Peter Izzo is a Wealth Management Advisor and one of the founding partners of Izzo, Arellano, Sliwinski & Associates, a wealth management advisory team. Over the past 25 years, he has advised hundreds of clients on a broad range of topics including investment management, trust and estate strategies, liability structuring, and philanthropic planning. His practice focuses on providing affluent families with comprehensive wealth management services, allowing clients to outsource both planning and management to his team while they focus on their personal and professional priorities. Peter holds a Bachelor's degree from Boston College’s Carroll School of Management and has earned several professional designations including the CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is a qualified Senior Portfolio Manager who manages personalized investment strategies incorporating various asset classes and model portfolios. Peter's client focus areas include corporate executive services, family wealth management strategies, legacy planning, tax minimization, and socially responsible investing. Outside of his professional duties, Peter is active in philanthropy with a focus on education. He serves on the Leadership Board of Success Academy, a charter school in New York. He resides in Rumson, New Jersey with his wife Marian and their daughters. His personal interests include running marathons, chess, hiking, ice hockey, surfing, reading, and traveling.

Steven Kartchner is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that align with his clients' unique financial goals and the dynamic conditions of today's markets. Steven collaborates closely with clients to develop financial plans designed to support their long-term objectives. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Steven earned a Bachelor's Degree from the University of Utah. Steven follows the Merrill tradition of community participation and dedicates time to volunteering with local organizations.

Samuel Cherny is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the firm's flagship Fifth Avenue office in New York City. He leads an advisory team that supports high net worth individuals, families, and small businesses nationwide. Sam and his team bring extensive experience in financial services, focusing on comprehensive wealth management strategies tailored to clients' unique financial situations. Sam's expertise includes college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization. He emphasizes connecting all aspects of clients' financial lives to prioritize and pursue their most important goals. His approach has helped numerous families retire comfortably, preserve wealth, and establish legacies across generations. He earned a Bachelor's Degree from the University of Wisconsin–Madison and holds the Personal Investment Advisor (PIA) designation. Originally from Wisconsin, Sam now lives and works in Manhattan and is involved in community activities such as Muddy Paws Rescue. In his personal time, he enjoys cooking, hiking, running, skiing, traveling, and watching movies.

Robert Deverna is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Robert works closely with clients to develop personalized financial strategies that align with their long-term goals. He holds a Bachelor's Degree from SUNY New Paltz and has earned the Personal Investment Advisor (PIA) designation. Robert is actively engaged in his community through participation in the Point Lookout Civic Association and Beach Catholic Church, reflecting his commitment to the local area. Robert resides in Point Lookout, NY, with his wife and two daughters. Outside of work, he enjoys golfing, fishing, traveling, and spending time at the beach with family and friends.

Matthew Benedetti is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and eight years of industry experience. He previously worked at UBS Financial Services and National Securities Corporation and has also been involved with The Pool Shop LLC and Rutgers University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

H Duffy is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in developing customized financial strategies tailored to clients' personal goals, focusing on areas such as college education planning, corporate retirement plan services, divorce transition planning, employee benefits planning, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Duffy holds a Master's Degree from New York University and a Bachelor's Degree from Seton Hall University. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Duffy volunteers as a youth coach in baseball, basketball, football, and softball. He also enjoys interests such as baseball, golfing, music, reading, and spending time with his family.

Lyle Flaugher is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in creating and overseeing customized wealth management strategies designed to help clients focus on their long-term financial goals while managing risks related to taxes, inflation, and market fluctuations. His approach emphasizes thoughtful planning and disciplined asset allocation to support family wealth management, retirement planning, and services for endowments, foundations, and non-profits. Lyle holds a Bachelor's Degree from the University of Houston and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in several professional organizations such as Advocacy & Services for LGBTQ+ Elders, Crohn's & Colitis Foundation, Stonewall Community Foundation, and US Sailing. In addition to his professional work, Lyle participates in community initiatives through groups like the Babylon Beautification Society and Sail Ahead. His personal philosophy centers on valuing clients' time by managing investments so they can focus on family and experiences that matter most to them. His interests include boating, fishing, football, and spending time with his family.

Joanne Graham is a financial advisor with Merrill in New York, NY, holding a Series 63 designation and with 44 years of industry experience. She has worked at Merrill since 1979 and has been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wilgene Cheng is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been working in wealth management since 1997, bringing over two decades of experience to his role. He focuses on helping clients prepare for financial goals, life transitions, and unexpected circumstances. Wilgene collaborates with clients to develop personalized financial plans, addressing family dynamics, values, and wealth to support their life aspirations. Wilgene holds several professional designations, including the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning, the Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's degree from Emory University in Atlanta, where he studied Political Science. He is a Long Island native and has interests that include exploring New York City, classic cars, biking, traveling, and following the New York sports scene.

Kaitlyn Cassis is a Series 66-licensed financial advisor at Merrill with 11 years of industry experience, all with her current firm since 2015. She is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Justin Pierce is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he supports professionals, business owners, and families in making confident financial decisions. He collaborates with clients to develop personalized financial strategies aimed at long-term goals, focusing on areas such as equity compensation, liquidity events, and legacy planning. Justin manages portfolios on a discretionary basis through personalized or defined strategies, incorporating various investment options. His expertise includes executive compensation, family wealth management strategies, tax minimization, and small business strategies. He holds designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA), and maintains relevant FINRA registrations and insurance licenses. Justin earned a bachelor's degree in finance from the University of Arizona's Eller College of Management and studied international economics and finance at the University of Westminster in London. Outside of his professional role, Justin is involved in community volunteer work with Read Ahead. He enjoys cooking, hiking, running, soccer, traveling, and spending time with his family. He communicates with clients in English and Korean.

Martin Buckholtz Jr. serves as a Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on helping clients manage their wealth by developing strategies that are responsive to evolving market conditions and aligned with their personal financial goals. He leverages investment insights from Merrill as well as banking and lending solutions from Bank of America to support his clients. Martin holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Delaware. His approach centers on understanding the complete financial picture of each client and connecting various aspects of their finances to prioritize and pursue their important goals. Outside of his professional work, Martin has a range of personal interests including baseball, basketball, cooking, fishing, football, golfing, ice hockey, skiing, spending time with his family, and tennis.

Robert Isbrandtsen is a Senior Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management’s New York Fifth Avenue branch. He has been in the financial services industry since 1986 and joined Merrill Lynch Wealth Management in 2017. In his role, Robert focuses on creating strategies and providing investment guidance for individuals, their families, and businesses by understanding both their short- and long-term financial objectives. As a Senior Portfolio Advisor, he manages custom investment strategies on a discretionary basis, utilizing Merrill Lynch Wealth Management model portfolios and third-party investment options. With over 30 years of experience in capital markets trading and investment management, Robert transitioned to financial advising to build more direct and personal relationships with his clients. He works closely with senior executives and high-net-worth individuals, leveraging the resources of Merrill Lynch Wealth Management and Bank of America to deliver sophisticated wealth management and personal banking services. His client focus areas include corporate executive services, personal retirement planning, individual and corporate investment strategy, and tax minimization. Robert holds a Bachelor of Science degree in finance and investments from Babson College and holds the Personal Investment Advisor (PIA) designation. He and his wife live in Westchester, New York, with their three children. They are active in their community and support organizations such as the New Covenant Center. Robert enjoys boating, golfing, scuba diving, and spending time with his family.

Natasha Minichino is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and previously worked at St. John's University for four years prior to joining Merrill in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Miguel Mendoza is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2013. Based in New York, NY, Mendoza’s background includes over a decade at a major institutional firm. Merrill, alongside its affiliate Managed Account Advisors LLC, offers managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Justin Hornstein is a Series 66-licensed financial advisor at Merrill with two years of industry experience. Prior to joining Merrill, he spent ten years in full-time education and briefly worked at the University of Colorado. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Scutts is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, JPMorgan Chase, Edward Jones, and TD Ameritrade. Outside of his advisory roles, he was involved with the Jerusalem Report in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anne De Louvigny Stone is a Senior Vice President and International Wealth Advisor with Merrill Lynch Wealth Management's AS Group in New York. She advises high-net-worth and ultra-high-net-worth individuals, families, executives, and business owners whose wealth spans multiple countries, currencies, tax systems, and generations. Her practice focuses on managing complex cross-border tax considerations, concentrated stock positions, liquidity events, multi-currency assets, international estate planning, and wealth transfer strategies across jurisdictions. Before joining Merrill Lynch in 2000, Anne worked in strategy and finance roles at Bain & Company in London and Paris, Eco-Emballages in Paris, and American Express in New York. She holds an MBA from ESSEC Business School and a Master's degree in Political Science from Sciences Po Paris. She has been recognized by Forbes | SHOOK® as one of its Best-in-State Wealth Advisors as of June 30, 2025. Anne serves in leadership roles for several professional and philanthropic organizations, including ESSEC Alumni USA as Chapter Leader and ASFOM as Director and Secretary. She has also held positions with the French American Chamber of Commerce in New York, Friends of IHES, and the Association des Amis des Grandes Écoles de France, where she was President. She is a Knight of both the Légion d'honneur and the Ordre national du Mérite awarded by the French Republic. Anne is fluent in French and English and is involved in community activities including Saint Ignatius de Loyola.

Holly Wallace is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management. She leads a team of four professionals dedicated to assisting clients and their families in making informed financial decisions amid changing life events and market conditions. Her advisory approach centers on connecting all aspects of clients' financial lives to help prioritize and achieve their most important goals. Since joining Merrill in 1983, Holly has supported clients through various milestones, including financing education, home purchases, and retirement planning. Her work has earned recognition from Forbes as one of the "Best in State Wealth Advisors" in 2026 and among the "Best in State Women Wealth Advisors" in 2025. She holds a Personal Investment Advisor (PIA) designation and has earned master's degrees from Columbia Business School and the University of Wisconsin, as well as a bachelor's degree from the University of Arizona. In addition to her professional work, Holly founded her family's foundation and actively engages with organizations it supports, including Cornell University and the Network For Teaching Entrepreneurship (NFTE), where she serves on the Advisory Board. She lives in Manhattan with her husband, Ed Baum, and their adult daughter, Claire. Outside of work, she enjoys spending time at their Fire Island beach home, adventure travel, and creating photo-montages.

Anthony Tanzola is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Firm Foundation Family Wealth and RBC Wealth Management, as well as entrepreneurial and hospitality-related activities such as involvement with Ocean City NJ Surf School and several restaurant ventures. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.