Micheal Heckman is a CFP® professional with 17 years of industry experience, currently serving at RFG Advisory, LLC since 2019. His prior experience includes roles at Ameriprise Financial Services, Inc. and Edward Jones. Outside of his financial advisory work, Micheal is the chief instructor and curriculum designer at West Shore Combat Arts, a martial arts and fitness studio. RFG Advisory provides investment advisory and planning services to a diverse range of clients, including individual and high-net-worth investors, retirement plans, and institutional clients such as investment companies and government entities. The firm’s investment approach primarily uses discretionary management and a variety of model strategies, including firm-managed ETFs, direct indexing, and third-party platforms.

Russell Schade is an investment advisor with RFG Advisory, LLC in Ludington, MI, holding a Series 65 credential and one year of industry experience. Prior to joining RFG Advisory, he held roles in education and landscaping, including positions at Central Michigan University and West Shore Community College. RFG Advisory serves a diverse client base that includes individual and high-net-worth investors, retirement plans, and select institutional clients. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and access to alternative investments, utilizing a range of model strategies and third-party platforms.