Quintina Wallace is a Financial Advisor at Merrill Lynch Wealth Management, specializing in small business retirement plans and qualified plan education. She partners with business owners to design, implement, and service retirement plans that align with their workforce needs and business objectives. Quintina helps plan sponsors evaluate plan designs, fulfill fiduciary responsibilities, and improve participant outcomes by coordinating with recordkeepers, TPAs, accountants, and other service providers. Quintina holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's degree from Albany State University. Quintina also serves as a resource for retirement plan participants, providing education and personalized guidance to assist them in making informed financial decisions throughout life transitions such as retirement and career changes. Beyond her professional role, Quintina is involved with organizations such as the Alzheimer's Association, the COVA Christian Chamber of Commerce, and the National Association of Plan Advisors. Her personal interests include camping, hiking, and spending time with her family.

Shannon Noonan is a financial advisor with Merrill in Mount Pleasant, SC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Merrill since 2009. Outside of her advisory role, she works part-time for Southern Bear Catering, a catering company serving events around Charleston, SC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Courtney Baker is a financial advisor with Merrill, holding a Series 66 designation and over one year of industry experience. She also works as a speech-language pathologist at Johns Island Post Acute, providing speech therapy in inpatient rehab. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, delivering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrea Hardy is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Condon Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch for over 30 years, providing wealth management recommendations to affluent individuals and families, corporate executives, business owners, and nonprofit organizations. Mary focuses on helping clients reach their financial goals by carefully determining investment objectives and developing appropriate asset allocations. She specializes in areas including education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and retirement income. Mary is a graduate of Clemson University and holds the Personal Investment Advisor (PIA) designation. She is actively involved in her community, particularly through her participation with Bishop England High School and Christ Our King Church. Mary's extensive experience and commitment to client goals reflect her professional approach to financial advising. Outside of her professional life, Mary enjoys spending time with her family, boating, fishing, golfing, reading, and traveling.

Kirk Weichsel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on integrating multiple aspects of clients' financial lives by developing customized financial strategies and investment portfolios tailored to clients' objectives. His client focus areas include family wealth management, institutional investment consulting, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Kirk holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and Certified Plan Fiduciary Advisor® (CPFA®). He earned his MBA from Duke University and a bachelor's degree in mechanical engineering from Texas A&M University. Prior to joining Merrill Lynch Wealth Management in 2005, Kirk spent fifteen years as a management consultant developing trading and risk management capabilities for major investment banks and global energy companies. He is active in the Charleston sailing community and a member of the Charleston Ocean Racing Association. Kirk enjoys boating, tennis, fly fishing, and spending time with his family in Mt. Pleasant, South Carolina.

Palmer Skoglund is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career as a bond trader specializing in mortgage-backed securities, US Treasury notes, and fixed-income portfolio risk analysis for large institutions. In 1998, Palmer transitioned to a financial advisory role at Merrill, bringing extensive market experience through varying economic cycles. He focuses on helping clients navigate their financial lives with strategies that provide comfort during changing market conditions and life events. Palmer's areas of expertise include family wealth management strategies, personal retirement planning, portfolio management services, women and wealth, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Washington & Lee University. Committed to the Merrill tradition of community involvement, Palmer volunteers with local organizations. Outside of work, he enjoys hiking, spending time with his family, playing tennis, and traveling.

Matthew Moeller is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has previously worked at UBS Financial Services, Northwestern Mutual, and Wells Fargo Asset Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Penn Saad is a Financial Advisor with Merrill Lynch Wealth Management. He is part of an 11-person wealth management team that partners with Merrill and Bank of America specialists, providing clients with tailored services similar to those offered by a Family Office. Penn works alongside his father, who has decades of experience in building long-term client relationships, to deliver guidance throughout clients' retirement journeys. Before joining Merrill Lynch, Penn spent 15 years as a golf professional, developing a passion for relationship-building and helping others achieve their goals. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and earned a degree in Business Management from Clemson University. Penn's client focus areas include family wealth management strategies, tax minimization, and retirement income. Penn is involved with the First Tee of Greater Charleston and participates in the YAC First Tee of Greater Charleston organization. His personal interests include adventure sports, fishing, football, golfing, hunting, ice hockey, music, skiing, spending time with family, and traveling.

Elizabeth Kramer is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior roles include positions at FNB Corporation, Essey Consulting Group, WebsterRogers LLP, Wells Fargo Clearing, and other firms. She is also an officer at Essey Consulting LLC, a consulting and research firm. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Susan Alvarez is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bayview Manor and Agape Hospice. Outside of her advisory role, she holds power of attorney responsibilities for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rhetta Moore is a Financial Advisor with Merrill Lynch Wealth Management. She began her career in institutional investing at Aetna in Hartford, Connecticut, where she held roles in Alternative Investments and Fixed Income. Rhetta brings her investment analysis background and a disciplined decision-making process to her current role, working closely with clients and their families to understand their priorities, values, and goals. She specializes in college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, and women and wealth. Rhetta works on a family team with her mother and brother, collectively bringing over 40 years of experience to their ongoing planning process that helps clients adapt as life and markets change. Rhetta is an alumna of the University of North Florida, where she earned a Bachelor of Business Administration in International Business, a Bachelor of Arts in Spanish, a Master of Business Administration, and a Master of Science in Business Analytics. She is a Personal Investment Advisor (PIA) and is a member of Christ Our King Catholic Church. Rhetta was born and raised in Charleston and is involved in basketball coaching; she enjoys spending time with family and engaging in activities such as boating, gardening, pickleball, running, scrapbooking, surfing, traveling, and writing.

Meredith Duffy is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2021. Prior to joining Merrill, she was employed at South Carolina Federal Credit Union and has also worked at LOFT Outlet. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kathleen Corn is a financial advisor at Merrill with a Series 66 designation and 13 years of industry experience. She has been with Merrill Lynch since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Christopher Bolig is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 1999 and focuses on personalizing wealth management strategies for individuals to help meet financial goals such as education funding, home purchases, and retirement planning. Prior to entering the financial industry, Christopher served five years in the U.S. Navy. During his military service, he attended The College of William & Mary and Johnson & Wales University, where he earned bachelor's degrees in Culinary Arts and Business Administration. His career in financial services began with Edward Jones & Co., followed by roles at BB&T Investment Services managing multiple territories. Since 2005, he has been with Banc of America Investment Services, now part of Merrill Lynch. Christopher holds the Personal Investment Advisor (PIA) designation. Christopher lives on Daniel Island with his wife Sarah and their two children, Madison and Jackson.

Michelle Calalang is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Peterson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career there in 2001 after earning a Bachelor's degree in finance from Wofford College. Patrick focuses on assisting affluent families with complex financial challenges by developing well-designed, regularly reviewed, and clearly articulated wealth management plans. Patrick is a qualified Portfolio Manager who offers both traditional advice and customized portfolio strategies. His approach involves managing personalized or defined investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification since 2008, the Chartered Retirement Planning Counselor™ (CRPC™) designation since 2003, and is a Personal Investment Advisor (PIA). Living in Charleston, Patrick enjoys spending time with his wife, Erin, and their three children, Rory, Teddy, and Knox. His personal interests include fishing, music, and reading.

Laura Clark is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 2001 and focuses on providing personalized wealth management strategies tailored to her clients' unique financial goals and priorities. Laura specializes in family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, and serving women and wealth clients. She is a Certified Private Wealth Advisor®, CERTIFIED FINANCIAL PLANNER® certificant, Certified Investment Management Analyst®, and holds the Chartered Retirement Planning Counselor™ designation. Laura is a qualified Portfolio Manager and works with high-net-worth clients through the full life cycle of their wealth, from accumulation to preservation and distribution. She earned her Bachelor's Degree from Hollins University and has completed an Accredited Certificate Program at Yale University. Laura is a member of the Merrill Women's Exchange and is active in community service, including volunteering with the Leukemia & Lymphoma Society. She enjoys gardening, golfing, painting, and spending time with her family. Laura has been recognized on multiple Forbes lists, including "America's Top Women Wealth Advisors Best-in-State" and "Best-in-State Wealth Management Teams."

Courtney Zalinski is a Financial Advisor with over 24 years of investment experience, currently working with Merrill Lynch Wealth Management since 2006. She specializes in tailored investment strategies and portfolio management, focusing on areas such as family wealth management, liquidity management, retirement planning, and tax minimization. Courtney holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ at The Wharton School. She also holds the Personal Investment Advisor (PIA) designation. Courtney began her career as an Investment Banking Analyst in Manhattan. She earned her bachelor's degree from the University of North Carolina at Chapel Hill, where she also served as Captain of the Varsity Tennis Team. She resides on Daniel Island and plays professional pickleball in her free time. Her personal interests include gardening, reading, skiing, tennis, and pickleball.

Zachary Kallick is a financial advisor with Merrill in Mount Pleasant, South Carolina, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Merrill since 2003. Outside of his advisory role, he is a limited partner in a for-profit LLC focused on improving and selling real estate properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.