William Liebowitz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing and implementing customized wealth management strategies to help clients preserve wealth and manage their finances in alignment with their future goals. His areas of expertise include liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income planning. Bill began his career in the financial industry in 1986, working with high net worth clients. He holds a Bachelor of Arts degree in Business Management from Manhattanville College in Purchase, New York. He holds the designation of Personal Investment Advisor (PIA). Originally from Stamford, Connecticut, Bill and his family relocated to Palm City, Florida in 2004. Outside of his professional work, Bill is involved in animal rescue and shelters. His personal interests include boating, golfing, practicing yoga, and spending time with his family.

Robert Testwuide is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads The Testwuide Team, providing financial strategy and investment portfolio guidance for high-net-worth families, small businesses, and select public policy organizations. With over 30 years of experience in the financial industry, he focuses on delivering customized qualitative and quantitative financial analyses tailored to clients’ specific goals. Robert collaborates with clients in areas including financial risk management, income management, asset allocation, and tax minimization strategies. Since joining Merrill Lynch Wealth Management in 1994, Robert has cultivated extensive expertise in financial planning and portfolio management. He holds a bachelor's degree in finance from James Madison University, earned in 1988, and is a CERTIFIED FINANCIAL PLANNER® certificant recognized by the Certified Financial Planner Board of Standards, Inc. His active participation in professional associations supports the team’s efforts to stay current with evolving financial issues. Outside of his work, Robert enjoys boating, football, golfing, pickleball, skiing, and traveling. He resides in Arlington, Virginia.

C T Weissing is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has worked at Merrill since 1980 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Karen Saunders is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2007, with a two-year tenure at Morgan Stanley in between. She is based in Stuart, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stacy Nelson is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2008, she has worked with clients to help manage risk and generate income through personalized wealth management strategies. Stacy focuses on areas such as college education planning, family wealth management strategies, liquidity management, personal retirement planning, small business strategies, women and wealth, and retirement income. She holds a Bachelor of Science degree in Business Administration with a concentration in Marketing from the University of North Florida. Stacy has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Spanish. Stacy values transparency and personalization in her client relationships, aiming to develop financial strategies tailored to individual goals. She participates in community volunteering and enjoys personal interests such as baseball, dancing, soccer, softball, and spending time with her family in Jupiter, Florida.

Stephen Szczublewski is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 licenses and accumulating 32 years of industry experience. He has worked at Merrill since 1996 and has been affiliated with Bank of America since 2009. Outside of his advisory role, he holds a power of attorney position related to a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arlette Cataldo is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over three decades of experience in wealth management, focusing on aligning strategies for risk-managed investments, liability management, tax minimization, wealth transfer, philanthropy, and business succession. Arlette works closely with clients and their families, often tailoring financial strategies for individual family members and providing education on managing wealth to promote confident financial lives. Prior to joining Merrill Lynch in 2007, Arlette managed municipal bond portfolios and served as a financial advisor at Smith Barney. She has been active in the financial planning industry, having served as a board member, president, and chairman of the board of the International Association of Financial Planners (IAFP). Arlette holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Chartered Retirement Plans Specialist™, and Certified Plan Fiduciary Advisor®. Arlette earned a Bachelor's Degree from Berklee College of Music and a Master's Degree in Personal Financial Planning from the College for Financial Planning. She is a member of the National Association of Plan Advisors (NAPA). In her personal life, she enjoys biking, boating, cooking, genealogy, ice hockey, interior decorating, music, spending time with family, and traveling.

Cynthia Agran is a financial advisor with Merrill in Stuart, FL, holding a Series 66 credential and over 24 years of industry experience. She has worked with Merrill and its predecessor firms since 1997, with brief periods away from the industry. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Johanna Salgado is a Financial Advisor at Merrill Lynch Wealth Management. She holds the Chartered Retirement Planning Counselor (CRPC) designation, demonstrating her expertise in retirement planning. Johanna earned her Bachelor's Degree from Florida Atlantic University. Her professional focus includes assisting clients with wealth management and retirement strategies.

Austin Drukker Jr. is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1996. He has also been associated with Bank of America, N.A. since 2010. Outside of advisory, he is a limited partner in a for-profit LLC, Christmas Cove Properties. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm integrates investment management with Bank of America affiliates and provides multiple program strategies with an emphasis on managed accounts and tax-efficient implementation.

Peter Panchura is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he collaborates one-on-one with clients to develop personalized financial strategies tailored to their individual goals, considering the dynamic nature of today's market conditions. He provides clients with access to investment insights from Merrill and banking and lending solutions from Bank of America. Peter holds the designation of Personal Investment Advisor (PIA) and earned a bachelor's degree from Washington & Jefferson College. He values community involvement and dedicates time to volunteering with local organizations, reflecting Merrill's tradition of engagement in the communities it serves.

Angela Kothe is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has worked at Merrill and Bank of America since 2020. Prior to her financial career, she spent 12 years with Darden Restaurants. Outside of advising, she is involved in the hospitality industry as an employee at Fruits and Roots Vegan Cafe in Stuart, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering a range of investment approaches including tactical asset allocation and tax-aware strategies.

Brian Chrisman is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience in holistic wealth management planning. Since 2012, he has developed his practice focused on client-specific needs and goals, delivering services such as family wealth management strategies, legacy planning, retirement income planning, and portfolio management. Brian's expertise includes managing custom investment strategies and offering a client-first service model aimed at independent business owners, professionals, and high net worth families. He holds a Bachelor's Degree from Marshall University, where he also served as a baseball team captain, and a Master's Degree from The University of Pittsburgh. Brian is a Personal Investment Advisor (PIA) and an active member of the University of Pittsburgh Varsity Letter Club. He is involved in community activities, including volunteering with Jensen Beach High School Athletics Baseball. Brian and his family reside in Palm City, Florida, and are involved in local youth sports such as Little League Baseball and Softball. His approach to financial advising centers on collaboration and trust, working one-on-one with clients to develop personalized financial strategies to pursue their long-term goals.

Michael Weissing is a Wealth Management Advisor with The Weissing Wealth Management Group at Merrill Lynch Wealth Management in Stuart, Florida. He provides financial guidance to affluent individuals and business owners, assisting with retirement planning, business transitions, and wealth transfer. The Weissing Wealth Management Group emphasizes listening to clients' needs and goals to develop customized strategies supported by the team's extensive experience and Merrill's resources. Michael holds a Bachelor's degree in Finance from the University of Florida and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Before joining The Weissing Wealth Management Group, he worked at Merrill Edge Self Directed. His expertise includes education planning, family wealth management, personal retirement planning, portfolio management, and retirement income. He remains engaged in his local community as a member of the Stuart/Martin County Chamber of Commerce, the Palm City Chamber of Commerce, the Stuart Rod and Reel Club, Toastmasters, and the Young Professionals of Martin County. Outside of work, Michael enjoys water sports, golfing, fishing, and spending time with his family.

Jeffrey Tuttle is a Wealth Management Advisor at Merrill Lynch Wealth Management. He offers a thoughtful approach to managing wealth by understanding each client's family, financial situation, and priorities to create customized and flexible wealth management strategies. Jeffrey provides access to Merrill's investment insights and the banking services of Bank of America to address various aspects of clients' financial lives. With over a decade of experience in the financial services industry, Jeffrey focuses on areas such as managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER® certification as well as the Personal Investment Advisor designation. Jeffrey emphasizes educating his clients about their financial choices and portfolios while collaborating with their legal and tax professionals to implement estate and tax planning services. Jeffrey obtained both his Bachelor's and Master's degrees from Florida Atlantic University, including a Master of Science degree in Forensic Accounting and a Bachelor of Business Administration. He resides in Saint Lucie West, Florida, with his wife and two daughters. His personal interests include adventure sports, biking, fishing, golfing, ice hockey, spending time with his family, surfing, traveling, and watching movies.

Verlin Heiman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in delivering personalized wealth management strategies tailored to clients' individual goals and changing market conditions. Verlin’s client focus areas include college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, special needs planning strategies, and retirement income. In addition to his role as a financial advisor, Verlin follows the Merrill tradition of community involvement, dedicating time to volunteer with local organizations. His personal interests encompass basketball, chess, cooking, dancing, football, golfing, hiking, music, traveling, and yoga. Verlin’s approach emphasizes working closely with clients one-on-one to develop financial strategies designed to pursue long-term objectives.

E. Holder is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1985, also working with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of investors including individuals, high-net-worth clients, and institutional accounts.

Sean Gorman is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Sean has over 15 years of experience in the financial industry. He specializes in creating financial strategies tailored to client goals such as retirement, children's education, health care, estate, and legacy planning. Additionally, he focuses on fixed income investing to help clients establish a reliable after-tax income stream. He earned a Bachelor's Degree from the University of Florida and a Master's Degree from Northwestern University. Sean is an active member of the Kellogg Alumni Association. He resides in Stuart, Florida with his wife, Julie, and their three children.

Thomas Holder is a Senior Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2013. He is a qualified Portfolio Manager who provides traditional financial advice and guidance, as well as personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. In his role, he may manage client strategies on a discretionary basis through the firm's Investment Advisory Program. Thomas holds the Accredited Asset Management Specialist (AAMS) designation and the Personal Investment Advisor (PIA) credential. He earned a bachelor's degree from the University of Miami, concentrating in management, finance, and business law, followed by an MBA from Florida Atlantic University with a focus on finance and management. His financial planning approach emphasizes understanding each client's current situation and goals to develop tailored wealth management strategies. A native of Stuart, Florida, Thomas enjoys boating and fishing and spends time on the water with his wife Lauren, daughter Kennedy, and their Labrador, Honey. He is involved in community activities such as the ASC Youth Hunter Safety & Training Program of Florida and is a member of professional organizations including The Stuart Sailfish Club, The Billfish Foundation, and the Safari Club of South Florida Youth Hunter Safety & Training Program.

Daniel Harris is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. His approach involves ongoing advice and portfolio adjustments to respond to changes in clients' situations. His areas of expertise include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Daniel holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida Atlantic University. Outside of his professional role, Daniel enjoys fishing, golfing, reading, swimming, and spending time with his family.

Stephen Garcia is a Financial Advisor at Merrill Lynch Wealth Management. He works one-on-one with clients to develop personalized financial strategies tailored to their long-term goals. His approach involves understanding what matters most to each client to help create effective financial plans. Garcia's expertise includes general investing, retirement planning, and preparing for unexpected financial needs. He emphasizes building relationships with clients to provide ongoing advice and guidance as their financial needs evolve. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida State University. He is fluent in English and Spanish, enabling him to serve a diverse client base.

Eric Monaghan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has 18 years of experience in the financial services industry, focusing on family wealth management strategies, legacy planning, and portfolio management services. Eric works closely with clients to develop personalized financial strategies aimed at pursuing their goals. He holds a Bachelor of Science degree in Finance from the University of Florida and has completed the Certified Private Wealth Advisor (CPWA) designation through the Investments & Wealth Institute in partnership with the Yale School of Management. Eric is also a Personal Investment Advisor (PIA) and a member of the UF Alumni Association. Eric resides in Jensen Beach, Florida with his wife and three children. He and his family enjoy camping, golfing, surfing, fishing, and exploring state parks. Eric is involved in his community and participates in activities such as Treasure Coast Hockey.

Joseph Cataldo is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is dedicated to helping clients achieve their financial goals and dreams through personalized strategies. His focus areas include family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and portfolio management services. Joseph holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a High School Diploma from Coral Springs High School and an Associate's Degree from Broward Community College. In his personal time, Joseph enjoys boating, cooking, fishing, ice hockey, reading, and spending time with his family.

Julie Fox is a financial advisor with Merrill in Stuart, FL, holding a Series 66 designation and 26 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kelley Sullivan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been serving clients since 1997 and is part of a team focused on personalized wealth management strategies. Kelley helps clients gather, grow, and transfer their wealth by engaging in in-depth discussions to identify their most important financial goals. Her client focus areas include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Kelley holds a Bachelor's Degree from North Carolina State University and completed an Accredited Certificate Program at East Carolina State University. She holds the professional designations of Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Having lived in the Stuart area since 2001, she is actively engaged in her community, including volunteering with Habitat for Humanity. Outside of work, Kelley enjoys antiquing, interior decorating, music, traveling, spending time with her family, and watching movies.

Alexander Cohen is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Florida Atlantic University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving C-suite executives, business owners, and younger couples focused on building wealth and family financial stability. He works with a select number of households to provide personalized financial strategies that align with each client's unique goals and life circumstances. Scott emphasizes understanding the enduring purpose of clients' money and integrates retirement benefits consulting into his advisory approach. With decades of experience as a financial advisor, accountant, consultant, and 401(k) provider, Scott incorporates a comprehensive perspective into portfolio management and financial planning. He has overseen the establishment of over 100 company-level 401(k) and profit-sharing plans and leverages resources from Merrill's Chief Investment Office to customize investment strategies. He holds industry credentials including Certified Plan Fiduciary Advisor (CPFA), Retirement Benefits Consultant (RBC), and serves as a Senior Portfolio Advisor. Scott earned a Bachelor of Science degree in Accounting from Miami University (Ohio). He resides in Hobe Sound with his wife and two teenage children. His personal interests include boating, fishing, golfing, singing, table tennis, traveling, watching movies, and supporting his children's concerts and performances.

Tracy Newman is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She previously worked at Morgan Stanley Wealth Management for five years before joining Merrill in 2017. Outside of her advisory role, she is involved with family-held business activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Donald Mc Glynn is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he focuses on connecting all aspects of clients' financial lives to help them prioritize goals that matter most, offering personalized wealth management strategies that address the evolving market conditions. He provides access to investment insights from Merrill and banking and lending solutions through Bank of America. Donald brings expertise in college education planning, divorce transition planning, family wealth management strategies, services for defined benefit plans, employee financial health, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He is a former military officer and holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Master's Degree from Embry-Riddle Aeronautical University and a Bachelor's Degree from the University of South Florida. Donald is involved in community activities with organizations such as the National Multiple Sclerosis Society, Southeast Florida Honor Flight, and the Stuart Air Show. His personal interests include adventure sports, camping, hiking, running marathons, spending time with family, and traveling.

Malerie Bloomquist is a financial advisor with Merrill in Stuart, FL, holding a Series 66 designation and having 10 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gabriela Burch is a financial advisor with Merrill in Stuart, FL, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Amalfi Racing and Florida Atlantic University. Outside of advising, she is involved in a family-owned rental property and assists her husband’s startup trash bin cleaning business with marketing and financial administration. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Richard Walesch Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his career in 1996, he has focused on providing personalized financial advice and customized strategies tailored to each client's unique goals and circumstances. He works closely with clients to help them navigate market uncertainty, preserve and grow wealth, and plan for the future. Rick holds the Chartered Retirement Planning Counselor™ (CRPC™) and Accredited Asset Management Specialist™ (AAMS®) designations through The College for Financial Planning Institutes Corp. He also holds the Personal Investment Advisor (PIA) designation. He collaborates with clients' tax and estate planning professionals to coordinate wealth preservation, legacy planning, and tax-efficient strategies. Originally from Milford, Connecticut, Rick has lived most of his life in Florida. He and his wife, Amy, reside in Jupiter with their daughter, Karlee, and son, Ricky. Rick is involved with JTAA Youth Sports and the JTAA Baseball (Jupiter Tequesta Athletic Association) community. When not working, he enjoys fishing, boating, and spending time with family and friends.

Karen Lemay is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 63 designation and has worked at several notable firms, including Citigroup Global Markets, Morgan Stanley, PNC Wealth Management, and Wells Fargo Clearing. Lemay has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.