Joy joined The Financial Gym in 2017 as a Certified Financial Trainer. She worked with people at every stage of their financial lives. Some were just getting started, some were paying off debt, and others were growing their wealth or planning for big life changes. In each case she helped them make confident, informed choices that fit their own goals. After passing the Series 65 exam in 2024, Joy became an Investment Adviser Representative. She serves clients through Connective Wealth Partners, LLC (“CWP”), an SEC-registered investment adviser that operates The Financial Gym Advisors and Private Wealth Collective as d/b/a names. Joy holds a B.S. in Advertising and Marketing Communications from Johnson & Wales University. Before she started in personal finance, she spent five years at creative advertising agencies, including BBDO New York and Burns Group. She worked on campaigns for household brands such as Mars Chocolate (M&M’s and Dove), Yellow Tail wine, Post Foods and Ricola. Studying what drives people to buy shapes how she thinks about behavioral finance today. She helps clients understand the “why” behind their spending and saving habits, so they can make money decisions with more clarity and confidence. Connective Wealth Partners is an SEC-registered advisory that provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a fundamental analysis investment approach with a long-term orientation and manages diversified portfolios including ETFs, equities, bonds, mutual funds, and alternative investments.

Kurt Jamiel is the principal advisor at Income Associates, an independent firm based in Barrington, RI. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior roles include positions at Cetera and Summit Financial Group. Outside of advising, he owns and operates Quiet Keeper LLC, a sales and service business. Income Associates provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and businesses. The firm emphasizes client-specific, discretionary investment strategies using a mix of fundamental, technical, and quantitative analysis, often implementing third-party model portfolios and sub-advisors while offering ERISA 3(21) fiduciary services for employer-sponsored retirement plans.

Earle Johnson is a financial advisor at Boselah Investments with 11 years of industry experience. He holds a Series 65 designation and has led Boselah Investments since 2014. His background includes public accounting and commercial banking. Boselah Investments provides discretionary investment management and tailored portfolio services for individuals, high-net-worth investors, businesses, and trusts. The firm employs a range of instruments and strategies, including fundamental, technical, and cyclical analysis, and conducts active trading primarily through Interactive Brokers’ platform.

Steven Antunes is a CFP® professional with six years of experience in financial advisory roles. He is the sole advisor at GrowthFocus Wealth Management LLC in Swansea, MA, where he has worked since 2020. His prior experience includes positions at CITIZENS Bank and SK Wealth Management, LLC. GrowthFocus Wealth Management is an independent, single-advisor registered investment adviser serving individual and high-net-worth clients. The firm employs a long-term, fundamental analysis approach using primarily low-cost, diversified mutual funds and ETFs, with portfolios customized to client goals and risk tolerance.

Roger Saint Pierre is a Series 65-licensed financial advisor with 30 years of industry experience. He has been with Northeast Capital Management, Inc. since 1999 and also has a long-standing association with Rhs Associates dating back to 1973. Northeast Capital Management provides discretionary investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm employs both fundamental and technical analysis and implements client-specific portfolios using a range of strategies tailored to each client’s objectives.

Mark Nassiff Jr. is the sole advisor at Southcoast Advisory Group, Inc. in Fall River, MA, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has managed Southcoast Advisory Group since 2012 and has operated Nassiff Financial since 2007. Outside of advisory services, he is also involved in real estate sales and insurance. Southcoast Advisory Group provides investment supervisory services to individual clients, creating customized Investment Policy Statements and recommending diversified portfolios. The firm employs fundamental analysis and both long- and short-term trading strategies, while allowing clients to direct brokerage and retaining no discretionary trading authority.

South Coast Planning & Wealth Management was started on the premise that everyone should have access to personalized, quality financial planning & investment management — regardless of income or asset level. Dan has 18+ years of investment & financial planning experience working with individuals and institutions. His investment experience & financial planning expertise is what allows him to get results for both clients who are just getting started on their financial journeys, near or in retirment, and those with complex situations. He attended the University of Massachusetts and has a Master’s degree in Finance from Northeastern University. Dan is also a board member of CFA Society Providence.

Robert Sullivan is a financial advisor at Yankee Investor, LLC in New Bedford, MA, holding Series 63 and Series 65 designations with 20 years of industry experience. He previously worked at Ballow & Hutchinson Realty Group from 2015 to 2017 before joining Yankee Investor in 2017. Yankee Investor serves individuals, high-net-worth individuals, trusts, and estates primarily in Massachusetts, offering discretionary investment management alongside financial planning and consulting. The firm employs a long-term, fundamental analysis approach using low-cost mutual funds and ETFs, with personalized portfolio strategies and ongoing client communication.

Darryl Melcher is a financial advisor at Wade Management LLC in Somerset, MA, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Fieldpoint Private Securities, LLC since 2011. Outside of his advisory role, he is involved in the life insurance business through Mass Mutual. Wade Management LLC provides investment supervisory services to individuals, high-net-worth clients, and pension and profit-sharing plans. The firm employs a multi-method investment approach, including charting, fundamental, technical, and cyclical analysis, and uses both long-term and short-term trading strategies with a mix of traditional and higher-risk instruments.

Michael Obuchowski is the sole advisor at Merlin Asset Management in Newport, RI, holding a Series 65 credential with 17 years of industry experience. His prior roles include positions at Concert Wealth Management, North Shore Asset Management, First Empire Asset Management, and Altanes Investments. The firm serves individuals, high-net-worth clients, trusts, and certain business entities with discretionary investment management focused on growth-oriented equity strategies across large-cap, SMID, and small-cap stocks. Merlin Asset Management employs a blend of bottom-up fundamental research, thematic top-down views, quantitative screening, and derivative-based approaches, including long-dated option overlays and supervised AI tools, to manage concentrated, low-turnover portfolios.

Joseph Digiammo Jr. is a CFP® professional serving as the sole advisor at JMD Financial Planning Inc. in Somerset, MA. He holds Series 63 and Series 66 registrations and has previously worked at Valtech and Publicis Sapient. He also maintains an outside consulting role that occupies about 20% of his time. JMD Financial Planning Inc. offers discretionary asset management and financial planning primarily to individual and high-net-worth clients, tailoring investment programs using equities, fixed income, mutual funds, ETFs, and limited conservative options strategies. The firm manages accounts separately without aggregating trades, does not vote client proxies, and discloses potential exposure to cryptocurrency ETFs in its investment approach.

Jeffrey Brown is a CFP® and ChFC® with 38 years of industry experience. He is the owner and Investment Advisor Representative of Brown Advisory Group, LLC, where he has worked since 2006. Prior to and concurrent with his role at Brown Advisory Group, he has been associated with Triad Advisors, Inc. and Vanderbilt Securities, LLC. Outside of his advisory work, he manages a realty group and serves as president and building manager of a commercial office park. Brown Advisory Group provides investment management, retirement and comprehensive financial planning, and consulting to individuals, trusts, estates, and retirement plans. The firm employs a dynamic, tactical asset allocation approach using a five-profile risk framework and offers access to multiple wrap-fee programs and select private placements.

Stephen Clair Jr. is a financial advisor at Hall Capital Management Company, Inc. with 12 years of industry experience. He has been with Hall Capital since 2013 and holds a Series 65 designation. Outside of his advisory role, he is a 50% owner of Island Adventures Inc., a bicycle rental business in Newport, Rhode Island, where he manages the website and bookkeeping. Hall Capital Management serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable institutions, corporations, and trustees. The firm employs a fundamental analysis-driven investment process with model portfolios focused on long-term capital appreciation and dividend income, complemented by actively managed fixed-income strategies. It is notable for integrating accounting and tax expertise into its advisory services, including in-house tax preparation and consulting.

Leonard Hirst II is a CFP®-certified financial advisor with 32 years of industry experience. He is the principal of Hirst Financial Independence Planning, Inc., where he has worked since 2016. Prior to this, he spent 12 years at CWM, LLC, and 20 years at Hirst Wealth Management, Inc. In addition to his financial advisory work, Leonard practices law as an attorney at his own law office. Hirst Financial Independence Planning, Inc. provides fee-only financial planning and wealth management services to individuals, high-net-worth clients, businesses, and charitable organizations. The firm manages client accounts on a discretionary basis, focusing on personalized investment policies and fundamental analysis to build diversified portfolios tailored to each client’s objectives and risk tolerances.

Christopher Resendes is a financial advisor at Clarity Retirement & Wealth, LLC in New Bedford, MA, holding Series 63 and Series 65 licenses with six years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, as well as nearly two decades of service at the Massachusetts Trial Court. Clarity Retirement & Wealth, LLC offers discretionary portfolio management and financial planning services to a diverse client base, employing tailored asset allocation strategies through proprietary and third-party models while delegating trading and execution to sub-advisers under firm supervision.

Victor Melfa Jr. is a financial advisor with Factor Investing Group in Newport, RI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Kestra Advisory and Kestra Investment Services, LLC. Outside of advising, he serves as a trustee for his family trust and is a board member of a closely held family business; he also provides advisory support to a media company specializing in podcast production. Factor Investing Group delivers discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs an evidence-based, factor-oriented investment approach using quantitative methods, fundamental analysis, and macroeconomic assessment, typically implementing portfolios with low-cost ETFs and mutual funds.

Casey Fitchett is a CFP® and Series 65-licensed financial advisor at Pine Haven Investment Counsel, Inc. with three years of industry experience. Prior to joining Pine Haven in 2022, Casey held positions at Cornell SC Johnson College of Business and several other firms. Pine Haven Investment Counsel, Inc. provides discretionary investment management and integrated financial planning services primarily to high-net-worth individuals, families, charitable institutions, and small-business retirement plans. The firm uses a long-term, total-return investment approach and manages approximately $193 million for about 84 client relationships through a small, two-advisor team.

Lisa Graham is a financial advisor at Dana R. Norman with one year of industry experience. She holds a Series 65 designation and has been a shareholder at Norman, Graham, & Digangi PC, a CPA firm, since 2004, where she performs tax and financial statement preparation, bookkeeping, and administrative duties. Dana R. Norman provides discretionary, individualized portfolio management and retirement-plan services to a range of clients, including individuals, trusts, estates, charitable organizations, and business entities. The firm’s investment approach incorporates fundamental, mutual fund/ETF, and technical analysis, with portfolio management tailored to client objectives and regular reviews aligned with client circumstances and market conditions.

Jeffrey Gordon is a financial advisor at Slocum, Gordon & Co. LLP with 31 years of industry experience. He has been with the firm since 1978, totaling 48 years at Slocum, Gordon & Co. LLP. Slocum, Gordon & Co. LLP provides discretionary portfolio management and advisory services to individuals, pension and profit-sharing plans, charitable organizations, corporations, and state and municipal government entities. The firm constructs customized portfolios combining asset allocation and security selection through fundamental, quantitative, qualitative, and technical analysis, and offers trustee services for client accounts.

Dennis O'Keefe is a CFP® professional with 22 years of experience advising clients at Successful Money Strategies Inc., a firm he has been with since 1993. He holds Series 63 and Series 65 licenses and also maintains a small residual insurance commission business as an insurance agent. Successful Money Strategies Inc. provides financial planning and discretionary investment management primarily for individuals, including high net worth clients, as well as select charities, trusts, and small businesses. The firm uses custom asset-allocation models focused on no-load mutual funds, Treasury bonds, and negotiable CDs, with accounts mainly custodied at Charles Schwab.