Paul Oakley is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in financial services. His expertise encompasses retirement income planning, tax-efficient investing, portfolio management, and services tailored for endowments, foundations, non-profits, defined benefit plans, and small business strategies. Paul also focuses on employee financial health, liquidity management, managing new wealth, and serves clients in the sports and entertainment sectors. Paul holds a Bachelor’s degree in Political Science from Rutgers University and has a background in Securities Law and Compliance. He maintains several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Paul serves as President of the Lisa Oakley Memorial Foundation, a non-profit organization funding cancer research and patient care in the South Jersey and Philadelphia area. He resides in Egg Harbor Township and enjoys baseball, music, reading, swimming, and writing in his personal time.

John Bove is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He has been with Merrill since 2019 and also works with Bank of America, N.A. since 2020. Prior to his current roles, he was associated with Stockton University and Ernest and Sons from 2016 to 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jay M. Weiner is a Senior Resident Director at Merrill in the Atlantic County, New Jersey office. He has been with Merrill since 1998 and holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jay holds FINRA series 3, 7, 9, 10, and 66 registrations, along with health and life insurance licenses. He earned his bachelor's degree from the University of South Florida. Jay focuses on developing long-term financial advisory relationships tailored to the unique circumstances of each client. He promotes a systematic approach to investing that aligns with clients' investment goals, risk tolerance, time horizon, and liquidity needs. His expertise areas include employee benefits planning, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. Through Merrill, Jay provides a wide range of financial strategies and investment services, emphasizing retirement planning, supported by firm specialists and top-rated research. In addition to his professional work, Jay is actively involved in the community. He is a member of the Atlantic City Education Foundation and the Marjorie & Lewis Katz Jewish Community Center. He served as Past President of Congregation Beth Judah in Ventnor, New Jersey, and participates in the Clean Ocean Action initiative. Jay resides in Margate, New Jersey, with his wife and three children. His personal interests include cooking, gardening, golfing, pickleball, spending time with family, and tennis.

Marissa Waszak is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a wide range of clients, including individuals, high-net-worth clients, and institutional accounts.

Kurtis Finkel is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of The Finkel Group. He holds the designation of CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA). Kurt started his tenure with The Finkel Group in 2012, contributing to a legacy dating back to the 1970s when his grandfather began his career with the firm. Kurt holds a bachelor's degree in economics and an MBA in entrepreneurship and marketing, both from Rollins College in Winter Park, Florida. His primary focus is on helping clients understand their financial circumstances and ensuring that investment strategies align with their goals and risk profiles. He and The Finkel Group work with a select number of clients to serve as the key resource for each client's unique financial needs. Kurt is based in Linwood, New Jersey. His client focus areas include college education planning, corporate executive services, divorce transition planning, family wealth management strategies, retirement income, portfolio management, and institutional and corporate benefit services. Outside of his professional work, Kurt enjoys boating, fishing, golfing, scuba diving, soccer, and spending time with his family.

Joseph Somers is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1997, he has focused on evolving client interactions from transactional to designing financial approaches tailored to clients' goals. His expertise includes family wealth management strategies, legacy planning, and personal retirement planning. Joseph holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Certified Investment Management Analyst (CIMA) designation. He also holds additional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from the University of Delaware with a focus on finance and a minor in economics. Joseph leads the Somers Gibson Group, which integrates investment insights from Merrill and banking services from Bank of America to address a wide range of client financial needs. He emphasizes using Merrill's latest technologies to assist clients and simplify their financial lives. Active in his community, Joseph is a member of the Rotary Club of Somers Point and volunteers on his church's finance committee. He resides in Egg Harbor Township, New Jersey with his wife and two children and enjoys hiking, skiing, and spending time with his family.

Jordan Weiner is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works with individuals, families, and professionals to develop personalized financial strategies. He focuses on integrating investments, retirement planning, and clients' broader financial situations into coordinated plans that support their long-term goals. Utilizing Merrill's investment capabilities alongside the resources of Bank of America, Jordan assists clients in navigating important life decisions and managing financial risks. Jordan's areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from the Pennsylvania State University System. Jordan is fluent in English and Spanish. Outside of his professional work, Jordan enjoys biking, boating, cooking, fishing, gardening, golfing, music, reading, surfing, and spending time with his family.

Owen Haugan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Reich Asset Management, Renault Winery, and various educational institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lauren Reed is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 credential and has been with Merrill since 2013. Reed is also a committee member of the Cape May County Special Services Special Education foundation and serves on the Board of Education for CMCSSSD and Cape May Tech School District. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, and charitable organizations.

David Herron is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaclyn Ackerson is a financial advisor at Merrill with 19 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marny Keller is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy Greiner is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 1998. He works in both New Jersey and Florida throughout the year, providing personalized financial guidance and portfolio management services. Timothy focuses on assisting select individuals, corporate executives, nonprofit organizations, small business owners, and retirees in growing and preserving their wealth. With 30 years of experience in the securities industry, Timothy is a registered Financial Advisor since 1994 and a graduate of Guilford College in Greensboro, North Carolina, where he earned his bachelor's degree in 1988. He holds the Personal Investment Advisor (PIA) designation and emphasizes acting in a fiduciary capacity by putting his clients' best interests first. His expertise includes wealth management strategies, retirement planning, portfolio analysis, trust administration, estate planning, college 529 planning, corporate retirement plans, and tax minimization. Timothy's approach involves understanding each client's unique life priorities to create personalized financial plans tailored to their risk tolerance, time horizon, and investment goals. He values transparency in services and fee structures, fostering trust and accountability in client relationships. Outside of his professional work, he has been involved with several nonprofit organizations in South Jersey. His personal interests include biking, boating, gardening, golfing, music, and reading.

Stephan Moonesar is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has nearly 14 years of experience serving clients, focusing on wealth planning, asset management, and business development. Prior to joining Merrill Lynch in 2013, Stephan worked on Wall Street in New York City as an equities trader and stockbroker, beginning his career during the 2008 financial crisis. This experience has informed his approach to guiding clients through challenging financial times. Stephan holds a Bachelor's degree in Finance from Fairleigh Dickinson University and holds professional designations including CERTIFIED FINANCIAL PLANNER™ and Certified Plan Fiduciary Advisor®. His expertise includes college education planning, corporate benefits, family wealth management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible investing. Outside of his professional role, Stephan resides in Egg Harbor Township, New Jersey, with his wife and children. He is involved in community organizations such as the Boys and Girls Club and the Atlantic City Rescue Mission, and he volunteers his time in local high schools. Stephan also has an interest in classic and modern automobiles and motorsports.

John Mc Laughlin is a CFP® with four years of industry experience, currently serving as a financial advisor at Merrill since 2026. His prior experience includes roles at Hartford Funds Distributors and The Vanguard Group. He also has a diverse work background that includes positions outside the financial sector. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Joel Cruz is a Wealth Management Advisor with Merrill Lynch Wealth Management who has been in the financial services industry since 1992. He focuses on helping clients pursue their financial objectives through personalized wealth management strategies that emphasize tax-sensitive, risk-managed investment guidance as well as liability management. Joel offers discretionary portfolio management utilizing personalized or defined strategies that can include individual securities, Merrill model portfolios, and third-party investment options. A lifelong resident of Southern New Jersey, Joel earned a Bachelor of Science degree in Business Administration from Rider University. He holds the Personal Investment Advisor (PIA) designation and conducts his advisory services in both English and Spanish. Joel is involved in his local community, serving on the board of the Cumberland Cape Atlantic YMCA and as a board member of North Vineland Challenger Baseball. Outside of work, he enjoys basketball, golfing, racquetball, and table tennis.

Glenn Hundertmark is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Bank of America, N.A., the Prudential Insurance Company of America, and Pruco Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Sisco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with individuals and business owners to simplify financial complexities by identifying and prioritizing goals, then creating and implementing strategies to help clients pursue and achieve what matters most to them. His client focus includes college education planning, legacy planning, personal retirement planning, socially responsible investing, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Bill holds the professional designations of Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). He earned a Bachelor of Arts degree in history from Rutgers, The State University of New Jersey in 1987. Outside of his professional role, Bill is active in his community. He serves on the Citizens Advisory Council for the Little Egg Harbor School District, coaches children's soccer, and is an adult leader for The South Jersey Council of the Boy Scouts of America. He also participates in Atlantic County 4-H. Bill and his wife, Jennifer, reside in Little Egg Harbor, New Jersey with their two children. His personal interests include biking, boating, soccer, and spending time with family.

David Finkel is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He has been with Merrill since 1983 and is also affiliated with Bank of America since 2009. Outside of his advisory role, he serves as executor for his father’s estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Roger Mussa is a Wealth Management Advisor and founding Partner at Mussa-Jayne-Weiner Wealth Management of Merrill Lynch Wealth Management. With over 20 years of industry experience beginning in 1999, he assists personal and business clients across the United States through a consultative, time-tested wealth management process. His approach addresses clients' major concerns including wealth growth and preservation, tax mitigation, estate planning, asset protection, and charitable giving. Roger and his team focus on creating unbiased financial strategies that adapt to clients' evolving needs in today's complex geopolitical, economic, and social environment. Roger holds a Bachelor's Degree from Ramapo College of New Jersey, majoring in International Business with minors in Spanish and Italian. He has earned multiple professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Retirement Manager Advisor (RMA). He is actively involved with the Investments & Wealth Institute, serving on their Board of Directors and designation committees. Beyond his professional commitments, Roger contributes to community and nonprofit organizations such as the Atlantic Cape Community College Foundation Board, Assumption Catholic Regional School Advisory Board, and has held advisory roles with the Boy Scouts of America Jersey Shore Council. He participates in Merrill's Diversity & Inclusion Committee and the Merrill Hispanic & Latino Organization. Roger lives in Galloway, NJ with his wife Megan, their three children, and their dog.

Paul Dulac is a Senior Financial Advisor with Merrill Lynch Wealth Management. With 30 years of experience in the financial services industry, he works closely with individuals to help them achieve their financial goals through personalized wealth management strategies. He specializes in areas such as divorce transition planning, education planning, personal retirement planning, and sports and entertainment financial advising. Paul holds a Bachelor's Degree from Boston University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is fluent in both French and English. Committed to community involvement, Paul participates in local organizations such as Our Children Making Change. Outside of work, he enjoys spending time with his family, playing basketball, and tennis. He has been married for 28 years and has three grown children.

Sandra Stubbs is a Series 66 registered advisor with Merrill, where she has worked since 2009. She has 25 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party managers for a range of individual and institutional investors.

Justin Michener is a financial advisor with Merrill in Egg Harbor Township, NJ. He holds the Series 66 designation and has three years of industry experience. His work history includes positions at Bank of America, N.A., Merrill Lynch, and MA Goloff & CO. Outside of finance, he was involved with Manco & Manco Pizza for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Birch is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in personal wealth management and financial planning. He works with a diverse clientele, including families of various sizes and business owners, assisting them with retirement planning, investment strategies, and corporate retirement plans for small businesses. John's approach emphasizes personalized assistance through a collaborative team effort to address clients’ pre-retirement and post-retirement financial needs. John holds a bachelor's degree in Business Management from Salisbury University. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is active in his community, serving as Vice President and Treasurer of the Ocean City Regional Chamber of Commerce, Vice President of the Ocean City Education Foundation, and a member of the Ocean City Planning Board since 2017. Outside of his professional and community roles, John enjoys outdoor activities such as skiing, running, and spending time at the beach with his family.