Madeline Rosa is a financial advisor with Merrill in Florham Park, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Merrill since 2014. Outside of her advisory role, she teaches yoga classes through her independent consulting business, Pranamami LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hrvoje Landeka is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2020. Prior to that, he held positions at Penguin AC and T3 Trading Group, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jill Hiat is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and with 41 years of industry experience. She has been with Merrill since 1983. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sen Yen Goh is a Wealth Management Advisor at Merrill Lynch Wealth Management in Short Hills, New Jersey. In her role, she collaborates with clients to develop detailed financial strategies and tailor investment approaches aligned with their short and long-term goals, considering their legacy aspirations and philanthropic interests. She supports clients through critical periods such as liquidity events and personal and professional transitions. Sen Yen has over 20 years of experience in wealth management and has been with Merrill Lynch since 2007. She holds a Bachelor's Degree from the California State University System and has earned multiple professional certifications including the Certified Financial Planner (CFP®), Certified Divorce Financial Analyst (CDFA®), and Certified Private Wealth Advisor (CPWA) designations. Additionally, she possesses various licenses including FINRA Series 7, 8, 24, 63, 65, and 66, as well as New York and New Jersey Life and Health Insurance licenses. Committed to community involvement, Sen Yen participates in volunteering activities within the communities she serves. Her personal interests include gardening, genealogy, hiking, reading, spending time with family, swimming, and traveling.

Nicholas Denucci serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over three decades of experience to his role since joining Merrill in April 1993. He specializes in a range of client focus areas including college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, and both individual and corporate investment strategy. Nicholas works alongside two Registered Wealth Management Client Associates and a network of partners to provide tailored guidance that supports clients’ lifestyles, retirement income needs, and legacy objectives. Nicholas holds a Bachelor's Degree from the Pennsylvania State University System and maintains multiple professional designations such as Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Beyond his client work, he has played an active role in mentoring financial advisors locally and nationally, as well as participating on interview panels for selecting new advisors. His professional philosophy centers on developing personalized financial strategies that pursue clients’ long-term goals. Outside of his professional commitments, Nicholas is engaged in community service in the communities Merrill serves. His personal interests include traveling, fishing, staying physically and mentally fit, billiards, boating, cooking, football, table tennis, spending time with family, and watching movies. He welcomes connections with individuals seeking experienced wealth management support in the greater New York metropolitan area.

Yolanda Hailey is a financial advisor at Merrill in Florham Park, NJ, with 29 years of industry experience. She holds the Series 63 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Cook is a financial advisor with Merrill in Florham Park, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Merrill since 1992 and has worked at Bank of America, NA since 2010. Outside of his advisory role, he serves as the financial advisor for his wife's interior design business, T Interiors LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Casey is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, services for endowments, foundations and non-profits, legacy planning, managing new wealth, philanthropic planning, small business strategies, and socially responsible, values-based, and ESG investing. His expertise extends to working with women and wealth, sports and entertainment, and tax minimization. Robert holds a High School Diploma from Hopatcong High School and has attended Ramapo College and County College of Morris without degree completion. He is a Personal Investment Advisor (PIA) and is involved in professional and community organizations such as Habitat for Humanity and Pass it Along. Outside of his professional work, Robert enjoys basketball, boating, cooking, football, golfing, volleyball, yoga, and spending time with his family. He lives in Sparta, New Jersey, with his wife, two children, and their German Shepherd, Brock.

Noe Ramirez is a Financial Advisor at Merrill Lynch Wealth Management. He partners with business owners, professionals, and families to help them make informed decisions regarding their financial goals, including college education planning, executive compensation, equity compensation services, managing new wealth, portfolio management services, tax minimization, and retirement income. Ramirez focuses on creating personalized strategies that bring together various financial elements such as equity compensation, stock positions, investment management, and assets spread across multiple institutions. Ramirez holds a Bachelor's Degree from Ramapo College and has earned the Personal Investment Advisor (PIA) designation. He is a member of professional organizations including Alpha Kappa Psi and Sponsors for Educational Opportunity (SEO). Fluent in English and Spanish, Ramirez emphasizes understanding clients' current situations and objectives to guide them through thoughtful financial decisions. Outside of his professional role, Ramirez enjoys basketball, cooking, and spending time with his family.

David Spicka is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings extensive experience from his prior 31-year career at Prudential, where he specialized in Fixed Income Asset Management advising large institutional investors. David joined Merrill Lynch in 2021, applying his expertise in risk management and investment consulting to serve high net worth individuals and families. His professional approach emphasizes combining an understanding of clients’ goals with disciplined risk management and a collaborative team effort. David holds a Bachelor's degree in Mathematics and Economics from Rutgers College and earned a Master of Business Administration with concentrations in quantitative finance and financial markets from NYU Stern School of Business. He is a Chartered Financial Analyst (CFA) charterholder as well as a Personal Investment Advisor (PIA). Throughout his career, David has focused on areas including college education planning, family wealth management strategies, retirement income, and liquidity management. He also works closely with clients’ legal and tax professionals to develop integrated wealth management plans. Outside of his professional commitments, David lives in Succasunna, New Jersey with his wife and three children. He has interests in cooking, fishing, football, and hiking. David is involved with the New Jersey Innovation Institute, part of NJIT, contributing to community initiatives.

Manuel Castillo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill, he worked in various roles including at Lyft and Schindler Elevator Corporation. Outside the financial industry, he works as a taxi driver for Uber in New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Darron Braslow is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in advising clients on navigating the financial markets to help achieve their long-term goals. He specializes in developing personalized wealth management strategies tailored to each client's unique financial picture, working closely with clients one-on-one to pursue their objectives with a flexible approach that adapts to changing market conditions. Darron's expertise spans a wide range of client focus areas including family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management services, small business strategies, special needs planning, tax minimization, and retirement income planning. He employs proprietary analysis, historical data, and extensive research to create customized strategies aimed at mitigating downside risk and providing consistent returns while minimizing investment volatility. Additionally, he collaborates with clients’ attorneys and accountants to address comprehensive wealth management needs for individuals, small corporations, and private institutions throughout the United States. He holds a Bachelor's Degree from Temple University and carries the professional designation of Personal Investment Advisor (PIA). Outside of his professional work, Darron’s personal interests include football, gardening, music, pottery, spending time with his family, and traveling.

Kevin Gannon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with affluent individuals and families to build, manage, and preserve their wealth for current and future generations. Kevin provides services including asset allocation and investing, risk management, retirement income planning, education funding, concentrated and restricted stock management, tax minimization strategies, and estate planning services. He focuses on areas such as college education planning, family wealth management strategies, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. Before joining Merrill Lynch Wealth Management in 2017, Kevin spent over 22 years in advertising and marketing. He holds a Bachelor's Degree from Skidmore College and holds the professional designations of Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Kevin emphasizes creating customized financial plans to reduce stress for his clients and help them achieve their goals, fostering deep, long-lasting relationships through exceptional service and disciplined investing. Kevin lives in Scotch Plains, NJ with his wife and three children. Outside of his professional role, he enjoys spending time with his family and engaging in activities such as golf, basketball, and football. He is also involved in community volunteer work consistent with Merrill's tradition of service.

Stephen Neville is a Wealth Management Advisor who leads The Neville Group at Merrill Lynch Wealth Management. He began his career in wealth management in 1999 at Morgan Stanley and joined Merrill Lynch Wealth Management in 2008. Stephen works directly with high-net-worth clients, focusing on cash flow and lifestyle funding, endowment-style asset management strategies, tax-efficient charitable giving, estate strategies, and legacy planning services. He has considerable experience in understanding the unique dynamics of a client's family and incorporates that knowledge into the client's wealth strategy. Stephen manages proprietary model portfolios and customizes investment allocations according to clients' distinct needs and goals, enabling responsive adjustments to market changes and personal circumstances to support clients' financial objectives. Stephen holds several professional certifications: CERTIFIED FINANCIAL PLANNER® awarded by the Certified Financial Planner Board of Standards, Inc.; Certified Exit Planning Advisor certification from the Exit Planning Institute; Certified Investment Management Analyst® (CIMA®); and Chartered Private Wealth Advisor® (CPWA®), both awarded by the Investment and Wealth Institute™. He also holds the Personal Investment Advisor (PIA) designation. Stephen earned a Bachelor's degree in Industrial Engineering from the University of Florida. Outside of his professional work, Stephen volunteers with various charitable organizations. He resides in Morristown, New Jersey, with his wife, Kirsten, and their three sons. His personal interests include reading, traveling with his family, and competing in open water swims.

John Burke is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995, concurrently serving at Bank of America for the past 15 years. Outside of his advisory role, he is an advisory board member at Morristown Medical Center, where he contributes to fundraising activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angus Miller is a Wealth Management Advisor with Merrill Lynch Wealth Management and a key member of The Miller Group. He specializes in delivering a personalized wealth management experience that emphasizes objectivity, simplicity, and transparency. Angus and his team serve a diverse client base including entrepreneurs, senior corporate executives, and non-profit organizations globally, providing services that encompass corporate executive services, institutional consulting, international wealth management, legacy and philanthropic planning, liquidity management, managing new wealth, portfolio management, and tax minimization. He holds the Certified Investment Management Analyst (CIMA) designation, Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. Angus received his education at Trinity College Dublin. Fluent in English and French, he engages deeply with his clients through thoughtful analysis, sound judgment, and consistent follow-through. Outside his professional commitments, Angus is involved with the Rutgers Cancer Institute of New Jersey and enjoys activities such as biking, boating, cooking, fishing, gardening, golfing, music, soccer, spending time with family, and tennis.

Ann Caruso is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies tailored to their long-term goals, drawing on insights from Merrill and leveraging banking and lending solutions from Bank of America. Ann holds a Master's Degree from UCLA Anderson Graduate School of Management and a Bachelor's Degree from Rutgers University. She is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). In addition to her professional work, Ann is engaged in community involvement through volunteer activities with local organizations.

Joseph Brigida is a Senior Financial Advisor at Merrill Lynch Wealth Management in Morristown, NJ. He specializes in investment management and wealth planning, focusing on creating personalized financial strategies that align with his clients' long-term goals. His expertise includes college education planning, family wealth management strategies, retirement income planning, portfolio management services, and services tailored for endowments, foundations, non-profits, defined benefit plans, and employee financial health. With more than 20 years of professional experience in accounting and financial services, Joseph began his career in public accounting in Morristown before transitioning to wealth management. He holds a Bachelor's degree from Saint Joseph's University and has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Joseph is also a member of Spring Brook Country Club. Outside of his professional role, Joseph is actively involved in his community through participation in the Morris Museum Golf Committee and supporting the Morristown Lady Colonials Lacrosse team. He enjoys baseball, football, golfing, music, photography, reading, running, skiing, and spending time with his family.

Daniel Rodriguez is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2000, providing financial advisory services to clients with substantial wealth. In his role, Daniel manages portfolios on a discretionary basis, utilizing a range of investment strategies including individual stocks and bonds, Merrill model portfolios, and third-party investment options. Daniel has over two decades of experience working with high net worth clientele, focusing on portfolio analysis and comprehensive financial strategy management. His approach addresses multiple facets of financial planning such as risk, return, tax consequences, and disposition. He holds the Professional Investment Advisor (PIA) designation. Daniel earned both his bachelor's and master's degrees from Rider University. His professional philosophy centers on connecting all aspects of a client’s financial life to help prioritize and pursue their most important goals.

Paul Landolfe is a Wealth Management Advisor at Merrill Lynch Wealth Management and Senior Vice President within The LE Group. He has more than 40 years of experience serving the complex wealth management needs of high-net-worth individuals. Throughout his career, Paul has held roles as a director managing brokerage businesses and as a financial advisor. His expertise encompasses areas such as family wealth management strategies, college education planning, personal retirement planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income. He applies a risk management philosophy and leverages the global resources of Merrill Lynch to tailor wealth management strategies to each client’s individual needs. Paul holds multiple professional designations, including Certified Investment Management Analyst (CIMA®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor (CPFA). He earned a Bachelor of Business Administration in Marketing and Economics from Pace University and a Master’s degree in Finance from Iona College. Beyond his professional work, Paul volunteers in his community, serving as treasurer of his homeowners association board, and participates in his parish council. He lives in Chatham, New Jersey, with his wife and three children. In his free time, he enjoys golfing, tennis, skiing, gardening, hiking, and spending time with family.