J Gatewood is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in 1998 and holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. J focuses on assisting business owners, executives, their families, and 501(c)(3) non-profit organizations in determining long-term financial goals and implementing customized wealth management strategies. He also works with clients and their advisors on estate planning matters. J earned a bachelor's degree in Math and Economics, cum laude, from Vanderbilt University. He is a third-generation financial advisor with expertise in areas including college education planning, divorce transition planning, employee benefits planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Originally from Atlanta, Georgia, J graduated from The Westminster Schools and follows the Atlanta Braves. He resides in Ponte Vedra Beach, Florida with his wife Tabitha and their four children, two of whom were adopted from Guatemala. Outside of work, his personal interests include fishing, football, golfing, scuba diving, tennis, traveling, and spending time with his family.

Jennifer Miranda is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 designations and 33 years of industry experience. She has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal investment teams and third-party managers for a variety of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Farhat Farhat Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with business owners, professionals, and families to align their financial lives with their goals and values. His expertise includes wealth accumulation, retirement income, business planning, estate considerations, and the interconnected nature of business, retirement, taxes, and family financial decisions. He emphasizes long-term relationships and acts as a central coordinator among clients' other professionals such as accountants, estate planning attorneys, and lending specialists to ensure important decisions are aligned and intentional. Farhat holds the Personal Investment Advisor (PIA) designation. He completed his high school education at Trinity Christian Academy and attended Florida State College of Jacksonville. A Jacksonville native, Farhat is involved in the local community through the South Jacksonville Rotary Club and is a member of Business Network International. Outside of work, he enjoys spending time with his family, playing golf, traveling, and staying active.

George Dunn is a financial advisor at Merrill with Series 63 and Series 65 credentials and 51 years of industry experience. He has been with Merrill since 2011 and also works with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board for The House DC Inc., a faith-based organization focused on assisting inner-city youth, and is a board member of the Boys and Girls Club of Northeast Florida where he helps co-chair their annual golf tournament. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm utilizes strategic and tactical asset allocation and offers tax-aware strategies, with implementation supported by Bank of America’s custody and trading infrastructure.

Rollin Kimball is a financial advisor with Merrill holding the Series 66 designation and having seven years of industry experience. His prior roles include positions at Rockefeller Financial LLC and Bank of America. He serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Brandon Sugg is a Financial Advisor at Merrill Lynch Wealth Management who joined the firm in 2013. He began his career on the alternative investments team, focusing on hedge funds, private equity, and private credit, before advancing to roles as Financial Advisor and Senior Portfolio Advisor. Brandon crafts investment strategies to address the complex needs of affluent individuals, families, and institutions. Before entering finance, Brandon served over 12 years as a field artillery officer in the United States Army, including a combat deployment to Syria and the Middle East. His military experience contributes to a disciplined, mission-focused approach to leadership and strategic planning in his advisory work. Brandon holds a Bachelor's Degree from Baker College and is a Personal Investment Advisor (PIA). Brandon is active in philanthropic and community leadership. He serves on the Board of Directors for the Jewish Federation & Foundation of Northeast Florida and participates in its governance and finance committees. He is involved with the finance committee at Congregation Ahavath Chesed, the National Young Leadership Cabinet of Jewish Federations of North America, and the United Way of Northeast Florida Veterans Advisory Council. Outside of work, Brandon enjoys baseball, football, golfing, and spending time with his family.

Dana Current is a financial advisor at Merrill with 38 years of industry experience and holds Series 63 and Series 65 credentials. She has been with Merrill since 1987 and also associated with Bank of America since 2009. Outside of her advisory role, she serves as an advisory board member for the HEAL Foundation, a charitable organization in Ponte Vedra Beach, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Weydert is a Financial Advisor at Merrill Lynch Wealth Management and a member of the Beshany Group, a team recognized by Forbes among the Best-in-State Wealth Management Teams for 2023, 2024, and 2025. He joined Merrill Lynch in 2021 following a career as a naval aviator, having served on active duty for over 20 years and retired at the rank of Commander. Throughout his military career, Stephen held various leadership positions and completed multiple deployments. Stephen applies his leadership, planning, execution, and risk management experience to provide personalized financial strategies that align with each client's unique goals. His expertise includes corporate executive services, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, and small business strategies. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A graduate of the United States Naval Academy with a Bachelor's Degree, Stephen is committed to serving his community and currently participates in Redeemer Church. He resides in Ponte Vedra Beach, Florida, with his wife and two daughters, and enjoys spending time with family and friends as well as playing pickleball and tennis and traveling.

Abraham Gutierrez is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. His prior work includes roles at JP Morgan Chase and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Kenyon is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Kelso is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm since 2004 and leads the Kelso Group, which partners extensively with the Jones Zafari Private Wealth Group. The team works with clients having $10 million or more of investable assets and focuses on providing a concierge experience of products, advice, and services. As Certified Exit Planning Advisor (CEPA) professionals, the Kelso Group assists entrepreneurs and business founders considering mergers and acquisitions, collaborating with tax and legal advisors to guide business owners before liquidity events. The team is also recognized as Sports & Entertainment Accredited Wealth Management Advisors, offering financial education to NIL collegiate student-athletes experiencing significant wealth. Jason holds a Bachelor's Degree from Florida State University, a Master's Degree from the University of Florida, and an Associate's Degree from the University of Florida. He serves on the Board of Directors for Gator Boosters, Inc., supporting academic and athletic fundraising for his alma mater. Residing in Atlantic Beach, Florida, Jason enjoys golf, surfing, fishing with his family, and attending Florida Gator athletic events. He and his wife Leslie have two children, McKenna and Cameron.

Lindee Shaw is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2019. Prior to joining Merrill, she owned and managed Taphouse Graphics, a graphic design business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Naima Judge is a financial advisor at Merrill with the Series 66 credential and two years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, she is a co-owner of Judge Fitness, a fitness-related business based in Atlanta, and serves as a board member for Hope and Healing Jax, an organization focused on training educational professionals working with underserved youth in Jacksonville. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutions.

Christan De Vries is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2020, he held positions at NYLIFE Securities LLC, New York Life Insurance Co, and had work experience with Florida Fish and Wildlife Conservation and Florida State University Athletics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Wilson serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 25 years of experience in the financial services industry, he specializes in helping clients articulate, prioritize, and achieve their financial goals through comprehensive wealth planning and portfolio management. His focus areas include education planning, investment consulting for defined contribution plans, employee financial health, legacy planning, personal retirement planning, tax minimization, and support for women and wealth. Kevin holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Certified Plan Fiduciary Advisor® designation. He also maintains Series 7 and 66 FINRA registrations. Kevin earned a bachelor's degree from Florida State University's College of Business and has also attended Auburn University and Universidad de Costa Rica. Prior to entering the financial industry, Kevin worked as a wrangler on a guest ranch in Wyoming, an experience that taught him the importance of guiding clients safely toward their goals while acknowledging individual needs and expectations. Outside of his professional role, he enjoys golfing, horseback riding, music, reading, running marathons, surfing, traveling, and spending time with his wife and their two children.

Thaddeus Boortz is a Financial Advisor at Merrill Lynch Wealth Management, where he has spent over a decade assisting clients in pursuing their financial goals. Since beginning his career at Merrill following his graduation from the University of South Carolina in 2015, he has developed expertise in legacy planning, personal retirement planning, and retirement income strategies. Boortz holds a Bachelor's degree in Finance with a minor in Economics from the University of South Carolina. He is also a Personal Investment Advisor (PIA), demonstrating his commitment to providing informed and personalized wealth management services. Residing in Ponte Vedra Beach, Florida with his wife and their Australian Shepherd, Boortz enjoys basketball, golfing, and spending time with his family outside of work.

Sherry Song is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2006 and at Bank of America since 2016. She also serves as a power of attorney for a fiduciary entity outside of her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Frances Fattori serves as a Resident Director and Wealth Management Advisor at Merrill, where she has been with the firm since 2014. She specializes in building new client relationships and delivering wealth management services to existing clients. Frances is a partner of The Callahan Pascua Group and provides expertise in a range of areas including college education planning, family wealth management strategies, institutional investment consulting, liquidity management, retirement income, tax minimization, and personal retirement planning. Frances holds the Certified Investment Management Analyst® (CIMA®) designation, awarded by the Investments & Wealth Institute™ with coursework conducted in partnership with The Wharton School, University of Pennsylvania. She also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. She earned a Bachelor’s Degree in Interdisciplinary Studies covering Political Science, Communication, and Psychology from San Diego State University and a Master’s of Business Administration from Alliant International University. In addition to her professional roles, Frances is actively involved in community and professional organizations. She serves as President of the Merrill Women’s Exchange, San Diego Chapter, and is the National Chair of the Investments & Wealth Institute™ Conference Committee as of 2024. She is fluent in Tagalog and English. Outside of work, Frances enjoys music, scrapbooking, tennis, yoga, traveling, spending time with her family, writing, and watching movies.

Rushele Baughman is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. She has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Robert Manners is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has worked with Merrill since 2007 and Bank of America since 2010. Outside of his advisory role, Manners serves as a board member and fundraiser for the Cathedral Arts Project, a charitable organization based in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.