Vincent Todd Jr Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in offering personalized financial and investment management strategies tailored to individual client objectives. With over 40 years of experience, Vincent advises clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. His approach includes portfolio development, liability management, tax minimization, and asset preservation, placing an emphasis on securing a lifetime retirement income stream. Vincent holds a Bachelor of Business Administration in Finance from the University of Massachusetts Amherst School of Business, earned in 1982. He is a founding father of the Delta Upsilon Massachusetts chapter and a former member of the UMass baseball team. He is involved in his community through volunteering with organizations such as the Greater Boston Food Bank.

James Rochford is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has provided financial and wealth management advice and services to individuals and business owners for over thirty-five years. Since joining Merrill Lynch in 2003, he has held Series 7, 66, and 31 FINRA registrations, as well as life insurance licenses. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). His areas of focus include family wealth management strategies, individual and corporate investment strategy, and retirement income. Jim graduated in 1988 from the State University of New York at Oswego with a Bachelor of Science degree in Business Administration and a minor in Economics. He offers a personalized approach to financial planning, creating customized strategies aligned with each client’s unique values. He works to build strong relationships with clients based on mutual trust and respect, and provides access to a network of specialists at Merrill Lynch Wealth Management and Bank of America. He lives in Needham, Massachusetts with his wife Cathy and their two children, Carly and Jim. He is active in his local community through the Exchange Club of Needham. His personal interests include fishing, hunting, music, and running.

Stefanie Benoit is a financial advisor with Merrill holding a Series 66 designation and 18 years of industry experience. She has worked at Merrill for a total of 12 years, with a two-year break for a life event between 2024 and 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sarah Irwin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and previously spent six years at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

David Wang is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 19 years of experience in the financial services industry. He began his career as a Senior Associate at KPMG Financial Advisory in 2007, where he gained foundational experience in financial analysis and advisory services. Prior to joining Merrill, David served as Vice President and Private Client Advisor at J.P. Morgan Chase, advising high net worth clients on customized financial planning and investment solutions. In his current role, David focuses on developing personalized wealth management strategies and providing investment guidance for individuals, families, and businesses nationwide. He leverages Merrill's broad investing capabilities, insights from BofA Global Research, and a full suite of banking and lending solutions. His expertise encompasses investment management, portfolio construction, retirement planning, insurance and annuity strategies, tax-efficient planning, and lending solutions including mortgage, home equity, and commercial financing. David holds a bachelor's degree from Eastern Connecticut State University, a master's degree in accounting and taxation from the University of Hartford, and a professional certificate in finance from New York University. He maintains Series 7 and 66 FINRA registrations as well as licenses in life, annuity, long term care, and health insurance. Fluent in Mandarin Chinese, David serves clients across the United States, frequently traveling to California to connect with clients and communities there. Outside of work, he enjoys traveling, filmmaking, producing electronic music, biking, hiking, music, photography, racquetball, and spending time with his family.

Jennifer Carroll is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been advising high-net-worth families and individuals since joining the firm in 1999, bringing over two decades of industry experience. Jennifer focuses on comprehensive financial services including estate planning strategies, retirement income planning, tax-efficient cash management, and investment management. She and her team aim to provide personalized service through customized plans that help clients grow and preserve their wealth while minimizing risk. Jennifer holds a Bachelor of Science degree in Management and Finance from Saint Michael's College and an MBA in Finance from the University of Massachusetts-Amherst. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA) designations. She is recognized within her firm for leadership and contributes peer training to support best planning practices among financial advisors. Jennifer resides in Boston with her twin boys. Her personal interests include skiing, surfing, boating, and spending time with family. She is involved in her community through participation with the Charlestown Preservation Society and Boston College High School.

Erik Morland serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in 1997 at Bank of Boston 1784 Investor Services before transitioning in 1999 to the bank's Private Client Division to focus on investment strategies for high-net-worth clients. Following Bank of Boston's integration into Bank of America in 2004, Erik joined Merrill Lynch Wealth Management in 2008. In his current role at The Cafaro Group, he collaborates with clients to develop fixed-income portfolios for nondiscretionary accounts while also conducting analysis and trading for discretionary accounts. Erik is a specially qualified senior portfolio manager who designs and manages personalized investment strategies that may include individual stocks and bonds as well as model portfolios and third-party investment options. His position allows him considerable flexibility in portfolio construction and securities selection. Within the firm's Investment Advisory Program, Erik manages strategies on a discretionary basis and may, after meeting additional requirements, oversee assets for other Merrill Advisors’ clients. His client focus encompasses diverse areas such as college education planning, family wealth management, retirement income, and legacy planning. Erik earned his bachelor's degree in government from St. Lawrence University in Canton, New York. Outside of his professional work, he is an active sportsman who enjoys skiing, ice fishing, and training for triathlons. He participates in his community as a youth soccer coach. Erik lives in Rowley with his wife, Aimee, and their two daughters.

Christine West is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2018, following a two-year tenure at Morgan Stanley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Leonard Schmidt is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm since 2008, joining alongside his brother, Tom. Prior to this, Leonard had a 20-year career at Morgan Stanley, where he managed the growth of the Norwell, Massachusetts office, expanding the team from seven to over thirty employees. He also held roles including Advisor training manager and Branch Manager during his tenure. Leonard began his career after graduating from Bentley University with a Bachelor's Degree in Finance. He initially joined Dean Witter's Financial Advisor training program in 1988. Leonard holds the Personal Investment Advisor (PIA) designation. He completed his high school education at Foxborough High School.

Robert Charland is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he serves as a power of attorney for a fiduciary entity based in West Palm Beach, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Michael Chong is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. He has been with Merrill since 2009 and is also affiliated with Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes a range of investment strategies governed by its CIO and platform oversight, and leverages its integration with Bank of America’s broader banking and capital-markets platform.

Irene Doulos is a Series 66-credentialed financial advisor at Merrill with 15 years of industry experience. She has been with Merrill Lynch since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Jacobs is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior roles include positions at Bank of America, Mizuho Securities USA, and Telsey Advisory Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Holleran is a Series 66-licensed financial advisor with 19 years of industry experience, currently with Merrill since 2015. His prior experience includes roles at Citizens Securities, PNC Wealth Management, Natcity Investments, and Ameriprise. He is based in Wellesley Hills, MA. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individual, high-net-worth, and institutional clients with model-based and discretionary investment strategies developed by internal and third-party managers.

Bradley Riedl is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been working since 2008 alongside his father. He focuses on serving families with complex financial needs, guiding them in developing generational goals and addressing their financial concerns amid the current economic climate. Bradley’s expertise includes divorce transition planning, equity compensation services, family wealth management strategies, legacy planning, liquidity management, retirement income, and special needs planning strategies. Bradley draws on his background as a Certified Public Accountant and his deep experience within a father-son team to provide attentive, personalized service to clients, helping them navigate complex financial situations. His client base includes business owners, physicians, dentists, tech and biotech founders, and senior corporate executives, many of whom value both results and relationships. He is committed to understanding each client’s unique story and identifying financial goals that may not have been previously discussed, while addressing overlooked aspects such as trusts, wills, and insurance provisions. Bradley holds a Bachelor’s Degree from Susquehanna University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Based in Needham, he lives with his wife Colleen and their three children. Outside of work, Bradley enjoys fishing, golfing, hunting, skiing, swimming, tennis, and spending time with his family.

Brendan Horrocks is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include work at A Book Company LLC and the University of Massachusetts Amherst. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Aubrie Church is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and Aldi Inc. before joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Forrest is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding what is most important to individuals and families, then develops tailored financial plans aligned with their goals and priorities. He emphasizes creating strategies that adapt over time to address changing circumstances and market conditions. Patrick’s expertise lies in personalized wealth management through a comprehensive approach: initially understanding a client’s objectives, designing a plan to optimize their resources, and guiding them through the implementation and ongoing evolution of that plan. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Patrick earned a Bachelor’s Degree from Virginia Polytechnic Institute & State University. Outside of his professional work, Patrick enjoys baseball, boating, fishing, football, reading, running, scuba diving, spending time with family, and traveling.

Stephanie Blain is a financial advisor at Merrill with 22 years of industry experience. She has held her current position at Merrill since 2006 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies designed by internal and third-party managers.

Daniel Smith is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on delivering customized investment and wealth strategies to clients, emphasizing a comprehensive financial planning approach that aligns with their personal values and goals. Daniel began his career in financial services in 2016 and holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc. He earned a Bachelor's Degree in Finance with a concentration in Financial Planning from Framingham State University. His areas of expertise include college education planning, executive compensation, family wealth management, legacy planning, liquidity management, personal retirement planning, philanthropic planning, tax minimization, and retirement income. In his role, Daniel works with a diverse range of clients including corporate executives, entrepreneurs, and families at various stages of their financial journey. He collaborates with clients and their professional advisors to create flexible financial plans that adapt to life's changing circumstances, aiming to provide clients with confidence in their financial decisions.