Citigroup Global Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

William Bowman is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Kingsview Wealth Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Glenn Baumer is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1983. Baumer has also worked at Bank of America, N.A. since 2011. Outside of his advisory work, he is the owner of Cedar LLC, a for-profit business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies designed by internal and third-party managers.

Jeffrey Weiss is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 66 designation and has worked at Merrill Lynch Pierce Fenner and Smith since 1999 and at Bank of America since 2009. Outside of his advisory role, he is a co-owner of a family rental property in Norfolk, Virginia. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicole Liebert is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 registrations and has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lisa Cendoma is a Series 66 licensed financial advisor with Merrill, based in Allentown, PA, and has six years of industry experience. She previously worked at Novitas Solutions for six years before joining Merrill in 2019. Outside of her advisory role, she is employed by Amazon in a distribution facility. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Courtney Clements is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her financial services career in 2009 and focuses on delivering comprehensive wealth management strategies tailored to individual client needs. Courtney's approach emphasizes listening to clients and helping them make informed decisions to develop personalized financial plans. Her areas of expertise include college education planning, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Courtney holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree and an Accredited Certificate from Cedar Crest College. Beyond her professional work, Courtney is involved in community activities such as Junior Achievement and the PTA. Her personal interests include biking, cooking, gardening, music, reading, running, skiing, spending time with family, traveling, and yoga.

Maureen Berger is a financial advisor at Merrill with Series 63 and Series 65 licenses and 45 years of industry experience. She has been with Merrill since 1979. Outside of her advisory role, she serves as a power of attorney for family members. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kim Kametz is a Senior Financial Advisor at Merrill Lynch Wealth Management in Allentown, PA. She has been with Merrill since 2007, providing personalized wealth management strategies tailored to clients' individual financial goals. Kim works closely with clients on areas such as college education planning, family wealth management, legacy planning, liquidity management, personal retirement planning, portfolio management, women and wealth, and retirement income. Kim earned a Bachelor's Degree from Muhlenberg College and holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Before joining Merrill, she spent eighteen years in corporate finance, holding various managerial and executive finance roles within domestic and international companies, including a Fortune 500 firm. Outside of her professional work, Kim enjoys cooking, golfing, knitting and crocheting, reading, and practicing yoga. She is also engaged in community service, volunteering with local organizations.

Sydney Posh is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, Sydney was involved with Posh Properties for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elvi Feliz Laureano is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual priorities and develop tailored strategies to pursue their short-, mid-, and long-term financial goals. Her role includes providing guidance on general investing, retirement planning, and saving for unexpected events, as well as facilitating access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Elvi holds a Bachelor's Degree from New Jersey City University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. She is a member of Merrill Lynch, where she applies her expertise to offer ongoing advice and support as clients' needs evolve. Fluent in English and Spanish, she emphasizes understanding clients' concerns and questions to provide comprehensive financial guidance.

Holly Holmes is a Series 66 licensed financial advisor with Merrill, based in Allentown, PA, and has 20 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Holmes serves as a director of the Heather Baker Foundation, a charitable organization that raises funds for families affected by cancer. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amy Emlet is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 65 certifications and bringing 28 years of industry experience. She has been with Merrill since 1997 and also worked at Bank of America, N.A. since 2025. Outside of her advisory role, she is an independent consultant for a scrapbooking company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.