Alexander Zehner is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. He has been with Merrill since 2018 and previously worked at Enterprise Holdings for three years. Based in Jacksonville, Florida, he provides advisory services within Merrill’s institutional framework. Merrill, together with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Kernohan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked at Merrill since 2014 and Bank of America, N.A. since 2017. Outside of advising, he owns Beloved Saint Studio, a graphic design and media company offering services such as online graphics, website creation, photography, and videography. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies supported by internal and third-party managers.

Joshua Scott is a financial advisor with Merrill holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Merrill, he held various roles across multiple industries including healthcare and hospitality. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daryle Barnard is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has worked at Merrill since 2007 and Bank of America, N.A. since 2011. Outside of his advisory role, Barnard is a general partner and managing member of Casual Evangelization, a digital platform providing spiritual and religious content. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joshua Fitzgerald is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed by internal investment teams and third-party managers for a range of clients including individuals, high-net-worth clients, and institutions.

Joseph Harris III is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, where he has worked since 2010. He has 16 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arthur Lorens is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Rice is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2010. Outside of his advisory work, he is the owner and president of the American Bullnese Association, a family business based in St. Augustine, Florida. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through multiple investment program strategies and benefits from integration with Bank of America’s broader banking and capital markets platform.

Alexander Barcenas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at the University of Florida and L3Harris Technologies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Jhons Diegue is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Christina Palmer is a Financial Advisor with Merrill Lynch Wealth Management in Dallas, Texas. She began her financial advising career in 2020 as a retirement planning advisor with Fidelity and joined Merrill Lynch in 2022. Christina focuses on understanding her clients' values, goals, and concerns to develop clear financial plans tailored to their individual and family needs. She works collaboratively with a team of specialists across Merrill Lynch and Bank of America to provide clients with a comprehensive approach to managing their financial lives. Christina holds a bachelor's degree from Abilene Christian University and a Master of Business Administration from the University of North Texas. She has earned the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Fluent in English and Chinese, she is an active member of the ACU Alumni Association, UNT Alumni Association, and participates in UNT Mean Green Mentors. Christina supports her community through volunteer work with Meals on Wheels and the Salvation Army.

Daniel Chestnut is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2023. Prior to his advisory career, he held roles in various sectors including home remodeling and fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Terry Brookman is a financial advisor with Merrill in Jacksonville, FL. He holds a Series 66 designation and has 10 years of industry experience, having been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Eckmann is a financial advisor at Merrill with a Series 66 license and one year of industry experience. His prior work history includes roles at Bank of America, TEKsystems Inc., and various positions at the University of North Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anita Ripepi is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 25 years of industry experience. She has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Azpiazu is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies developed by internal and third-party managers.

Allison Perkner is a Series 66 licensed advisor at Merrill with one year of industry experience. Her prior roles include positions at the University of Florida, Ruby Beach Brewing Co., Casa Marina Hotel, and Ponte Vedra High School. She has also engaged in community and nonprofit work, including with the DHE All-Star Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Hayes Sperry is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2017, with a brief tenure at Wells Fargo Clearing Services. Based in Jacksonville, FL, his career includes roles at Fidelity Brokerage Services as well. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Sara Fenwick is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Altman is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2015 and Bank of America N.A. since 2023. Outside of his advisory role, he has served as a consultant for Sports Media Technology, including contract work at the US Open Tennis Tournament. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.