David Jaramillo is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at JPMorgan Securities LLC, JPMorgan Chase Bank, N.A., Indus Investments LLC at the Shangri-LA Hotel, and FinDeter. He has been with Merrill since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hilary Ketchum is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zachary Stitzer serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' goals, priorities, and financial circumstances to develop personalized wealth management strategies. His expertise includes college education planning, family wealth management strategies, retirement planning, and legacy planning, among other areas. Zachary emphasizes a client-centered approach, aiming to simplify investing complexities and provide guidance that aligns with clients' risk tolerance, time horizon, liquidity needs, and long-term objectives. He holds a Bachelor's Degree from Northeastern University and is a Personal Investment Advisor (PIA). Zachary is also involved with professional organizations such as Closer To Free and Discovery To Cure. Outside of his professional activities, he has interests in adventure sports, baseball, football, golfing, skiing, tennis, and traveling.

Nune Khachatryan is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2018. Prior to that, she was employed at City National Bank for nine years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Destin Thomas is a financial advisor with Merrill in Los Angeles, CA, holding Series 63, 65, and 66 licenses and 15 years of industry experience. He has worked at Merrill since 2017, with a four-year tenure at City National Securities prior to returning to Merrill in 2024. Outside of his advisory role, he manages several rental properties as a sole proprietor. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Richard Jones is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked with Merrill since 1999 and Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a director of the Los Angeles Opera and is an advisory board member of the Music Center Leadership Council. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides both model-based and discretionary investment strategies supported by internal and third-party managers.

Dina Erglis is a financial advisor at Merrill in Los Angeles, CA, with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Drew Littwin is a Financial Advisor at Merrill Lynch Wealth Management. He collaborates with clients to develop personalized financial plans that align with their unique ambitions and family goals. His approach involves addressing key areas such as education funding, retirement lifestyle provision, and potential health care costs. Drew holds the designation of Personal Investment Advisor (PIA) and earned his Bachelor's Degree from Chapman University. He emphasizes simplicity and transparency in wealth planning to make the investment process more accessible and goal-oriented.

Joseph Oldham is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Olympus Wealth Management, Wright Development Group, and consulting at JoPro Consulting. Outside of finance, he has worked in various industries including pest control and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Logan Lanier is a financial advisor at Merrill in Los Angeles, CA, holding the Series 66 designation with six years of industry experience. He has worked at Merrill since 2018 and has prior experience with Corporate Brokers and Dick's Sporting Goods. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Susan Francis is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 credential and has worked at Merrill and Bank of America, NA. Outside of her advisory role, she is involved with nonprofit organizations, including the Ronald Reagan Presidential Foundation and the Autry National Center, where she assists with day-of event management. She also works as a consultant and independent contractor for PD Special Events, an event planning company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Harlin Urofsky is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Citigroup for several years and the Milken Institute. Urofsky serves as a board member advisor for the New York University Impact Investment Association and is on the strategic advisory board of rePurpose Global, a plastic credit platform focused on environmental sustainability. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Armen Ajemian is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Merrill and Bank of America since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Steve Lazny is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 25 years of industry experience. He has worked at Bank of America since 2015 and Merrill since 2014. Lazny also serves as a successor trustee for The EL Trust, a fiduciary entity based in Pasadena, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joel Blumberg is a Private Wealth Advisor and Managing Director at Merrill Private Wealth Management. He joined the firm in 2016 and provides advisory services to high-net-worth clients, focusing on banking, investment, lending, trust, and philanthropic needs. Joel has more than twenty years of experience in investment banking and wealth management, with a background in commercial real estate and philanthropy. Prior to joining Merrill, he held senior roles including Managing Director at J.P. Morgan Private Bank in Los Angeles and Director and Senior Relationship Manager positions at Wachovia Real Estate Capital Markets and Wells Fargo Real Estate Banking. Early in his career, he worked in development for the Shoah Foundation in Los Angeles. He holds an MBA from the University of Chicago Booth School of Business, a Master’s degree from Ohio State University, and a Bachelor’s degree from American University. Joel serves on the Sustaining Board for the UCLA Ziman Center for Real Estate. His client focus areas include family wealth management strategies, services for endowments, foundations and non-profits, legacy and philanthropic planning, and small business strategies.

Lara Magnusen is a Managing Director, Private Wealth Manager, and Portfolio Manager at Merrill Private Wealth Management. In her role, she advises and implements investment strategies for high-net-worth families, individuals, foundations, and privately held businesses. She also leads the team's investment committee. Lara's professional experience includes positions at J.P. Morgan Private Bank as an investment specialist and Managing Director, as well as portfolio management roles focusing on alternative investment mutual funds at Altegris Advisors. Her career began in 1999, with roles as a junior portfolio manager for a credit hedge fund in Los Angeles and as an analyst at Goldman Sachs & Co. Lara holds the Chartered Alternative Investment Analyst (CAIA) designation, a California insurance license, and is a member of several women's investment groups. She earned a Bachelor of Arts degree in economics with a minor in business administration from the University of California, Berkeley, and a Master of Business Administration from the University of California, San Diego. Lara speaks English and Spanish. Outside of her professional responsibilities, she serves on the advisory board of the Unusual Suspects Theatre Company, a nonprofit supporting arts enrichment in underserved communities. She lives in the Hancock Park area of Los Angeles with her husband, two children, and four dogs.

John Tracy is a Private Wealth Advisor at Merrill Private Wealth Management. He began his journey with Merrill Lynch Wealth Management during his high school and college years through internships where he gained experience reviewing dividend forecasts and earnings estimates. Since joining The Mallach Group full-time in 2000, John has focused on implementing integrated financial strategies to help clients optimize wealth across generations. John holds a Bachelor of Science degree in Finance and Marketing from Fairfield University. He also studied International Business at the American Continental University in London. In addition to his education, John has earned the designation of Personal Investment Advisor (PIA). Committed to community involvement, John volunteers for various causes and local events and serves on the Board of Trustees at LaSalle College High School. He pursues a healthy lifestyle, engaging in traveling and running, and encourages his clients to adopt fitness and nutrition habits.

Michael Ginestro is a Private Wealth Advisor with Merrill Private Wealth Management, focusing on managing fixed income strategies for the firm's clients. He has been in the financial services field since 1995, bringing extensive experience in municipal fixed income research, strategy, and portfolio management. Throughout his career, Michael has held leadership roles in fixed income departments at firms including Bel Air Investment Advisors LLC, Wells Fargo Wealth Management, and Charles Schwab Investment Management. He has experience managing portfolios for institutional funds and ultra-high net worth individuals, and has worked with a diverse client base including C-suite executives, private company founders, and venture capital and private equity principals. His expertise includes bond portfolio management, credit strategies, yield curve positioning, and department build-out and process implementation for fixed income groups. Michael holds a B.A. from Saint Lawrence University and is a former board member of both the National Federation of Municipal Analysts and the California Society of Municipal Analysts, where he also served as chairman. In his personal time, he enjoys golfing, skiing, music, and tennis, and resides in Los Angeles with his two children.

Abraham Ebriani is a Financial Advisor at Merrill Lynch Wealth Management. He brings nearly 15 years of experience in the financial industry, with a background that includes real estate finance across Los Angeles and the West Coast, as well as wealth and investment management on Wall Street. Abraham and his team assist clients with building, managing, and preserving their wealth, providing service guided by integrity. He holds a Bachelor's Degree from UCLA and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Abraham is proficient in English, Hebrew, and Persian. He is also a member of the Jewish Heritage Network. Outside of his professional work, Abraham enjoys cooking, golfing, reading, running, spending time with his family, and traveling.

Joseph Bui is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 17 years of industry experience. His prior work includes roles at Bank of America, Fidelity Charitable, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of his advisory duties, he serves as a committee member of McIntyre House and an advisory board member of QueensCare Foundation, both nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.