Susan Finley is a financial advisor at Merrill with 27 years of industry experience. She has been with Merrill Lynch since 2001 and holds Series 63 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Bella Khamitsaeva is a Financial Advisor at Merrill Lynch Wealth Management. In her role, she collaborates with clients to understand their financial goals and develop strategies tailored to their short-, mid-, and long-term objectives. She provides resources and advice spanning general investing, retirement planning, and saving for unexpected expenses. Additionally, she facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Bella holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Daytona State College. Her professional approach focuses on helping clients identify what matters most to them and their families, enabling the creation of personalized financial strategies.

Simon Heaster is a Financial Advisor with Merrill Lynch Wealth Management, based in the Daytona Beach branch after beginning his career in Orlando in 2022. He applies a comprehensive approach to wealth preservation and growth, focusing on understanding and responding to his clients' individual needs and objectives. Simon provides portfolio advisory services, recommending strategies, funds, or portfolios from Merrill or approved third-party investment managers. He leverages Merrill's investment insights and the banking convenience of Bank of America to address various aspects of clients' financial lives, building customized, goal-based plans to help clients manage their wealth effectively. Simon holds a Bachelor's degree in Finance and Real Estate and a Master of Science in Finance, both from the Miami Herbert Business School at the University of Miami. He has a background in data analytics, financial analysis, and portfolio management. His professional designations include Accredited Asset Management Specialist (AAMS), Accredited Portfolio Management Advisor (APMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Residing in Ormond Beach, Florida, Simon is involved with local charities and organizations within Volusia County and Ormond Beach. He serves as treasurer for the Volusia Young Professionals Group and is a board member of the City of Ormond Beach's Aviation Advisory Board. Outside of his professional work, Simon enjoys CrossFit, golf, fishing, flying as an FAA Certified Commercial Multi-Engine Pilot with over 700 hours of flight time, and traveling with family and friends to the Florida Keys.

Jamie Calkins, CFP®, is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2010 following experience with another investment firm in the region. Jamie works with both individuals and businesses to help them achieve their short-term and long-term financial goals through tailored financial strategies. His approach involves meeting clients one-on-one to understand their unique needs and developing personalized plans for asset growth, preservation, or income provision. He holds a bachelor's degree in Finance from Stetson University with minors in Marketing and Management Information Systems. Jamie is a Certified Financial Planner and a Personal Investment Advisor. His consultative and objective approach includes listening closely to clients' financial situations, offering guidance on asset allocation aligned with their income and growth expectations, and discussing a broad range of services including investments, retirement, estate planning, and philanthropy. Jamie is actively involved in his community, participating in organizations such as the Anglers Yacht Club and the Southeast Volusia Chamber of Commerce, where he has served as Past President. He has also served on the New Smyrna Beach Planning and Zoning Board and supports various local initiatives including the Southeast Volusia Holiday Boat Parade. Jamie resides in New Smyrna Beach, Florida with his family and enjoys boating, fishing, pickleball, reading, and surfing.

Shannon Barnwell is a Senior Financial Advisor with Merrill Lynch Wealth Management in Daytona Beach. She currently holds the Chartered Retirement Planning Counselor™ (CRPC), Chartered Retirement Plans Specialist™ (CRPS), and Certified Plan Fiduciary Advisor® (CPFA) designations. Shannon has been in the financial industry for 27 years and focuses on developing personalized wealth management strategies tailored to individual client goals. Her approach emphasizes understanding clients’ financial positions in detail, implementing customized investment programs, and maintaining ongoing communication to adapt to changing circumstances. Shannon’s expertise covers a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, special needs planning strategies, women and wealth, and retirement income. She collaborates closely with clients’ other professional advisors, such as attorneys and accountants, to address estate and wealth transfer planning as well as tax minimization strategies. Her educational background includes a High School Diploma from Mainland High School, an Associate's Degree from Daytona State College, and attendance at the University of Central Florida without degree conferment. Outside of her professional role, Shannon participates in community volunteering activities and enjoys personal interests such as adventure sports, biking, boating, hiking, reading, running, traveling, and spending time with her family.

Gage Kasbeer is a financial advisor with Merrill in Daytona Beach, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill in 2022, he worked at Raymond James Financial Services and Fleishel Financial Associates. He also has work experience at Stetson University and Publix. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Stephanie O'Donnell is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2013, currently also associated with Bank of America. Outside of her advisory role, she serves as a general partner in a family LLC related to real estate, with minimal involvement. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Laurianne Oliveira is a Financial Solutions Advisor at Merrill Lynch Wealth Management. She specializes in helping clients identify their financial priorities and develop strategies to pursue their financial goals. Laurianne holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She earned her bachelor's degree from UNINASSAU. Her approach focuses on uncovering what matters most to clients and their families to tailor financial planning accordingly.

Jesse Turnipseed is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since joining the firm in 2020. He has been in the financial services industry since 2000, focusing on helping individuals, families, and business owners develop investment and retirement planning strategies tailored to their short- and long-term financial goals. Jesse begins each client relationship by understanding their family, financial situation, priorities, and aspirations. He then creates customized and flexible wealth management plans that adapt to changing needs and market conditions. To support his clients' objectives, he collaborates with specialists from Merrill Lynch and Bank of America, including estate, lending, insurance, and retirement planners, and works alongside clients' other advisors when appropriate. He holds a bachelor's degree in Business Administration from the University of Central Florida and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jesse is involved in his community through organizations such as the Port Orange Youth Football and Cheer Association and the Volusia County Thanksgiving Basket Brigade. He is also a member of the Daytona Beach Quarterback Club and the UCF Alumni Association.

Lucas Haber is Senior Resident Director at Merrill, where he co-leads a team of financial professionals dedicated to delivering comprehensive wealth management services. He joined Merrill shortly after earning his Bachelor of Science degree in Finance from Florida Atlantic University in 1998, beginning his career as a planning specialist focused on financial strategies for high net worth individuals, corporate executives, entertainers, and professional athletes. In 2000, he co-founded the Haber & Associates Wealth Advisory Group and assumed the Resident Director role in 2009. Lucas holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) credentials. His disciplined, goals-based wealth management approach emphasizes risk and liquidity management, portfolio monetization, and personalized investment strategies. His client base includes individuals, senior executives, business owners, corporate pension plans, non-profits, endowments, trusts, and estates, often with net worth exceeding $1 million. He leverages a broad team of specialists from Merrill and Bank of America to support a client-centric experience grounded in frequent communication and structured reviews. Residing in Daytona Beach, Lucas serves as a Trustee of the Boys & Girls Club of Volusia-Flagler Counties and supports various local and national charities. His personal interests include baseball, golf, and spending time with his family.

Viktoriya Frye is a Financial Advisor at Merrill Lynch Wealth Management, where she began her career in the financial services industry in 2005 and joined Bank of America in 2014. She works with ultra-high-net-worth individuals, multigenerational families, business owners, and executives, providing strategic guidance across investment management, wealth preservation, lending and liquidity solutions, business planning, and multigenerational wealth transfer. Viktoriya holds a Bachelor's Degree from The National Transport University and holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She leverages the full suite of Merrill Lynch and Bank of America resources to deliver customized financial strategies that align with her clients' goals, values, and long-term visions. Her approach is relationship-driven, emphasizing discretion, responsiveness, and service to help clients preserve, grow, and transfer wealth confidently across generations. In addition to her professional work, Viktoriya is involved in community organizations such as AHI-AOV Martial Arts Institute, Atlantic Center for the Arts, CUDAS Swim, EAC, and First Baptist Church.

Ann Snellings is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she also serves as the business manager for the Haber & Associates Wealth Management Group. She joined Merrill Lynch in 2010 as the Resident Directors Assistant and was promoted to Financial Advisor in 2015. In 2020, Ann advanced to Vice President and Senior Financial Advisor, bringing extensive experience in financial services and business management to her role. She plays a key part in maintaining the productivity, efficiency, and organization of her team. Ann began her financial career in 2006 with Edward Jones as a Branch Office Administrator before transitioning to Merrill Lynch. With a background as a business owner, she applies a disciplined and customized approach to wealth management, focusing on personal retirement planning, women and wealth, and retirement income. Ann is a specially qualified Senior Portfolio Advisor, providing clients with tailored investment strategies and managing portfolios on a discretionary basis through the firm's Investment Advisory Program. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma from Spotsylvania High School. Outside of her professional work, Ann is based in Ormond Beach and is involved in supporting local animal shelters. She enjoys outdoor activities such as running, hiking, and kayaking alongside her husband and their dog. Ann values building strong relationships within her community and with her clients, helping them achieve their financial goals.

Marco Perez is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He previously worked at Truist Financial Corporation and BB&T before joining Merrill in 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Kelly Delisa is a financial advisor at Merrill with 15 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Julian Lopez Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in coordinating financial affairs for families, retirees, business owners, and non-profit organizations. He has been active in the financial services industry since 1998, providing services that include discretionary portfolio management, estate planning, and asset management tailored to his clients' goals. Julian holds a Bachelor's Degree from Clemson University and possesses multiple professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is proficient in both Spanish and English and maintains several FINRA registrations (Series 7, 31, 63, and 65). He is involved in various community organizations such as the Council on Aging of Volusia County Board and has served as a past board member and president in groups including the Ormond Beach Chamber of Commerce, Ormond Beach Rotary Club, and the Salvation Army of Daytona Beach. In his free time, Julian enjoys activities such as golfing, fishing, hunting, and watching Clemson Tigers football.

Matthew Gillikin is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2008 and joined Merrill Lynch Wealth Management in 2010. Matthew focuses on developing strategies for high-net worth individuals, their families, and their businesses to help them meet both short- and long-term financial goals. His areas of expertise include college education planning, family wealth management, legacy planning, personal retirement planning, portfolio management services, and retirement income. Matthew holds a Bachelor's Degree from Flagler College and is a Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement, actively volunteering with organizations such as the Futures Foundation for Volusia County Schools, Little League Baseball, and Our Lady of Hope. Outside of his professional role, Matthew enjoys baseball, boating, cooking, football, golfing, reading, swimming, traveling, and spending time with his family.