Kelly Janzen is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Raymond James and Associates, Inc. for 13 years and has experience assisting with retail restock and recovery at SPARC Group LLC/Aeropostale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Chapman Bradshaw is a Senior Vice President, Wealth Management Advisor, and Portfolio Manager at Merrill Lynch Wealth Management. He is the founding member of The Bradshaw Wealth Management Group and has been with Merrill Lynch since 2002. Robert works with high-net-worth families, trustees, owners of closely held businesses, nonprofit organizations, and administrators of corporate retirement plans. He helps clients design wealth management and investment strategies tailored to their financial and family goals by analyzing their assets, liabilities, estate planning needs, and tax circumstances. Robert began his financial services career in 1999. He is a qualified portfolio manager who builds and manages personalized or defined investment strategies, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and received his bachelor's degree in business administration from Coker College in Hartsville, South Carolina. Robert is also a member of the Certified Financial Planner Board of Standards, Inc. He lives in Virginia Beach with his wife, Megan, and their three sons, Max, Will, and Luke. Robert has served on the board of directors for The First Tee of Hampton Roads and is a past president of the Bennett's Creek Sertoma Club, an organization that focuses on helping hearing-impaired children in the Tidewater Region of Virginia. In his spare time, he enjoys outdoor activities and spending time with his family.

Matthew White is a financial advisor at Merrill in Virginia Beach, VA, holding a Series 66 designation with two years of industry experience. He has also served in the Army National Guard since 2014. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and monitoring through various program strategies and maintains close integration with Bank of America affiliates for trading and capital-markets support.

Kevin Hirschfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies aligned with their unique ambitions and priorities. His approach centers on the investor, focusing on understanding each client's life and goals to recommend appropriate solutions and monitor progress over time. Kevin's areas of expertise include college education planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's Degree from Old Dominion University and the Personal Investment Advisor (PIA) designation. Born and raised in Hampton Roads, Kevin resides there with his wife, Shelby, and their three children. Outside of his professional role, he is involved in the community through the Ocean Park Volunteer Rescue Squad. His personal interests include baseball, basketball, boating, yoga, traveling, and spending time with his family.

Jesse King is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings extensive experience in the financial services industry, having worked as an analyst and portfolio manager at American Capital Advisory and analyzed private investments for a closely-held corporation. Jesse focuses on delivering comprehensive, planning-based financial strategies tailored to both clients’ current needs and long-term goals, maintaining a consistent commitment to acting in their best interests. Jesse holds the Chartered Financial Analyst (CFA) designation and is a Certified Private Wealth Advisor (CPWA) as well as a Personal Investment Advisor (PIA). He earned both his bachelor's and master’s degrees from the University of Queensland in Australia, where he graduated as Valedictorian of his postgraduate honors program with first-class honors, majoring in finance and accounting. Outside of his professional role, Jesse enjoys golfing, skiing, playing tennis, and spending time outdoors with his family in Virginia Beach.

Jennifer Giancola is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Virginia Beach. She is a member of The Hirschfeld Giancola Group and works with clients to develop comprehensive financial strategies based on their life priorities and goals. Jennifer began her career in financial services in 2004 as a business banker at Wachovia and joined Merrill Lynch as a Financial Advisor in 2008. Her areas of expertise include executive compensation, family wealth management strategies, personal retirement planning, tax minimization, and retirement income planning. She emphasizes a consultative approach and coordinates with external professionals such as attorneys and tax advisors to create cohesive financial plans. She earned a Bachelor of Business Administration in Finance from the College of William & Mary and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and Personal Investment Advisor (PIA) designation. Outside of work, Jennifer enjoys music, spending time with her family, and traveling.

John Noonan is a Private Wealth Advisor with expertise in working with high net worth families and entrepreneurs. He focuses on legacy planning, portfolio construction, and liability management, serving clients such as entrepreneurs, executives, athletes, and families who require coordinated financial strategies. John's approach emphasizes understanding clients' goals and priorities to build flexible strategies that adapt to changing market conditions and life stages. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). John earned a Bachelor's Degree from Virginia Polytechnic Institute & State University. John participates in community volunteering activities and enjoys personal interests such as golfing, hiking, skiing, and spending time with his family.

Michelle Lowry is a Series 66-licensed financial advisor with Merrill, based in Virginia Beach, VA, and has 22 years of industry experience. She has worked at Merrill since 2008 and has been with Bank of America N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

John Napolitano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He offers a comprehensive approach to managing wealth by getting to know his clients and their families, understanding their financial situations, and focusing on what matters most to them. John helps create customized wealth management strategies that can adapt to changing needs and market conditions. He provides access to the investment insights of Merrill and the banking convenience of Bank of America to address various aspects of clients' financial lives. John’s client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, and retirement income. He holds professional designations as a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). John earned a bachelor's degree from James Madison University. In addition to his professional work, John follows the Merrill tradition of community participation and volunteers with local organizations. His personal interests include football, golfing, and skiing.

Jennifer Wilson is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2013 and concurrently has been with Bank of America, N.A. since 2015. Outside of her advisory role, she serves as a part-time group fitness instructor at Onelife Fitness in Virginia Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexandra Babb is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing comprehensive, goals-based wealth management and investment advice to high-net-worth individuals and their families. Alexandra focuses on building and maintaining trusted client relationships by proactively managing their needs, identifying solutions, and providing access to firm resources. She is also a member of The Somers Group’s Investment Committee. Alexandra began her career in the financial industry at Merrill in 2010 as a Financial Advisor. She returned to Merrill and joined The Somers Group in 2023. Prior to her return, she worked at Oppenheimer as a Private Wealth Advisor and at TIAA CREFF as a Wealth Management Advisor. Alexandra obtained her bachelor’s degree in Business Administration and Management from Virginia Tech and earned her M.B.A. from Old Dominion University. She holds several professional designations including CERTIFIED FINANCIAL PLANNER® professional and Chartered Retirement Planning Counselor™. Outside of her professional work, Alexandra serves on the board of directors for Billy the Kidden Rescue. She enjoys swimming, animals, and cooking. She resides in Virginia Beach, Virginia, with her son and daughter.

Patrick Hineline is a Financial Advisor at Merrill Lynch Wealth Management. He advises multigenerational families on building and operating structures aimed at preserving wealth, improving decision-making, and supporting long-term legacy goals. His work centers on integrated investment strategy, balance-sheet oversight, and governance to help families coordinate portfolios, liquidity, tax-aware strategies, and complex assets. Patrick's expertise includes family wealth management strategies, institutional investment consulting, managing new wealth, personal retirement planning, philanthropic planning, sports and entertainment, and tax minimization. He holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a bachelor's degree from James Madison University in 2022. Beyond his professional work, Patrick enjoys golfing, running marathons, and surfing. His personal philosophy is to help clients uncover what matters to them and their families to create strategies that pursue their financial goals.

Jacob Gibbs is a Financial Advisor with Merrill Lynch Wealth Management, serving clients in Virginia Beach and Newport News. He began his career with Merrill in 2015 as a Seasonal Client Associate and, after earning his degree, returned as a Financial Advisor. Jacob focuses on building long-term relationships with his clients to assist them in creating enduring legacies for future generations. His areas of expertise include family wealth management strategies, managing new wealth, and personal retirement planning. Jacob works closely with clients to understand their unique goals and priorities, providing comprehensive advice on investing, retirement planning, and savings strategies. He also connects clients to specialists in banking, credit, home financing, and small business solutions as needed. Jacob graduated from James Madison University with a Bachelor's Degree in Finance. A native of Virginia Beach, he holds a helicopter license earned at age 17. Outside of his professional role, he enjoys adventure sports, including motorsports, watersports, golf, and spending time outdoors.

Ann Onhaizer is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has dedicated her career to providing clients with personalized financial strategies that address their specific goals and needs. Ann works with individuals, families, businesses, and nonprofit groups to assist in accumulating, preserving, and transferring wealth. Her focus areas include college education planning, family wealth management strategies, liquidity management, personal retirement planning, socially responsible investing, tax minimization, and retirement income. Ann began her career at Merrill Lynch Wealth Management in 1985 and has over 35 years of experience in financial consulting. She holds a Bachelor's Degree from Old Dominion University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Certified Divorce Financial Analyst®. Ann resides in Virginia Beach with her husband, Rusty. She is actively involved in her community, volunteering with organizations such as An Achievable Dream Academy, the Virginia Beach Surf & Rescue Museum, and her church.

Jillian Kleine is a Financial Advisor at Merrill Lynch Wealth Management and a member of Team Furey Kleine. She focuses on developing personalized financial strategies that align with the unique goals and priorities of her clients, utilizing resources from Merrill and Bank of America to provide comprehensive financial planning, investment management, and lending solutions. She began her career with Merrill Lynch Wealth Management in 2005. Jillian specializes in areas including college education planning, executive compensation, family wealth management strategies, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. She holds the Chartered Retirement Planning Counselor (CRPC) designation as well as the Personal Investment Advisor (PIA) certification. Jillian earned a Bachelor of Science in Business Administration from Old Dominion University. She is involved in her community through her roles on the Board of Directors for Catholic Charities of Eastern Virginia and as President of the Parent Teacher Guild at Saint Gregory the Great Catholic School. Outside of work, her interests include baseball, cooking, golfing, reading, and tennis.

Joshua Harris is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career in 1999 with Legg Mason Funds in Baltimore, MD, he has developed experience in the financial services industry, focusing on providing customized wealth management strategies for families and businesses. After graduating from the University of Virginia, Joshua moved back to Hampton Roads in 2001 to join a team of advisors at Legg Mason, which later became part of Morgan Stanley. In 2010, he transitioned to Merrill Lynch Wealth Management to leverage the wider range of services offered by the firm. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Joshua resides in Virginia Beach with his wife and two daughters. He is active in his community, serving on the boards of the Hope House Foundation and the Elizabeth River Project. He has also contributed as a trustee of Hampton Roads Academy and as an officer on the board of the Make-A-Wish Foundation.

Steven Annunziato is a financial advisor with Merrill in Virginia Beach, VA, holding a Series 66 designation and nine years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2016 and 2017, respectively. In addition to his advisory role, he serves on the boards of local organizations including the Scouts of America Tidewater Council, OSC Association, and Francis Asbury United Methodist Church, where he contributes to finance committees and supports fundraising efforts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing in-house and third-party managers along with strategic and tactical asset allocation approaches.

Gregory Zittrain is a Wealth Management Advisor with Merrill Lynch Wealth Management in Virginia Beach, Virginia. He provides clients with traditional advice and guidance and manages discretionary personalized or defined strategies. These strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Greg utilizes Merrill's broad investment platform to align client goals with tailored investment approaches. Greg has served clients since 2010 and is a Merrill qualified Portfolio Manager. He holds the Personal Investment Advisor (PIA) professional designation. Greg earned his bachelor's degree from Duke University, where he studied political science, economics, and history. Prior to his career in wealth management, he worked with the Advisory Board Company and the Federal Reserve Bank of Richmond. Through over a decade of experience, Greg combines knowledge of markets, economics, and policy with hands-on investment management to provide clients with strategies aimed at wealth preservation, legacy building, and long-term financial success.

Leah Douvres is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC before joining Merrill in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Travis Jones is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2007 and joined Merrill Lynch in 2010. In his role, Travis focuses on addressing complex financial issues for individuals, families, and businesses, working closely with his team to ensure comprehensive evaluation and management of financial needs. He is also a member of The Somers Group’s Investment Committee. Travis earned a Bachelor of Science in Quantitative Economics from the United States Naval Academy and a Master of Business Administration from the University of Phoenix. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) designation. Before entering the financial services sector, Travis served as a Supply Corps Officer in the U.S. Navy, with assignments including Logistics Officer for SEAL Team Four and assistant supply officer aboard the USS Donald Cook. Outside of his professional work, Travis has served on the board at his church and resides in Virginia Beach, Virginia with his wife and their four children. He enjoys playing golf, tennis, and soccer.

Natalie Eden is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning her financial career in 1998 and joining Merrill in 2007, she has worked with individuals and businesses to develop customized strategies focused on pursuing both current and long-term financial goals. Natalie assists clients with a wide range of wealth management needs, including investments, estate planning, retirement planning strategies, and personalized portfolio management. Her expertise covers areas such as college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, and retirement income. Natalie holds several professional designations, including the Chartered Retirement Planning Counselor™ (CRPC™), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a bachelor's degree in psychology from Metropolitan State University of Denver. Residing in Virginia Beach, Natalie is active in her church and works with nonprofit organizations to combat human trafficking. She enjoys running and spending time at the beach with her two children, alongside her interests in adventure sports, biking, boating, hiking, horseback riding, skiing, traveling, and volleyball.

Kimberly Murray is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2010. Outside of her advisory role, she is the owner of a family business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Denise Mitchell is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Merrill since 2013, based in Virginia Beach, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lisa Dieter is a Financial Advisor at Merrill Lynch Wealth Management, where she joined in 2026. She has been in the financial services industry since 2011, bringing 15 years of experience in helping clients accomplish their financial goals through personalized planning and investment guidance. Lisa's expertise encompasses family wealth management strategies, legacy planning, personal retirement planning, portfolio management, socially responsible investing, women and wealth, tax minimization, and retirement income. Prior to joining Merrill Lynch, Lisa spent 10 years working with non-profits and their leaders. She holds a Bachelor's Degree from Mary Baldwin College and is a Personal Investment Advisor (PIA). Lisa focuses on understanding clients' unique financial objectives to develop tailored wealth management solutions aimed at managing investment risk and achieving long-term goals. Lisa lives in Virginia Beach, Virginia, with her husband Patrick and their four children. She is involved with the Amniotic Fluid Embolism Foundation and incorporates community participation as part of her professional philosophy.

Alexander Werth is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Kelley is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill Lynch since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Somers is a Private Wealth Advisor at Merrill Private Wealth Management, where he leads a wealth management team. He serves the sophisticated wealth management needs of a select group of ultra-high net worth families and business leaders. James guides his team’s wealth management practice and is actively involved in portfolio development, wealth transfer, cash flow analysis, estate planning strategies, philanthropic planning, as well as credit and lending. He also leads The Somers Group's Investment Committee. James has worked in the financial services industry since 1996. He holds a Bachelor of Science degree in Finance from Old Dominion University and has earned the Certified Private Wealth Advisor® certification. His focus is on high-net-worth families throughout their wealth lifecycle, including accumulation, preservation, and distribution. He develops strategies aimed at minimizing taxes, monetizing and preserving assets, maximizing growth, and facilitating wealth transfer. In the community, James supports the Begin Again Foundation, The Charity Bowl, and The Pink Ride. He also serves on the Board of Trustees for the Old Dominion University Athletic Foundation. James resides in Virginia Beach with his wife, Stephanie, and their children. His personal interests include antique cars, golfing, and boating.