Rebecca De Anda Licona is a Financial Advisor at Merrill Lynch Wealth Management, where she leads a boutique practice focused on comprehensive financial planning and guidance. She works closely with clients to develop personalized strategies that address a range of financial areas including retirement planning, college education funding, small business strategies, estate and legacy planning, philanthropic giving, tax minimization, and portfolio management. Her approach emphasizes understanding the unique priorities and goals of each client and their family. Rebecca holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She completed her high school education at Allen High School and earned an Associate's Degree from Collin College. Outside of her professional work, Rebecca enjoys antiquing, cooking, interior decorating, photography, spending time with her family, and traveling.

Roderick Bennett is a Financial Advisor at Merrill Lynch Wealth Management, where he provides comprehensive financial guidance to individuals and families. Since joining the firm in 2018, he has focused on creating personalized strategies to help clients achieve their long-term financial goals, including retirement planning and business sale preparation. His approach emphasizes understanding each client's priorities and delivering clear, straightforward wealth planning. He specializes in areas such as executive and equity compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Roderick is committed to prudent stewardship of client wealth and maintaining long-term relationships grounded in trust and transparency. Roderick holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He graduated from David W Carter High School. Outside of work, he engages in activities such as basketball, football, golfing, reading, traveling, and spending time with his family.

Charu Dayal is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and 19 years of industry experience. Prior to joining Merrill in 2025, Charu worked at RBC Capital Markets, LLC for five years, R.W. Baird & Company for nine years, and Morgan Stanley for four years combined. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Mark Theriault is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 33 years of experience in the investment and financial planning industry. He holds the CERTIFIED FINANCIAL PLANNER (CFP®) designation and the Personal Investment Advisor (PIA) credential. Mark earned his Bachelor's Degree from the University of Florida. Mark specializes in developing personalized financial strategies to assist clients in reaching their unique goals. His expertise includes college education planning, divorce transition planning, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. As a portfolio manager, he creates customized investment strategies that may incorporate individual securities, Merrill Lynch Wealth Management model portfolios, and third‑party investment approaches. In his professional role, Mark focuses on simplifying the complexities of investing by providing transparent and tailored advice. Outside of work, he enjoys cooking, football, golfing, hiking, reading, running marathons, and spending time with his family.

Erica Tyree is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has worked at Bank of America since 2018. Erica is also a co-owner of a family rental property in Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for a range of clients including individuals, high-net-worth clients, and institutional investors, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Joshuah Murray is a financial advisor at Merrill and holds a Series 66 designation. He has been with Merrill since 2023 and has prior banking experience at Bank OZK, Regions Bank, and Bank of America. Before entering the financial industry, he spent five years at the University of Central Arkansas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutions with model-based and discretionary investment strategies developed by internal and third-party managers.

Adela Canaj is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank and JPMorgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Denise Barrera is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill since 2016, based in Frisco, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Giordano Zuazo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing personalized financial guidance to help clients achieve their long-term financial goals through strategies that address retirement planning, portfolio management, legacy planning, and tax minimization. Mr. Zuazo draws on over 20 years of industry experience to create tailored investment strategies that align with each client's comfort level and financial objectives. His approach emphasizes investor education and clear understanding of financial concepts to support informed decision-making. He collaborates with a knowledgeable team to deliver comprehensive wealth management services. He earned a Bachelor of Arts degree in Economics from Saint Michael's College and has studied international economics and money and banking at Richmond College in London, England. Mr. Zuazo maintains multiple FINRA registrations and holds life and health insurance licenses, with a focus on long-term healthcare insurance. He served in the U.S. Peace Corps and is actively involved with community organizations including the Cape Cod Museum of Art, Duxbury Yacht Club, Parent Project Muscular Dystrophy, and The Dennis Conservation Trust.

Jason Mc Clanahan is a financial advisor with Merrill in Frisco, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at Bank of America, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory work, he coaches a 12U soccer team in Rockwall, TX, a role he has held since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Raj Kalyandurg serves as a Private Wealth Advisor at Merrill Private Wealth Management, where he has been working with clients for over 25 years. He specializes in developing, implementing, and maintaining integrated wealth management plans tailored to individual client needs and aspirations. Raj has extensive experience in strategic and organizational planning, particularly in addressing complex issues faced by business owners since joining Merrill in 1997. He holds a Bachelor's degree in Economics and Finance from the University of Texas at Dallas and graduated from the Financial Advisor Leadership Program, an advanced executive program sponsored by Merrill and taught by faculty from the Wharton School at the University of Pennsylvania. Raj also holds the Certified Private Wealth Advisor® (CPWA®) designation and the Personal Investment Advisor (PIA) designation. Beyond his professional work, Raj is active in nonprofit organizations. He serves as the Chairman of the US-India Chamber of Commerce and is a board member of The Salvation Army. He previously served on the boards of Pratham, American Indian Foundation, and Montessori New Beginnings Academy. Raj lives in Plano, Texas with his wife and two sons. His personal interests include meditation, Taekwondo, and racing cars.

Hope Ellis is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and 2 years of industry experience. She has been with Merrill since 2013. Ellis serves as Vice President of Membership for the Dallas Estate Planning Council and is a member of its board of governors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Harriet Detar is a financial advisor at Merrill with Series 63 and Series 66 credentials and 28 years of industry experience. She has been with Merrill since 1985. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Mazhar Ali is a financial advisor with Merrill in Frisco, TX, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at Bank of America and Merrill since 2010 and 2011, respectively. Ali serves as an advisory board member for the Texas Muslim Women’s Foundation, a nonprofit organization supporting battered women. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Xochitl Castellanos Montoya is a financial advisor at Merrill with 17 years of industry experience. She has held roles at Merrill since 2006, including her current position since 2019, and took a brief hiatus for homemaking in 2018-2019. She holds the Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Low is a financial advisor with Merrill in Frisco, TX, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. He has been with Merrill since 2009 and also maintains a longstanding affiliation with Bank of America N.A. since 2008. Outside of his advisory role, Low serves as a board member for Manor Park, Inc., a continuing care retirement community in Midland, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.