Micheal Heckman is a financial advisor with RFG Advisory, LLC, holding the CFP® designation and Series 66 license, and has 16 years of industry experience. He has worked at RFG Advisory since 2019 and previously at Ameriprise Financial Services, Inc. He is also the chief instructor and curriculum designer at West Shore Combat Arts, where he teaches martial arts and health fitness. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for over 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm employs a mix of actively managed and passive ETF/mutual fund models, direct indexing, and tax-aware strategies, and serves notable clients such as the Bluemonte family of ETFs as well as state and municipal entities.

Russell Schade is a Series 65-licensed financial advisor with RFG Advisory, LLC in Ludington, MI, with one year of industry experience. Prior to joining RFG Advisory, he held various roles including positions at Central Michigan University and West Shore Community College. He is also associated with Sable Point Wealth Management as a DBA of RFG Advisory. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for over 17,000 clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to various investment strategies, including proprietary models and alternative investments.