Karen Rodriguez is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Red Bank, New Jersey. She brings over twenty-five years of experience in the financial industry, specializing in areas such as executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and tax minimization. Karen works with a diverse clientele including corporate executives, financial services professionals, entrepreneurs, and individuals navigating key life transitions. Her approach involves building strong relationships and providing customized strategies that align with each client’s unique goals, resources, and aspirations. Karen holds an M.B.A. in Finance from The University of Chicago Booth School of Business and a B.A. in Economics from Lafayette College. She has earned the Chartered Financial Analyst (CFA) designation as well as the Personal Investment Advisor (PIA) designation. In addition to her advisory work, Karen is involved with several organizations, including serving as the Merrill Ambassador for her local chapter of the National Association of Women Business Owners and participating in the Bank of America Women’s Exchange. She resides in Fair Haven, New Jersey with her husband and three children, and her personal interests include running, cycling, cooking, tennis, traveling, and spending time with her family. Karen is also engaged with community organizations such as Impact 100 Jersey Coast and the Monmouth Conservation Foundation.

Michael Chiocchio is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include work at Tokio Marine North America Services from 2016 to 2020. He is based in Red Bank, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jake Keelen Brown is a financial advisor with Merrill based in Red Bank, NJ. He holds a Series 66 designation and has been with Merrill since 2022. Prior to his current role, his work experience includes positions at Merrick Constructions Inc. and attendance at The Pennsylvania State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Rexhep Capri is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with professionals, entrepreneurs, business owners, and families facing complex financial situations. He focuses on client areas such as corporate benefits, executive services, divorce transition planning, equity compensation services, personal retirement planning, portfolio management, small business strategies, and tax minimization. Rexhep's approach involves careful analysis, clear communication, and strategic planning to help clients make informed decisions aligned with their priorities. Before becoming a financial advisor, Rexhep gained experience in real estate valuation and investment, providing him with practical knowledge of property analysis, ownership, and management. His background encompasses investment research, portfolio analysis, risk management, and insurance planning. Rexhep studied economics and finance and began his advisory career at Northwestern Mutual before joining Merrill. He is a Personal Investment Advisor (PIA) and attended Pace University without earning a degree. He holds a High School Diploma from Monsignor Farrell High School. Outside of his professional duties, Rexhep enjoys a range of outdoor activities including adventure sports, biking, fishing, golfing, hiking, hunting, skiing, and traveling. He is fluent in English and Albanian.

Leslie Tuthill is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works with high net worth individuals and their families to develop personalized wealth plans. Leslie’s approach centers on carefully listening to clients’ needs and risk tolerance to construct and oversee portfolios tailored to their unique goals. With over 45 years of experience in the financial services industry since 1976, Leslie joined Merrill Lynch in 1996. She has expertise in family wealth management strategies, personal retirement planning, portfolio management, and retirement income, and has guided clients through multiple complex market cycles. Leslie holds the Chartered Retirement Planning Counselor™ designation, CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA) credentials, as well as the Series 7, 63, and 65 FINRA registrations. She earned a bachelor's degree from Mount Holyoke College. Leslie resides in Oceanport, New Jersey, and is active in her community as a member of St. George’s By-The-River Church and the Navesink Garden Club. Her personal interests include antiquing, gardening, music, reading, and spending time with family.

Daniela Vizcaino is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill and Bank of America since 2020. Prior to entering the financial industry, she worked in various roles within the casino and hospitality sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Zachary Green is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2021 and has prior experience at Northwestern Mutual and Nike. Outside of his advisory role, he is also a server at Cinder Bar, a bar and restaurant in Williamstown, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering a mix of model-based and discretionary investment strategies.

Leticia Caetta is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2013 and is currently associated with Bank of America, N.A. She serves as an executor and holds power of attorney roles for a nonprofit organization in Red Bank, New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Marra is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at both Bank of America and Merrill since 2019. He is involved with the YMCA of Freehold, where he helps organize events to raise funds for the charity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutional investors with model-based and discretionary investment strategies.

Thomas Mc Cafferty is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has worked at Merrill since 2011 and concurrently at Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Stephanie Malewski is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. She joined Merrill Lynch in 2013 and focuses on helping individuals, families, and businesses develop personalized financial strategies. Her services include retirement planning, investment management, and guiding clients through significant life transitions. Stephanie's professional background includes roles in financial analysis and strategic planning as a business manager and analyst, equipping her with skills in opportunity evaluation and risk management. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, maintains Series 7 and Series 66 FINRA registrations, and is licensed in New Jersey and Florida for Life and Health Insurance. She earned her Bachelor's degree in Psychology, Magna Cum Laude with Honors, from Fordham University and attended the Hartt School of Music. Outside of her advisory role, Stephanie is engaged in community initiatives supporting individuals with special needs, inclusion, environmental sustainability, and the arts. She is involved with organizations such as the Arc of Monmouth, Bedford Stuyvesant Restoration Project, and Count Basie Education Outreach - Basie Awards.

David Larkin is a financial advisor at Merrill with 28 years of industry experience. He has been with Merrill since 2000 and holds Series 63 and Series 66 credentials. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring, tax-efficient strategies, and integration with Bank of America affiliates to support trading, lending, and capital markets activities.

Marc Demello serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over three decades of experience in investment advising. Since joining the firm in 2015, he has focused on designing and implementing fixed income portfolios tailored to high net worth individuals, many of whom are current or former investment professionals. His expertise includes utilizing corporate bonds, municipal bonds, preferred stocks, and alternative investments to develop income strategies. Marc holds a Bachelor's Degree from Northeastern University and holds the Personal Investment Advisor (PIA) designation. His client focus encompasses managing new wealth, individual and corporate investment strategies, and retirement income. Outside of his professional role, Marc resides in Monmouth County and enjoys spending time with his family. He has three children and takes pleasure in watching their performances in concerts, supporting their high school rowing team, and traveling with them both domestically and internationally.

Christian Beach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on delivering a customized wealth management experience by combining a disciplined process with a deep understanding of client needs. Christian works with clients on planning for retirement, funding education expenses, and developing strategies for small business owners to achieve their financial goals. Christian's expertise includes divorce transition planning, employee benefits planning, employee financial health, personal retirement planning, and small business strategies. He holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Christian attended Brookdale Community College and Rutgers, although no diplomas were conferred. In addition to his professional work, Christian is involved in community activities including the American Cancer Society and coaching soccer for TRFC. Outside of work, he enjoys camping, hiking, music, spending time with his family, and writing.

Thomas Armitage is a Private Wealth Advisor within Merrill's Private Wealth Management division. He joined Merrill in 2002 and brings over 30 years of financial industry experience. In his role, he designs integrated wealth management strategies tailored to the needs and priorities of ultra-high-net-worth clients. Thomas develops customized portfolios aligned with clients' long-term goals and incorporates both strategic and tactical elements to help clients navigate changing economic conditions while maintaining a focus on market fundamentals. Thomas is actively engaged with private and public companies preparing for mergers and acquisitions, facilitating access to Bank of America's Commercial and Investment Banking divisions to provide financial solutions. Before joining Merrill, he held roles at J.P. Morgan's Private Bank, Hambrecht & Quist, and Cowen & Co., focusing on Corporate Executive Services. At Hambrecht & Quist, he co-founded and led the Investment Management Consulting Division, which offered access to third-party money managers for both retail and institutional sales forces. Thomas earned a Bachelor's degree from Colorado State University and holds the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute. He is affiliated with professional organizations including ACG New Jersey, Colorado Companies to Watch as a former board advisor, and the Vistage CEO Forum.

Vimal Shah serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces them to financial solutions available through Merrill and Bank of America. His responsibilities include supporting clients as their financial needs evolve and helping them choose appropriate platforms to manage their finances. Shah's expertise includes assisting clients with a range of financial matters such as investing, retirement planning, and saving for unforeseen expenses. He emphasizes understanding what matters to each client and their family, aiming to develop strategies to pursue their financial goals. Shah holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from The Maharaja Sayajirao University.

Scott Kirschner is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His career includes roles at Bank of America, Merrill, and several other organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brett Palumbo is a Senior Financial Advisor with Merrill Lynch Wealth Management. He applies a disciplined process to provide a consistent and customized approach to wealth management, focusing on understanding clients’ individual and professional priorities before making financial decisions. Brett works closely with clients to establish financial objectives, develop tailored action plans, and recommend strategies that integrate all aspects of their financial lives. He also conducts regular reviews to monitor progress and adjust plans in response to life or business changes. With over 30 years of experience in the financial services industry, Brett joined Merrill in 2010. His expertise covers areas including college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization, among others. Brett holds a Bachelor of Science degree in Finance with a minor in Economics from the University of Delaware. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brett grew up in Little Silver, New Jersey, and currently resides in Lincroft, New Jersey, with his wife and two children. He is involved in his community through participation in the Lincroft Soccer Board and the Jersey Off Road Bicycle Association (JORBA). His personal interests include baseball, biking, football, and surfing.

Craig Reinert is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He works with individuals and families to help them make informed decisions and pursue their financial objectives by developing personalized financial strategies. Craig emphasizes building relationships based on respect and listening, focusing on client goals such as education funding, vacation home purchases, legacy planning, and retirement. With two decades of experience in the financial services industry, Craig has advised individual and small business investors. Before his advisory roles, he worked as a Treasury Analyst at Brown Brothers Harriman. He is a CERTIFIED FINANCIAL PLANNER™ professional and qualified Portfolio Manager who manages customized investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He holds Series 7, 63, and 65 FINRA registrations, as well as Life and Health Insurance licenses. Craig earned his bachelor's degrees in Economics and Entrepreneurship & Management from Johns Hopkins University. He is committed to community involvement and spends time volunteering with local organizations. Outside of work, Craig enjoys baseball, basketball, boating, camping, fishing, football, golfing, skiing, traveling, and spending time with his family.

John Amirante is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 22 years of experience consulting and advising for-profit and nonprofit businesses, their owners, leadership teams, and investment committees. John focuses on proactive advice and customized strategies to address complex needs related to risk management, accumulation and decumulation planning, investment policy, financial wellness and education, risk budgeting, and the role of alternatives and private equity in diversified portfolios. He advises high net-worth individuals, executives, private foundations, and family offices. John holds multiple professional designations including the CERTIFIED FINANCIAL PLANNER (CFP) certification from the Certified Financial Planner Board of Standards, the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute and the Wharton School of Business, the Chartered Advisor in Philanthropy (CAP) designation from the American College of Financial Services, and the Certified Plan Fiduciary Advisor (CPFA) designation from the National Association of Plan Advisors. He earned a Bachelor’s degree in Pre-Law from the State University of New York at Albany and an MBA from Columbia Business School at Columbia University. Outside of his professional work, John serves as a board member for Eden Autism and volunteers at the Food Bank in South Jersey. He resides in Manalapan, New Jersey with his wife and their two children. His personal interests include baseball, fishing, and reading.