Charles Smith is a financial advisor with Primerica Advisors in Smithfield, RI, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been affiliated with Primerica Advisors and Primerica Financial Services since 1999 and has maintained self-employment since 1976. Outside of advisory work, he is involved in sales of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Edward Martinez is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. His career includes roles at Tempus Unlimited/Myra Peral since 2020, PFS Investments Inc. since 2013, and Primerica Financial Services since 1994. Outside of financial advising, he works as a driver for Lyft and Uber. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm relies on model-delivery strategies managed by unaffiliated asset managers and operates at scale with thousands of advisors and billions in assets under management.