I help people who are near (or in) retirement with retirement income, Social Security and tax decisions, investing, and more. I've been doing this for over 20 years, and would love to talk. Get clarity on your finances. Figure out when you can retire, what you're on track for, how much you can spend, when to take Social Security, how to invest your retirement nest egg, and more. Whether we do detailed planning or you just want to ask some questions, you'll be better informed. We generally take stock of resources like Social Security or pension income, plus any assets earmarked for retirement, like IRAs and 401(k) plans. Then, we review your desired spending. All the while, we keep taxes, investment returns, inflation, and other factors top-of-mind. And we can run various what-if scenarios to take an optimistic or pessimistic view. How do we work together? It's your choice: Do it yourself, or have me handle your investments. You are not required to transfer assets or invest any minimum amount. Options include flat-fee or one-time project work, asset management, and other arrangements. Get a second set of eyes, ask a few questions online, get a quick investment review, or go with an ongoing relationship. With that information, you can make informed decisions. Can you retire early? How much can you spend after taxes? Does it make sense to pursue strategies like Roth IRA conversions (to avoid Medicare's IRMAA surcharges and manage taxes)? Are annuities worth looking at, and should you keep the products somebody else sold you? When it comes to investing, I favor a simple approach. Let's get things figured out so you can move on to more important things in life. Whether you prefer to spend time with loved ones, get outdoors, or enjoy other pursuits, completing those necessary financial tasks makes it easier. I earned an MBA and MSIS from the University of Colorado in 2003 and became a CERTIFIED FINANCIAL PLANNER™ professional in 2010. I first got licensed with a financial firm in 2000. I also have the Retirement Management Advisor (RMA®) designation. In the past, I wrote as a freelance writer covering personal finance, loans, insurance, retirement, early retirement, and more for 20+ years. Let’s talk: Visit my website's Contact page to start the conversation! Read articles about retirement planning and learn more about Justin Pritchard here: https://www.approachfp.com/