Laura Manion is a CFP® and holds a Series 65 license, with two years of experience in financial advising. She is the principal of Manion Financial Solutions LLC and has prior experience as a self-employed tutor and as an educator at Live Oak School. Outside of advising, she tutors K-12 students for approximately 20 hours per week. Manion Financial Solutions LLC provides fee-only financial planning services primarily for individuals and high-net-worth clients through various engagement types. The firm also offers business-planning and employee-benefits consulting for business owners and conducts educational seminars, utilizing multiple analytical approaches and accommodating socially responsible investment preferences.

David Bonski is a financial advisor at Blue Horizon Wealth Management, LLC in Johnstown, PA, holding a Series 65 designation with 13 years of industry experience. He has been retired since 2012. Blue Horizon Wealth Management provides financial planning and investment management advice to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a strategic buy-hold-and-rebalance approach with model portfolios ranging from capital preservation to aggressive growth, and it offers fee-only, hourly advisory services without discretionary trading authority or custody of client assets.

Nick Allen is a financial advisor at Covington Investment Advisors, Inc. in Ligonier, PA, holding a Series 65 designation with six years of industry experience. He has been with Covington Investment Advisors since 2018 and previously worked at Indiana University of Pennsylvania from 2015 to 2019. Covington Investment Advisors is a fee-only, SEC-registered firm serving individuals, trusts, estates, pension plans, charitable organizations, and small businesses. The firm focuses on long-term fundamental security analysis and strategic asset allocation tailored to clients’ goals and risk tolerances, managing most assets on a discretionary basis.

Jacob Devlin is a financial advisor at Covington Investment Advisors, Inc. with a Series 65 designation and one year of industry experience. His prior work includes roles at PNC Financial Services, Hollister, Giant Eagle, and the Penn-Trafford School District. Covington Investment Advisors is a fee-only, SEC-registered firm providing personalized financial planning and portfolio management to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm focuses on long-term, fundamental security analysis and strategic asset allocation tailored to clients’ goals and risk tolerance, managing most assets on a discretionary basis.

Christian Konicky is a financial advisor at Atlas Private Wealth Advisors in Johnstown, PA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at LPL Financial and Paul Carpenter Capital Advisors. Before entering the financial industry, he held various positions in the hospitality sector. Atlas Private Wealth Advisors is a multi-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and small businesses. The firm manages approximately $688 million in client assets across a 13-advisor team, offering discretionary and non-discretionary portfolio management, financial planning, and access to multiple LPL-sponsored program platforms.

Paul Carpenter is a CFP® and PFS™ with 37 years of industry experience. He is currently with Atlas Private Wealth Advisors and has previously worked at LPL Financial LLC and Avantax-related firms. Outside of his financial advisory work, he is a part-time drummer and musician. Atlas Private Wealth Advisors is a multi-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and small businesses. The firm manages approximately $688 million in client assets and offers tailored portfolio management and financial planning through a mix of advisor-driven and model-based strategies.

Colten Mc Cutcheon is a financial advisor at Covington Investment Advisors, Inc. with one year of industry experience. He holds a Series 65 credential and previously worked at BNY as well as in educational and community roles including Saint Vincent College and Greater Latrobe High School. Covington Investment Advisors is a fee-only, SEC-registered firm that provides personalized financial planning and portfolio management to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm emphasizes long-term, fundamental security analysis and strategic asset allocation tailored to client goals and risk tolerance.

Samuel Catanese is a Series 65-licensed advisor with eight years of industry experience, currently with Wealth Advisors Network, Inc. He has been associated with Catanese & Vulcan since 1976. Outside of his advisory role, he serves as Treasurer and Board Member for both the Murtha Foundation and the Camp Catanese Foundation. Wealth Advisors Network provides comprehensive wealth-care services to individuals, trusts, charitable organizations, closely held businesses, and retirement plans, offering portfolio management and financial planning through discretionary and non-discretionary programs. The firm emphasizes diversification and active management, using various investment vehicles and risk profiling to align portfolios with client objectives.

Dennis Brawley is a CFP® professional with 12 years of industry experience, currently serving at Boldin Advisors. He previously worked for Wells Fargo Advisors for 10 years before joining Boldin Advisors in 2025. Boldin Advisors provides financial planning and consulting services to individuals, trusts, estates, and small businesses, focusing on low-cost, diversified indexed funds and ETFs with a long-term buy-and-hold strategy. The firm operates with a six-advisor team across seven offices and offers planning on fixed, hourly, or annual terms without managing client portfolios or charging percentage-of-AUM fees.

Patrick Wallace is a financial advisor at Covington Investment Advisors, Inc. in Ligonier, PA, with 23 years of industry experience. He has been with Covington Investment Advisors since 2003. Covington Investment Advisors is a fee-only, SEC-registered firm serving individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm’s investment approach focuses on long-term fundamental security analysis and strategic asset allocation tailored to client goals and risk tolerance, managing most assets on a discretionary basis.

Cindy Jones is a financial advisor at Covington Investment Advisors, Inc. with 17 years of industry experience. She holds a Series 65 designation and has been with Covington Investment Advisors since 2012. Covington Investment Advisors is a fee-only, SEC-registered firm that offers personalized financial planning and portfolio management to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm emphasizes long-term fundamental security analysis and strategic asset allocation, managing most assets on a discretionary basis tailored to client goals and risk tolerance.

Matthew Di Francesco is a financial advisor at Cornerstone Planning Group in Johnstown, PA, holding a Series 66 designation with 21 years of industry experience. His prior roles include work at Summit Brokerage Services Inc and Summit Financial Group. Outside of advising, he owns a business providing business and life coaching services and serves on the board of the Greater Johnstown Tennis Association. Cornerstone Planning Group serves individuals, businesses, and institutions with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes a low-cost, passive investment approach guided by client objectives and offers ERISA fiduciary consulting and customizable financial planning engagements.

Zachary Craig is a financial advisor at CWA Asset Management Group in Johnstown, PA, with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Cetera and First National Bank. Craig has been with Capital Wealth Advisors, LLC since 2025. CWA Asset Management Group provides investment advisory and financial planning services to a diverse client base that includes individuals, high-net-worth clients, family offices, trusts, foundations, pension plans, and other institutional investors. The firm employs both active and quantitative investment strategies based on proprietary models and incorporates artificial intelligence in its research and portfolio management.

James Plummer is a financial advisor with Consolidated Portfolio Review Corp and holds Series 63 and Series 65 licenses, with 23 years of industry experience. He has previously worked at ILG Private Wealth, Inc., Csenge Advisory Group, FSC Securities Corporation, and USA Financial Securities LLC. Additionally, he is an insurance agent specializing in life insurance, long-term care, and annuities. Consolidated Portfolio Review Corp is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm offers managed accounts, proprietary tactical ETF model portfolios, financial planning, and access to third-party sub-advisors, with investment strategies tailored by independent advisors using a variety of approaches and supported by affiliated financial entities and service providers.

Kayla Puchko Stephenson is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She worked at The O.N. Equity Sales Company and Ohio National Financial Services from 2009 to 2021 before joining her current firms in 2021. She also operates Puchko Financial Associates, Inc., a related investment business. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led management with model-based strategies and offers a range of financial planning and consulting services tailored to clients’ needs.

Christopher Mckissick is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 66 designations and possessing 12 years of industry experience. He has worked with Infinex Investments, Inc. since 2015 and with FIRST Commonwealth Bank since 2007. He is also involved with the First Commonwealth Bank Trust Division outside of his advisory role. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and financial planning, operating a hybrid adviser/broker-dealer model with significant non-discretionary assets and access to alternative investments and lending solutions.

James Bernard is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and one year of industry experience. Prior to his current role, he worked at First Commonwealth Bank and held previous positions at Janney Montgomery Scott. There are no additional notable activities reported. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporations, and municipal clients, offering a range of brokerage, financial planning, and advisory services through in-house and third-party portfolio management.

Matthew Fox is a financial advisor at Integrity Alliance, LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has held positions at several firms, including Cetera, Avantax, and LPL Financial. In addition to his advisory work, he owns and operates Perspective Wealth Planning and is involved with Perspective Insurance Group, offering fixed annuities and life insurance. Integrity Alliance is a large advisor network serving individual investors, corporations, and retirement plans, managing approximately $5.4 billion in client assets. The firm provides a variety of investment advisory and brokerage services, utilizing discretionary accounts, model portfolios, and third-party sub-advisers across multiple platforms.

Cady Rankin is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at &Partners since 2024. Prior to joining &Partners, Rankin worked at Wells Fargo Clearing Services and LPL Financial. Rankin serves as an advisory board member for the College of Business, Engineering, Computing, and Analytics at Frostburg State University, providing guidance on strategic planning and curriculum development. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and consulting services using a mix of proprietary and third-party strategies with ongoing monitoring and account reviews.

Christopher Shaffer is a CFP® with four years of industry experience, currently advising at Janney Montgomery Scott. His prior roles include positions at Global Retirement Partners, LPL Financial, and Berteotti Insurance & Financial Services. He has also worked in education at Clarion University of Pennsylvania and in retail at Walmart Inc. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and offers a range of brokerage, planning, and advisory services.