Bob Ellis is a CFP®-certified financial advisor with 25 years of industry experience. He is the principal of Amherst Financial Group, LLC, which he founded in 2021. In addition to his advisory work, Bob serves as an on-call firefighter with the Amherst Fire Department. Amherst Financial Group provides asset management and financial planning primarily to individual and small-business clients, offering tailored investment strategies ranging from income preservation to aggressive growth. The firm integrates a broader set of affiliated financial services, including insurance, mortgage brokering, and tax preparation, to deliver a comprehensive approach beyond traditional portfolio management.

Samuel Graham is a CFP® professional with two years of experience currently serving at Sweeney Financial Advisors. He has worked with Sweeney Financial Advisors for over ten years. Sweeney Financial Advisors offers financial planning and discretionary investment management to individuals, families, trusts, endowments, retirement-plan sponsors, and business entities. The firm uses a fee-only approach with tailored portfolios that incorporate low-cost funds, fixed income, and private alternative investments, serving clients with a minimum of $500,000 in assets.

Christopher June is a CERTIFIED FINANCIAL PLANNER™ professional with over 25 years of industry experience. He is a partner, chief investment officer, and wealth advisor at Sweeney Financial Advisors for over 24 years since 2002, a team of four advisors based in Bedford, NH. Chris spends his time helping people of all ages and income levels to grow their net worth, plan for and decide when & how to retire, and manage their investment portfolio. Chris provides a completely customized approach to helping his clients manage their finances. Since 1998, Sweeney Financial Advisors has helped individuals, families, business owners and nonprofits make confident financial decisions through personalized, goals-driven guidance. As a fee-only fiduciary firm, we are paid directly by our clients, not through commissions or product sales, so our advice remains focused on your goals, your interests and your financial future. With over a century of combined experience, our professionals support clients with deep expertise and a history of successfully navigating complex financial challenges. Sweeney Financial Advisors provides financial planning and discretionary investment management to individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities. The firm emphasizes tailored portfolios that consider client goals and tax factors, using low-cost institutional funds, fixed-income securities, and select private alternative investments.

Ryan Flynn is a financial advisor and business planning strategist helping business owners, executives, and high-earning professionals create clarity, structure, and long-term confidence in their financial lives. He navigates personal financial planning with the realities of running and scaling a business. His approach is simplifying complexity. Clients come to him because they’re navigating growth, life transitions, rising income, or retirement and want a financial plan that ties together everything from cash flow and tax strategy to retirement income and business succession. Ryan focuses on aligning personal and business goals, identifying blind spots, and developing plans that help clients use their money intentionally. His work includes business evaluations, benefit and retirement plan analysis, cash flow structuring, tax-efficient income planning, legacy considerations, and coordinated strategies that blend financial, business, and personal priorities. Ryan is known for his clear communication, level-headed guidance, and ability to explain financial decisions in a way that feels actionable rather than overwhelming. Rooted in collaboration, partnering with CPAs, attorneys, and other advisors he ensures clients have a complete, coordinated support team. Ryan’s priority is giving clients financial confidence, developing a financial plan for their specific needs, no matter the stage of life or business. Baystate Financial does not provide qualified business valuations. For a qualified or certified business valuation, consult a properly credentialed appraiser. Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters. Ryan is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory address: Baystate Financial One Marina Park Drive, 16th Floor Boston, MA. Phone number: 617‐585‐4500. Ryan is licensed to sell Insurance products in the following jurisdictions: CA, CO, CT, KY, MA, ME, NC, NH, NY, NC, SC, TX, UT, VT Ryan is licensed to sell securities products in the following jurisdictions: CA, CT, KY, MA, NH, NJ, NY, SC, VT Ryan cannot communicate with, nor respond to requests from users who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business. CA Insurance LIC#: 4371139 | State of Domicile: NH

David Hunt Jr. is a CFP® and CFA® with 16 years of industry experience, currently serving as the sole advisor at Applied Capital Management, LLC. He has worked at LPL Financial since 2020 and has been affiliated with Applied Capital Management, Inc. since 2015. Applied Capital Management provides comprehensive financial planning and consulting services to individuals, trusts, estates, and small businesses. The firm emphasizes written financial plans and ongoing consulting, supporting a large client base with customized plans developed through detailed client engagement and fundamental analysis.

Bradley Kayton is a financial advisor with Studio Ventures and Capital Advisors, LLC, holding a Series 65 designation and 12 years of industry experience. He has been with Studio Ventures since 2014 and also consults with start-up companies, providing executive management, board governance, CEO mentoring, and strategic consulting through a separate consulting firm. Studio Ventures and Capital Advisors, LLC serves family offices, high-net-worth individuals, pooled investment vehicles, and business entities by creating and managing custom private-market equity and debt funds. The firm focuses on bespoke investment programs tailored to client objectives, often emphasizing private placements and early-stage companies, and uses performance-based compensation arrangements for qualified pooled investors.

William Hurst is a financial advisor at Momentum Investment Research and Management, LLC with 28 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Fidelity Brokerage Services, Strategic Advisers LLC, and Hurst & DeGraffenried Wealth Management. Momentum Investment Research and Management, LLC provides discretionary portfolio management and subadvisory services to other advisers as well as individual and high-net-worth financial planning and account management. The firm employs a blend of fundamental, quantitative, technical, and modern portfolio theory analyses, focusing on equity-oriented, long-term trading strategies with documented investment objectives and risk tolerances.

Alicia Donahue is a financial advisor at Mercer Global Advisors Inc. with 14 years of industry experience. She holds a Series 65 credential and previously served as principal at Nashua Capital Management LLC, an independent firm she led from 2012 until its operating assets were acquired in 2026. Nashua Capital Management LLC provided discretionary investment management and occasional financial planning to individuals and high net worth clients. The firm managed roughly $65 million in assets, focusing on long-term portfolios built around dividend-paying growth and value companies, using fundamental analysis and strategic asset allocation.

Anthony Chen is a financial advisor at Honorable Financial Services, LLC, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Transamerica Financial Advisors and World Financial Group. Outside of his advisory role, Chen is involved in healthcare software development as a quality assurance manager for ClearCost Health. Honorable Financial Services provides ongoing financial planning and discretionary portfolio management primarily to individual clients focused on retirement and major life transitions. The firm employs a top-down asset allocation strategy using passive ETFs and partners exclusively with the Betterment platform for custody, model implementation, and trade execution.

Edward Murray is a ChFC® credentialed advisor with 27 years of industry experience. He has led Family Investment Advisory, LLC since 2011 and has been involved in his own advisory and compensation architecture businesses since 1981. He is also a licensed insurance agent specializing in long-term care insurance, maintaining this role since 2008. Family Investment Advisory, LLC provides portfolio management services to individuals, trusts, and estates, focusing on diversified asset allocation and fundamental analysis. The firm develops individualized, discretionary portfolios and conducts regular reviews to adjust holdings based on client objectives and risk tolerance.

Scott Stratton is the sole advisor at Stratton Capital Management, LLC in Bedford, NH, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has worked as a pilot for Federal Express Corporation since 1987 and is currently affiliated with the Airline Pilots Association International. Stratton Capital Management provides discretionary portfolio management and ongoing investment supervisory services to individual and high-net-worth clients, utilizing a combination of fundamental, technical, and cyclical analysis across a range of securities. The firm manages all assets in-house and conducts regular account reviews to align with clients’ risk tolerances and objectives.

Carl Smith is the principal advisor at CJS Financial Advisers / CJSF Advisers in Nashua, NH, with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Primex, NFSG Corporation, and Lasalle St. Investment Advisors. Outside of his advisory role, he is involved as a licensed real estate sales associate in Florida and serves as senior managing director of a private fund. CJSF Advisers primarily acts as a solicitor to other investment advisers while also offering direct advisory and financial planning services. The firm provides both discretionary and non-discretionary advice using a combination of passive and active investment strategies and employs a variety of fee arrangements for clients who choose direct management.

Scott Sullivan is a financial advisor at Bay Point Financial, LLC in Bedford, NH, holding Series 63 and Series 65 registrations with 34 years of industry experience. His career includes roles at OSAIC, Triad Advisors, Independent Advisers Group Corp, and Osaic FS, Inc. Sullivan is also owner of an insurance business selling life, disability, health, and long-term care insurance, and serves as a corporator for Franklin Savings Bank. Bay Point Financial, LLC advises individuals, trusts, estates, charitable organizations, corporations, and retirement plans, providing financial planning, retirement plan consulting, and third-party program consulting. The firm emphasizes diversified, passive core allocations using index funds and ETFs, applying asset allocation and Modern Portfolio Theory, and typically operates on a non-discretionary basis by directing clients to third-party managers with discretionary authority.

Robert Creegan Jr. is a CFP® professional with 25 years of industry experience. He has been with Creegan & Nassoura Financial Group, LLC since 2000 and was previously with Creegan & Associates, LLC. The firm is an SEC-registered, fee-only investment adviser providing discretionary portfolio management and financial planning to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. It emphasizes balance and diversification, tailoring portfolios to clients’ risk tolerances and objectives through fundamental and technical analysis, with a range of investment strategies including equities, fixed income, and options.

Bernard Ross III is the principal advisor at KBR Financial Solutions with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including CS Planning Corp. and Guardian Life. Ross has managed Ross Wealth Planning Group, LLC since 2003, focusing on comprehensive financial planning and investment management. KBR Financial Solutions is a state-registered independent advisory firm offering fee-based investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm provides discretionary, customized portfolio management using a strategic and tactical allocation approach across a variety of securities and also offers retirement income and one-time college planning services.

Corey Walker is a financial advisor with Walker Capital Partners, LLC, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to founding his independent advisory firm, he worked at Northwestern Mutual and several insurance and financial services companies. He also serves as an Account Executive at Hortica Insurance Services, providing property and casualty insurance solutions. Walker Capital Partners is a small, SEC-registered independent advisory firm offering discretionary portfolio management to individuals, high-net-worth clients, trusts, estates, pooled investment vehicles, and some institutional clients. The firm manages equities, ETFs, and options with a blend of fundamental and technical analysis, operating a private fund alongside separate accounts and providing retirement-plan consulting.

Eilon Amir is a financial advisor at Brownstone Financial Group LLC with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Sakura Partners for seven years and Outcome Capital, LLC for four years. Outside of his advisory role, Amir serves as the volunteer Vice President of the Board at Beit Sasson Sephardic Congregation in Newton, MA. Brownstone Financial Group provides investment advisory and portfolio management services to individual clients, beginning with a tailored written financial plan. The firm emphasizes asset allocation and uses model portfolios managed by sub-advisers while maintaining oversight and ongoing account reviews.

James Kieffer is the sole advisor at Rational Frontier Advisors, LLC in Nashua, NH. He holds a Series 65 credential and has 18 years of experience at Rational Frontier Advisors, with an extended career spanning over 45 years at Proforma Financial Group, Inc. Rational Frontier Advisors, LLC provides investment supervisory services and portfolio management primarily for high-net-worth individuals and retirement plan accounts. The firm focuses on asset-class allocation, periodic rebalancing, and portfolio construction using mean-variance optimization, incorporating options-writing strategies as part of its investment approach.

Michael Solari is a Certified Financial Planner™ and holds a Series 66 license with 15 years of industry experience. He has been the sole advisor at Solari Financial Planning, LLC in Goffstown, NH since 2013. Solari Financial Planning, LLC provides fee-only financial planning and investment advisory services to individuals, families, trusts, estates, and small plans. The firm emphasizes asset allocation, low-cost diversified investments, tax efficiency, and non-discretionary, client-approved portfolio management.

Michelle Moss is a CFP® and Series 65-licensed financial advisor with five years of industry experience. She is the founder of Evermoss Financial in Nashua, NH, and previously worked at New Harbor Financial Group, Taconic Advisors Inc., and other firms. Outside of advising, she teaches breathing and movement techniques and participates in the Alliance of Comprehensive Planners. Evermoss Financial provides financial planning and investment consulting to individuals, businesses, trusts, estates, and charitable organizations. The firm customizes advice based on client goals, risk tolerance, and time horizon, using technical and cyclical analysis, and offers fee-based educational seminars on financial education and planning.