Sandra Pritchard is a financial advisor at Merrill with a Series 66 designation and seven years of experience in the industry. She has held positions at Merrill since 2019 and previously worked at Banc of Cal from 2017 to 2019. Since 2026, she has also been affiliated with Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rick Baker is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management with over 40 years of experience in the banking and investment industry. He leads a team based in Atlanta, Georgia, with additional offices in Century City, California, managing the overall financial investments for ultra-high-net-worth clients. Rick holds several professional designations including the Certified Investment Management Analyst (CIMA®), Certified Plan Fiduciary Advisor (CPFA®), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA™). He earned a Bachelor's Degree from Auburn University and is a member of the Investments & Wealth Institute™. Rick's expertise includes Divorce Transition Planning, Executive Compensation, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Liquidity Management, Personal Retirement Planning, Portfolio Management Services, Socially Responsible, Values Based, and ESG Investing, Women and Wealth, and Sports & Entertainment. Beyond his professional work, Rick is deeply involved in philanthropic and cultural initiatives. He is a founding member of Steven Tyler's Janie's Fund and serves as a strategic advisor to the Rock & Roll Hall of Fame as well as a member of the Board of Trustees for the Atlanta Jazz Festival. Rick founded the Rick Baker College Scholarship Fund, which has provided opportunities to more than 250 students in his hometown of Crossville, Alabama. His numerous honors include the Presidential Lifetime Achievement Award and the Bank of America/Merrill leadership awards. Rick's personal interests include hiking, music, spending time with his family, traveling, and yoga.

Marc Martinez is a Financial Advisor at Merrill Lynch Wealth Management. He serves as a Team Financial Advisor, working with clients to help ensure their financial resources support their personal and family goals. Marc specializes in areas including college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, legacy planning, small business strategies, and retirement income. He holds a Personal Investment Advisor (PIA) designation and supports clients in developing personalized plans aligned with their unique ambitions. Marc earned both his Bachelor's and Master's degrees from the University of San Francisco, completing his Master's in Asian Pacific Studies with an emphasis in International Commerce. He is multilingual, fluent in English, Mandarin, and Spanish. Outside of work, Marc engages in community activities such as volunteering at food drives, animal shelters including the ASPCA Animal Shelter and Gentle Barn Animal Sanctuary, and organizations like Para Los Niños and The Midnight Mission Clothes Drive. His personal interests include boxing, chess, cooking, dancing, drawing, gardening, hiking, painting, swimming, and spending time with his family.

Ji Hye Cho is a financial advisor at Merrill in Los Angeles, CA, with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Merrill since 2006, with prior positions at City National Securities and Bank of America, N.A. There are no additional outside activities reported. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal Chief Investment Office teams and third-party style managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jerome Klein is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1999, also affiliated with Bank of America since 2011. He is a general partner in a private investment partnership and participates in a for-profit business related to Merrill’s expense accounts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Kevin Hale is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing coordinated strategies across investing, long-term planning, and risk management to assist clients in aligning their financial decisions with both current priorities and future goals. His client focus areas include college education planning, corporate executive services, liquidity management, personal retirement planning, philanthropic planning, portfolio management, small business strategies, sports and entertainment, individual and corporate investment strategies, and tax minimization. Kevin holds a Bachelor's Degree from the University of Southern California. He has earned professional designations including Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His approach emphasizes integrity, discipline, and a long-term perspective to help families and leaders make thoughtful decisions with their wealth, ensuring that it serves them well today and endures for generations. Born and raised in Chicago, Kevin brings a grounded Midwest work ethic combined with a global perspective. His personal interests include football, golfing, ice hockey, and traveling.

Belinda Van Sickle is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in providing financial strategies and wealth management plans tailored to individual client needs, emphasizing personalized face-to-face consultations to understand clients' priorities and goals. Her client focus areas include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income, among others. Belinda began her career with Merrill Lynch as an intern during college from 1983 to 1985 and has since accumulated extensive experience in the wealth management and real estate industries. She holds multiple professional designations, including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Personal Investment Advisor (PIA). She earned her bachelor's degree from Bucknell University. Outside of her professional role, Belinda is involved in the community and has held the position of President at Eastward Ho! golf club. Her personal interests include cooking, fishing, football, golfing, traveling, and spending time with her family.

Keisho Awamoto is a financial advisor at Merrill with eight years of experience at the firm and three years in the industry. He holds the Series 66 designation. His prior roles include positions at Bank of America and Southern Methodist University, as well as a year dedicated to extended travel. Outside of advising, he is the owner of Setos del Sol LLC, a business established for liability and estate planning purposes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party management teams.

Joaquin Leija is a Financial Advisor with Merrill Lynch Wealth Management based in Beverly Hills/Century City. He works with a select group of individuals throughout Los Angeles and the West Coast, including business owners, affluent families, legal professionals, medical practitioners, emerging entrepreneurs, and entertainment executives. Joaquin provides goals-based wealth management focusing on clarity, integrity, and exceptional service. Joaquin's expertise encompasses a range of financial planning areas such as executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, individual and corporate investment strategy, and tax minimization. His approach includes financial planning, active investment management, retirement income planning, trust and estate planning strategies, tax-loss harvesting, liquidity event planning, lending, and alternative investments. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Joaquin earned his bachelor's degree in finance from the University of Washington. He is a member of professional organizations such as Phi Kappa Psi and the University of Washington Investment Group. Outside of work, Joaquin enjoys drawing and sketching, football, pickleball, soccer, table tennis, watching movies, and spending time with his family.

Charles Tharnstrom is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Merrill and Bank of America since 2014. Outside of his advisory role, he serves as a board member and head of the finance committee for the Bel Air Bay Club, a social beach club, and is a general partner and managing member of McCain/Tharnstrom LLC, a limited liability investment vehicle. Additionally, he is involved with the Saint John's Health Center Foundation as a committee member and serves as a trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs strategic and tactical asset allocation and provides tax-aware investment options tailored to clients' needs.

Karen Leung is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Riley Arnson is a Financial Advisor at Merrill Lynch Wealth Management who focuses on providing comprehensive financial guidance to individuals, families, and business owners. Riley specializes in areas such as college education planning, family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. Before transitioning to wealth management, Riley studied engineering and gained experience in pharmaceutical sales and marketing. These roles enhanced skills in analyzing complex situations and communicating practical solutions. Currently, Riley collaborates closely with clients to develop strategies for wealth accumulation, retirement, risk management, and legacy planning, always prioritizing the people behind the financial plans. Riley is part of a seasoned wealth management team that offers diverse insights and resources to support clients. Riley holds a Bachelor's Degree from the University of Southern California and has earned the Personal Investment Advisor (PIA) designation. Outside of professional commitments, Riley enjoys basketball, camping, cooking, hiking, reading, running, and swimming.

Andrew Hill is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America N.A., KeyBank, Equitable Advisors, and AXA Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Betty Kermanian is a financial advisor at Merrill with eight years of industry experience. She previously worked at Wells Fargo in various roles from 2014 to 2022. Outside of her advisory role, she volunteers with the Iranian-American Division of the ETTA organization, supporting community outreach and educational events for people with intellectual and developmental disabilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Shirley Valladares is a financial advisor at Merrill with 12 years of industry experience and holds the Series 66 designation. She has worked at Merrill since 2014 and has also been with Bank of America N.A. since 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jon Sasinowski is a financial advisor at Merrill with 8 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2017, following a one-year tenure at First Century Bank. Based in Los Angeles, CA, he supports clients as part of a large team at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susie Oh is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has held prior roles at Wells Fargo Clearing and Banc of America Investment Services. Outside of her advisory work, she serves as Board Chair for both the Korean American Coalition – Los Angeles and the Korean American Coalition – National, nonprofit organizations focused on civic and civil rights within the Korean American community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Austyn Abbas is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized financial and retirement planning. He focuses on helping clients navigate their financial journeys by developing tailored strategies that align with their unique goals and priorities. His expertise includes college education planning, family wealth management, personal retirement planning, small business strategies, sports and entertainment financial services, individual and corporate investment strategy, tax minimization, and retirement income. Austyn holds a Bachelor's Degree from the University of Miami and has earned the Personal Investment Advisor (PIA) designation. Fluent in English, Hindi, and Urdu, he emphasizes transparency and education to empower clients in making informed financial decisions. He is also involved in his community through participation with Big Brothers and Sisters. Outside of his professional role, Austyn enjoys football, hiking, music, reading, running, spending time with his family, traveling, and watching movies. His approach centers on building trust-based relationships to simplify complex financial concepts and support clients in achieving their long-term financial aspirations.

Winifred Wikkeling is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. She has worked at Bank of America and Merrill since 2019 and previously held roles at Apple One, Dylan Keith, Swisher International, and Lexus Santa Monica. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Little II is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 65 designations and 15 years of industry experience. His career includes roles at Bank of America entities since 2019, as well as earlier positions at Wells Fargo Securities and Castleoak Securities. He also earned an MBA from USC Marshall School of Business between 2019 and 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.