Andrew Etsell is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work history includes roles at Bank of America, National Credit Center, and Spectrum Business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Stromfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies tailored to the priorities and goals of his clients. He focuses on helping clients manage various aspects of their financial lives, including college education planning, legacy planning, liquidity management, retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income. Eric applies a client-centered approach to wealth management, emphasizing a thorough understanding of what is most important to each client. Eric holds the Certified Private Wealth Advisor® (CPWA®) designation awarded by the Investments & Wealth Institute in conjunction with The Yale School of Management, as well as the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree from the University of Maryland's Robert H. Smith School of Business. Eric has lived and worked in several regions, including Washington, DC, the San Francisco Bay Area, New Jersey, and currently resides in Liberty Hill, Texas, with his wife and two sons. In addition to his professional work, Eric is involved in the Morris County Chamber of Commerce and Sustainable Morristown, and he supports community organizations such as the Special Olympics of New Jersey and ARC Morris. Outside of work, he enjoys basketball, chess, and spending time with his family.

Traci Wood is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and over 25 years of industry experience. She has been with Merrill Lynch since 2000 and has also worked at Bank of America N.A. since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Perez is a Series 66 licensed financial advisor with Merrill in Austin, TX, and has eight years of industry experience. He has worked at Merrill since 2018 and previously held positions at OfficeMax, The Bailey Group, and Dominos Pizza. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brendan Jones Williams is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he worked briefly at Charles Schwab and has academic experience from Columbia University. He has also been involved with College Possible, a nonprofit organization, during his career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, combining internal and third-party management with tactical asset allocation and tax-aware options.

David Berry is a Private Wealth Advisor with Merrill Private Wealth Management, having joined the firm in 2022. He supports successful individuals and families by connecting their wealth to their lives, with a focus on preparing business owners and entrepreneurs before, during, and after liquidity events. His client services emphasize family wealth management strategies, legacy planning, liquidity management, managing new wealth, and tax minimization. David's professional background includes leadership in Corporate Development at Workrise, where he executed acquisitions, divestitures, and strategic partnerships. He has experience as an associate at Blue Sage Capital, a private equity fund focused on founder-owned businesses in the lower middle market, and as an investment professional at ITE Management, where he participated in sourcing, due diligence, underwriting, and execution of industrial transportation assets. David began his career as an Investment Banking Analyst at Morgan Stanley, specializing in services industry transactions including consulting, IT services, payment processing, and professional services. His academic credentials include a Bachelor of Science degree in Finance and Entrepreneurship from the Kelley School of Business at Indiana University. He holds professional designations as a Certified Exit Planning Advisor (CEPA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). David resides in Austin with his wife and two daughters. His personal interests include cooking, fishing, golfing, music, and traveling.

Olivia Broussard is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in designing financial strategies for college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, small business strategies, women and wealth, and retirement income. She aims to create thoughtful strategies that support clients' goals, values, and vision for the future. Olivia holds a Bachelor's Degree from Texas Christian University, where she double majored in Finance and Entrepreneurial Management. She began her career at Equitable Advisors focusing on retirement planning for educators before joining Merrill Lynch Wealth Management to provide holistic financial advising. She holds the Personal Investment Advisor (PIA) designation. Her professional affiliations include the Kappa Alpha Theta Alumnae Group, the National Association of Women Business Owners, and the Young Women's Alliance. Olivia also participates in community activities through chapters associated with these organizations. Her personal interests include cooking, dancing, golfing, music, singing, spending time with family, and yoga.

Gisel Negrete Rubio is a financial advisor at Merrill with Series 66 and Series 63 designations and three years of industry experience. Her prior work includes positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. She is currently based in Austin, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Jeremy Reynolds is a Senior Financial Advisor with over 22 years of experience in the financial services industry. He focuses on a comprehensive approach to wealth management that begins with understanding each client's family and financial situation. Jeremy helps clients develop customized strategies that are adaptable to changing needs and market conditions. He offers access to investment insights from Merrill Lynch and the banking services of Bank of America. Jeremy is a CERTIFIED FINANCIAL PLANNER® professional and holds the Personal Investment Advisor (PIA) designation. He earned his bachelor's degree from the University of Texas at Austin, where he moved in 1997. Currently, he resides in Georgetown, Texas, with his wife Alison and their dog, Mr. Bailey. He emphasizes personalized service and works closely with clients to pursue their long-term financial goals. Jeremy also participates in community volunteering in line with Merrill's tradition. His client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income.

H Netherton is a Senior Financial Advisor with Merrill Lynch Wealth Management. With a career beginning in 1980, Netherton has over 40 years of experience assisting clients in managing their individual and family wealth through various market cycles. His approach centers on understanding each client’s unique financial goals to develop personalized wealth management strategies that adapt to changing market conditions. He offers expertise in areas including college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, investment strategy, tax minimization, and retirement income. Netherton holds the Personal Investment Advisor (PIA) designation and earned an Associate’s Degree from the University of Texas System. A lifelong Austin resident, he follows the tradition of community engagement promoted by Merrill Lynch, dedicating time to volunteering with local organizations. Outside of his professional work, his personal interests include baseball, basketball, fishing, football, golfing, and hunting.

Dirk Van De Graaf is a Wealth Management Advisor with experience supporting a select group of individual and corporate clients. He provides comprehensive financial guidance including investments, estate planning strategies, retirement forecasting and planning, and credit and lending services through Bank of America, N.A. Dirk aims to develop customized financial strategies tailored to each client’s unique circumstances, recognizing the evolving complexities of financial lives today. He focuses on helping clients integrate all aspects of their financial lives to move toward their envisioned futures. Dirk began his career at Merrill Lynch Wealth Management in 1999, bringing perspective gained from navigating various market cycles. His expertise includes college education planning, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, individual and corporate investment strategies, and retirement income planning. He holds a bachelor's degree from Saint Olaf College and a high school diploma from Minnehaha Academy in Minneapolis. Dirk maintains professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in the community through organizations such as Habitat for Humanity, SWWS Booster President, and Wishes and More.

Patrick Parker is a Financial Advisor at Merrill Lynch Wealth Management. He holds the designations of Chartered Retirement Planning Counselor™ (CRPC), Accredited Wealth Management Advisor™ (AWMA), and Personal Investment Advisor (PIA). Patrick earned his Bachelor's Degree from the Texas State University System. With over a decade of experience in the financial services industry, Patrick assists clients in areas including college education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, investment strategy, and tax minimization. His approach emphasizes understanding clients' unique goals and circumstances to provide tailored strategies that help them pursue their financial objectives. Outside of his professional work, Patrick enjoys spending time with his family and two huskies, playing golf, traveling to experience different parts of the world, camping, cooking, football, hiking, ice hockey, music, and reading.

Sara Ashworth Baccus is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal investment teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Crystal Jensen is a Series 66-licensed financial advisor with Merrill in Austin, TX. She joined Merrill in 2025 after spending 12 years with Alite Laser. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal teams and third-party managers.

Wade Heidmann is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing a comprehensive approach to wealth management across a broad range of client needs. Since joining the team in 2002, Wade has focused on advising the next generation of families served by Heidmann, Jefferson, Wood & Associates. His experience as a small business owner, community leader, and member of a family business enhances his ability to connect with multi-generational clients. He also supports individual investors and provides retirement education to employees of 401(k) clients, collaborating on educational content for institutions such as Merrill and Bank of America. Wade holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He completed a non-accredited certificate program at Austin Community College and earned his high school diploma from Westlake High School. Outside of his professional commitments, Wade spends time with his family and pursues interests in gardening, cooking, chess, drawing/sketching, hiking, and woodworking.

Josef Barr is a Financial Advisor at Merrill Lynch Wealth Management who serves individuals, families, private foundations, endowments, and 501(c)(3) nonprofit organizations. He provides professional investment management and financial planning with a focus on helping investors steward wealth, allocate capital, and give strategically. His expertise includes personalized financial planning, ongoing advice and guidance, estate and retirement planning strategies, investment management, and endowment and foundation management. He works with clients to design financial plans that align with their values, goals, and long-term vision, incorporating areas such as philanthropic planning and socially responsible investing. Josef holds a Personal Investment Advisor (PIA) designation and has earned a Bachelor's Degree from West Coast Bible College and a Master's Degree from Grace College of Divinity. In his personal time, he enjoys adventure sports, boating, fishing, hiking, hunting, music, and spending time with his family.

Ted Gray Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he and his team focus on the complex investment and banking requirements of ultra-affluent clients. Since joining Merrill Private Wealth Management in 2017, Ted has emphasized customized wealth planning strategies, risk management, alternative asset investment, private equity, estate planning, and philanthropic planning to address clients' diverse financial needs. With a career in financial services beginning in 1973, Ted brings decades of experience advising individuals, families, banks, and foundations. His approach centers on Goals Based Wealth Management, which prioritizes clients' unique concerns, financial goals, and risk tolerance to develop personalized strategies. He and his team also pay close attention to market psychology and investor behavior history to complement quantitative analysis. Ted earned a Bachelor of Arts degree with emphasis in history from Yale University in 1972. He has served on bank, corporate, and philanthropic boards. Outside of his professional endeavors, Ted enjoys cooking, fishing, football, hiking, horseback riding, hunting, reading, spending time with his family, traveling, and watching movies.

Joshua Holwerda is a Financial Advisor at Merrill Lynch Wealth Management, serving clients across Texas and beyond. He specializes in connecting various aspects of clients' financial lives to help prioritize and pursue their most important goals. Holding designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA), Joshua works with individuals, families, and business owners to develop tailored financial strategies. His areas of expertise include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Joshua’s approach emphasizes building strong relationships and maintaining connection throughout all stages of a client's financial life. Joshua earned his High School Diploma from Gull Lake Community High School. He contributes to the community as a member of the Anti-Defamation League's Glass Leadership Institute and serves on the Congregation Beth Israel Brotherhood Committee. Outside of his professional role, Joshua enjoys cooking, gardening, music, reading, rock climbing, skiing, and yoga.

Adrian Cuevas is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he focuses on understanding clients' priorities to develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides advice and guidance on a range of topics including general investing, retirement planning, and saving for unexpected expenses. Additionally, he can connect clients with specialists from Bank of America for services related to banking, credit, home financing, and small business solutions. Adrian holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Texas State University. Fluent in both Spanish and English, Adrian is equipped to communicate effectively with a diverse client base. His approach emphasizes ongoing dialogue to address clients' evolving needs and concerns.

Steven Godich is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients with college education planning, managing new wealth, personal retirement planning, and retirement income. Steven works to connect clients with the people, plans, and processes that align with their unique ambitions. With a background supported by his Bachelor's Degree from Texas Christian University, Steven holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Through Merrill Lynch and Bank of America's banking resources, he provides clients with tools aimed at achieving financial confidence and security. Steven's personal interests include baseball, golfing, pickleball, skiing, and spending time with his family. He emphasizes creating strategies based on what matters to clients and their families to pursue their financial goals.