Jennifer Madsen is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2013, she has worked closely with individuals, families, and business owners to navigate financial complexity by coordinating strategies alongside CPAs, estate planning attorneys, and other trusted professionals. Her expertise includes tax-efficient wealth strategies, college education planning, family wealth management, legacy planning, liquidity management, retirement income, and business transition and exit planning. Jennifer holds a Bachelor's Degree from Arizona State University and several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CHARTERED FINANCIAL CONSULTANT (ChFC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She has received recognition from Forbes for multiple years, including listings on America's Top Women Wealth Advisors and Best-in-State Wealth Advisors. Outside of her professional work, Jennifer is involved with the community organization Root For Kids and The Learning Center For Families DBA Root For Kids. She resides in Washington, Utah with her husband and four children, and enjoys spending time with her family, reading, adventure sports, biking, boating, camping, hiking, music, soccer, and traveling.

Brendon Sorenson serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds a Bachelor's Degree in Finance from Dixie State University and is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Personal Investment Advisor (PIA). With experience at Merrill Lynch Wealth Management, Brendon specializes in investment management, retirement planning, and holistic wealth strategies. He focuses on delivering transparent and personalized financial guidance to individuals and families, aiming to help clients develop tailored plans aligned with their unique goals. Brendon is originally from Aurora, Utah, and currently resides in St. George with his wife and two children. Outside of his professional role, he enjoys outdoor activities including dirt biking, boating, hunting, camping, fishing, football, hiking, horseback riding, ice skating, and scuba diving.

Nicholas Olsen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth through personalized financial strategies that align with their most important goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, retirement income, and portfolio management services among others. Nicholas holds a Bachelor's Degree from Western Governors University and has earned professional designations such as Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He also attended the University of Phoenix and completed his high school diploma at Highland High School. Outside of his professional work, Nicholas engages in community involvement with organizations like Pivotal Solutions: Empowering People Through Life Changes. His personal interests include baseball, biking, camping, football, golfing, hiking, reading, traveling, yoga, and spending time with his family.

Cole Clarkson is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on personal finance to guide clients in building sustainable wealth and achieving financial security and success. Cole works with individuals and families to support them through every stage of life, helping them pursue their financial goals and aspirations. He holds a Bachelor's degree in Finance from Utah Tech University and has earned the Personal Investment Advisor (PIA) designation. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, tax minimization, and retirement income. A Southern Utah native born and raised in Kanab, Utah, Cole currently resides in St. George with his wife, Caitlin. Outside of work, they enjoy traveling, exploring the outdoors, and discovering new restaurants. Cole has a passion for fishing, camping, and staying active through sports such as baseball, basketball, boating, football, golfing, and pickleball.

Justin Bandley is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch, serving the St. George office since 1997. In his dual role, he focuses on building long-term relationships with clients, many of whom he has advised for over two decades. Justin works closely with retirees, business executives, and professionals to develop personalized financial strategies, emphasizing retirement income planning and actively managed investment portfolios aligned with clients’ unique goals. His areas of expertise include family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Justin holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma from Pine View High School. He lives in St. George with his wife, Sonya, and they have three adult children. Outside of work, Justin is an endurance sports competitor who participates in multiple IRONMAN triathlons and running races annually.