Gerardo Martinez Y Carriles is a CFA® charterholder with one year of experience in financial advising. He is the sole advisor at BLU Capital and previously worked at Berlin Wealth Group Advisors and International Fintech Intelligence. BLU Capital serves institutional and individual clients, including foundations, pension plans, and small businesses. The firm uses a combination of fundamental research, quantitative modeling, factor-based strategies, and ESG screening, and offers services such as portfolio management, financial planning, and consultant selection.

Illumint is a fee-only financial planning firm for Millennial women who want to put their growing savings to work. Women like you have built your savings throughout your careers or received new money through an inheritance, bonus, or other financial windfall. Illumint will help you decide what to do next, with a focus on how that money can fit into and support the rest of your financial life. Illumint is Washington, DC-based, a virtual service, provides flat-fee comprehensive planning, offers optional investment management, and does not have an investment or net-worth minimum.

Jessica Horner is a CFP® currently with Tender Wealth in Silver Spring, MD. She has prior experience at Chevy Chase Trust and JMH Financial LLC, with a total of several years in the financial services industry. Before her advisory career, she worked for Howard County - Central Fleet for eight years. Tender Wealth is an independent firm providing financial planning and consulting to individuals and high-net-worth clients, emphasizing financial education through public workshops and an after-school program that combines youth sports with basic financial literacy. The firm offers written plans and recommendations without portfolio management or custody and incorporates ESG considerations in its advice.

Raymond Gazelle Jr. is a CFP® professional with 19 years of experience, operating as the sole advisor at his independent firm, Raymond L. Gazelle Jr., since 2005. His background includes providing consulting services to small banks on internal operations and data processing. The firm offers comprehensive financial and investment planning services to individuals as well as corporate and nonprofit clients, frequently collaborating with financial officers or committees. It uses a long-term, strategic portfolio allocation approach focused on asset allocation, diversification, and mutual fund and ETF selection, delivering advice on a consultative, non-discretionary basis without managing client assets.

Monte Hoover is a financial advisor at Rockbound Capital LLC in Washington, DC, holding a Series 65 license with one year of industry experience. Prior to founding Rockbound Capital, he worked at Microsoft and is currently a PhD student and research assistant at the University of Maryland, focusing on generative AI safety and efficiency. Rockbound Capital provides discretionary portfolio management services to individuals and high-net-worth clients, utilizing model portfolios based on asset allocation and Modern Portfolio Theory. The firm emphasizes discretionary authority over client portfolios, employs a single qualified custodian for brokerage services, and is led by Hoover’s background in technology and machine learning research.

Harry Gaskin is a CFP® with 19 years of industry experience and has been the sole advisor at G, G, & M Financial Goals since 1998. He holds Series 63 and Series 65 licenses. G, G, & M Financial Goals provides comprehensive financial planning and investment advisory services to a select client base that includes high-net-worth individuals and small business retirement plans. The firm manages assets on a non-discretionary basis, combining fundamental and technical analysis to recommend securities aligned with client objectives.

Garo Partoyan is the sole advisor at Potomac Wealth Strategies, LLC in Alexandria, VA, holding a Series 66 designation with 24 years of industry experience. His prior roles include positions at Morgan Stanley, A. G. Edwards & Sons, and Wells Fargo Clearing. Since 2009, he has led Potomac Wealth Strategies, an independent firm. Potomac Wealth Strategies provides portfolio management, investment planning, and third-party manager selection to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm operates primarily on a non-discretionary basis, emphasizing fundamental analysis and utilizing both long- and short-term strategies.

Katrina Riddick is the President and CEO of People First Financial Advisors with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Percival Financial Partners and Faim Group Strategic Solutions Center. Her work includes providing financial advisory consulting to state and local governments on debt issuances and consulting for small and start-up minority-owned businesses. People First Financial Advisors is an independent, single-advisor firm that primarily serves government and quasi-government issuers, focusing on municipal financial advisory services such as structuring bond transactions and acting as a bidding agent for investments of bond proceeds. The firm provides non-discretionary advisory support and emphasizes a municipal-advisory focus with regulatory standing as a municipal advisor.

Ryan Lund is the sole advisor at Lund Capital Management LLC in Washington, DC. He holds a Series 65 credential and has three years of industry experience, including prior work as self-employed and roles with the Charlotte Symphony and ASM Global. Lund Capital Management LLC offers discretionary and non-discretionary investment advisory services to individuals and entities, focusing on client-specific financial profiles and investment plans. The firm employs diversified asset allocation using mutual funds, ETFs, bonds, options, and equities, and incorporates artificial intelligence as a research tool while retaining final investment decisions with the adviser.

Christopher Oland is a financial advisor at Harmony Wealth Advisors, LLC with nine years of industry experience. He holds Series 66 and Series 65 licenses and has previously worked at firms including Morgan Stanley, LPL Financial, and Merrill. Outside of advisement, he is a partial owner of Preserve, a restaurant in Annapolis, MD, and serves as President of Southern Maryland Little League. Harmony Wealth Advisors, LLC provides portfolio management and financial planning services to individuals, pension plans, corporations, and charitable organizations. The firm manages approximately $22 million in client assets using a non-discretionary approach that combines cyclical and fundamental analysis with modern portfolio theory.

Jacolyn Wetmore is the principal advisor at JWC Capital Management, LLC, an independent firm based in Annapolis, MD. She holds Series 63 and Series 65 licenses and has 15 years of industry experience, including prior roles at United Income, Inc. and Calvert Investment Counsel. JWC Capital Management provides fee-based, individually tailored portfolio management services to individuals, qualified retirement plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager-level evaluation primarily with exchange-traded funds, mutual funds, exchange-listed securities, and corporate debt, offering both discretionary and non-discretionary management.

Jeff Mitchell is the principal of JRM Capital Management Inc., an independent advisory firm based in Mitchellville, MD. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to founding JRM Capital Management in 2003, he has been associated with Lifemark Securities Corp. since 2009. JRM Capital Management provides investment advisory and financial planning services to individual and institutional clients, including pension plans, trusts, and charitable organizations. The firm employs both fundamental and quantitative analysis to manage portfolios across various asset classes and offers specialized pension consulting services alongside unique engagement models such as performance-based fees and subscription publications.

William Tilghman is the sole advisor at Tilghman Wealth Management, LLC in Arnold, MD. He holds a Series 65 designation and has five years of industry experience, including four years at Markin Asset Management, LP. His prior work includes roles outside the financial industry such as at Annapolis Yacht Sales and Compass Languages. Tilghman Wealth Management serves a varied client base including pooled and institutional vehicles, individuals, families, trusts, and family-owned businesses. The firm combines fundamental, quantitative, and technical analysis to construct portfolios tailored to client objectives, employs derivatives for risk management, and offers both asset-based management and hourly financial planning services.

Christopher Leader is the sole advisor at Leader Investments LLC in Silver Spring, MD. He holds a Series 65 designation and has two years of industry experience. Prior to founding his firm, he worked in various roles in the technology sector, including positions at Stripe and Preply, where he continues to work as a product manager. Leader Investments LLC provides personalized financial advice to individual investors without managing assets or taking custody of client accounts. The firm focuses on diversified, value-oriented portfolio recommendations primarily involving indices and publicly traded securities, delivering advice through consultations while clients maintain responsibility for executing transactions.

Sara Cavendish is a financial advisor at Plein Air Capital Advisers, LLC with 26 years of industry experience. She holds a Series 65 designation and has worked at Windward Asset Management, LLC since 2008. Plein Air Capital Advisers provides discretionary investment management and advisory services to individuals, trusts, corporations, and institutional clients. The firm employs a fundamentally driven, long-term, value-oriented investment approach with concentrated portfolios typically holding 15–20 stocks selected below their view of intrinsic value.

Keanon Swan is a financial advisor at Tennext LLC with one year of industry experience. He holds a Series 65 credential and has professional experience at Cygne Advisors and Kansas City University. Outside of his advisory role, Swan serves as Director of Analytics at the Samuel U. Rodgers Health Center, a nonprofit community health center where he focuses on data analysis and risk reporting. Tennext LLC provides discretionary portfolio management and develops individualized Investment Policy Statements for clients including individuals, high-net-worth individuals, trusts, estates, and small businesses. The firm employs an evidence-based, multi-disciplinary investment approach incorporating quantitative models, fundamental and technical analysis, and behavioral finance, catering to clients with varying risk tolerances through tailored portfolio strategies.

Fletcher Perkins is a CFA® charterholder with 22 years of industry experience. He is the sole advisor at ACARA Capital Management, LLC, where he has worked since 2018. His prior experience includes roles at Wells Fargo Advisors, Hillman Capital Management Inc., and as a personal trader. ACARA Capital Management provides discretionary portfolio management and custom portfolios for individual and high-net-worth clients. The firm employs three defined investment approaches that emphasize concentrated equity positions supported by a blend of fundamental, quantitative, technical, cyclical, and qualitative analyses.

Alexander Ruda is the sole advisor at Ruda Financial and holds a Series 65 credential. He has eight years of experience with the Internal Revenue Service and two years with Fannie Mae before founding his firm in 2025. Ruda Financial is a fee-only advisory firm that serves individuals, high-net-worth clients, and charitable organizations with investment management and financial planning services. The firm emphasizes individualized investment policies and asset allocation, employing fundamental analysis and Modern Portfolio Theory alongside passive investment strategies.

Aba Tyus is the sole advisor at Tyus Financial Group LLC, holding Series 65 and Series 66 licenses with four years of industry experience. Prior to founding his independent firm, he held roles at Northwestern Mutual and various technology and consulting companies. He serves as president of the Columbia Business School Alumni Club of Washington, D.C., where he oversees executive committee activities and manages event planning and finances. Tyus Financial Group serves institutional and high-net-worth clients, providing discretionary portfolio management and advisory services across a wide range of instruments, including equities, fixed income, private equity, and alternative investments. The firm focuses on institutional-sized accounts and employs multiple analytical methods and investment strategies tailored to client objectives.

Lorie Scheibel is the principal of Smarter and Wise, an independent financial advisory firm, with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Cambridge Investment Research Advisors and Lincoln Financial Advisors. Scheibel also serves as adjunct faculty at Anne Arundel Community College and operates as an independent insurance agent. Smarter and Wise provides financial planning and discretionary wealth management to individuals nearing retirement, high-net-worth clients, and sponsor-level retirement plans. The firm employs a planning-first approach centered on a comprehensive RetireSmarter process, incorporating risk modeling and ongoing portfolio management, and offers specialized investment real estate planning alongside retirement plan advisory services.