As a military spouse, Lauren has pursued her interest in personal finance around the globe. Lauren joined Illuminate Wealth Management in 2021 and works primarily with clients through the firm's Retirement Readiness and Financial Foundations planning projects. She enjoys getting to know each client's unique situation and helping them think through important financial decisions. For clients approaching retirement, Lauren helps evaluate retirement income needs, Social Security claiming options, Required Minimum Distributions (RMDs), Roth conversion opportunities, and withdrawal strategies. Through the Financial Foundations projects, she works with individuals and families who want to build strong financial habits, organize their finances, and create a plan for future goals. In her free time, Lauren wrangles her three wild children (four if you include her husband) and is in constant pursuit of the perfect breakfast taco outside of Texas, which has yet to be found…

Michael Coirin is a CFP® professional with 16 years of experience, operating as the sole advisor at Foundations Financial Planning, LLC in Williamsburg, VA. Foundations Financial Planning offers personalized, confidential financial planning and investment advice to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a strategic asset-allocation, core-and-satellite investment approach that favors low-cost, no-load mutual funds and ETFs, providing recommendations through written reports and periodic reviews without discretionary trading authority or custody of client assets.

Michael Harris is a CFP® with 17 years of experience in the financial services industry. He is the sole advisor at Blue Rock Financial Services, Inc., an independent firm based in Williamsburg, VA, where he has worked since 2006. Blue Rock Financial Services primarily serves individual investors through discretionary investment management and financial planning, utilizing diversified, multi-asset portfolios tailored to client objectives. The firm also manages assets for a private foundation and offers both one-time and ongoing planning engagements.

Daniel Bickey is the sole advisor at B Hive Financial, LLC in Williamsburg, VA. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at the State Corporation Commission and Berkshire Hathaway Home Services Dawson Ford Garbee & Co., where he is also active as a real estate salesperson. B Hive Financial provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and small- to medium-sized businesses. The firm uses a range of investment strategies tailored to client goals and serves a client base that includes both individual and corporate clients.

Cheryl Nester is the principal advisor at Histor Investing, LLC in Williamsburg, VA, with 13 years of industry experience. She holds a Series 65 designation and has been with Histor Companies since 2008. In addition to her advisory role, she is president and principal consultant of HistorConsulting, a firm providing financial and management consulting services to nonprofit organizations. HistorInvesting is a fee-only, fiduciary advisory firm serving individuals, small businesses, nonprofits, and institutional clients. The firm offers comprehensive financial planning and non-discretionary portfolio management alongside educational services such as workshops, seminars, a video series, and a monthly newsletter. Its investment approach emphasizes macroeconomic analysis, life-cycle planning, and a buy-and-hold strategy with limited trading.

David McKnight is a CFP® with 35 years of experience in the financial services industry. He is the principal of Ultimate Retirement Products, Inc., an independent firm based in Williamsburg, VA, where he has worked since 2006. His prior experience includes roles at Fortune Financial Services, Inc. and operating as a sole proprietor under Planned Financial Consultants. Outside of his advisory work, he is a part owner of a nonprofit focused on dock maintenance. Ultimate Retirement Products, Inc. provides discretionary asset management and pension consulting services to individuals, high-net-worth clients, trusts, corporations, and qualified retirement plans. The firm employs a combination of fundamental, technical, charting, and cyclical analysis for portfolio management and serves as both an ERISA 3(21) advisor and a 3(38) investment manager.

Brian Booker is a financial advisor at Prosperity Wealth Management with 21 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked for Northwestern Mutual in various capacities from 2003 to 2019. He is also an independent licensed insurance agent. Prosperity Wealth Management offers investment advisory and financial planning services to individuals, high-net-worth clients, and business entities. The firm uses documented client goals and risk tolerance to guide diversified portfolio strategies and operates a wrap fee program, as well as managing held-away retirement and education accounts through the Pontera Solutions platform.

Kylisa Harris is a financial advisor at Destiny Money Management with eight years of industry experience. She holds a Series 65 designation and has worked at Destiny Money Management since 2018, with prior experience at TIME Systems LLC and Freedom Ring Capital, LLC. Destiny Money Management offers financial planning and non-discretionary investment advice to individuals, small businesses, and non-profit organizations. The firm provides public financial literacy events and begins client relationships with a free initial consultation and written financial plans, relying on a third-party money manager for portfolio support and referrals for active managed accounts.

Christopher Landry is a financial advisor at Pacific Landfall with a Series 65 designation and five years of industry experience. He has worked at Pacific Landfall since 2020 and has prior business experience with Dulles Restaurant Group, LLC and DRG2, LLC. Pacific Landfall provides portfolio management and comprehensive financial planning to individuals, high-net-worth clients, corporations, business entities, and charitable organizations. The firm employs a combination of cyclical, fundamental, value, and quantitative analysis to manage customized portfolios and offers subscription-based planning along with nonprofit capital-campaign support and business formation-to-exit guidance.

Chance Butler is a financial advisor at Pacific Landfall with 10 years of industry experience. He holds a Series 65 credential and has previously worked at AppVision and NetSecurity Corporation. Pacific Landfall provides advisory services to individuals, businesses, charitable organizations, and corporations, offering portfolio management and comprehensive financial planning with flexible engagement options. The firm employs a disciplined investment approach involving cyclical, fundamental, value, and quantitative analysis, and supports planning and advisory work for non-profits and businesses, including access to alternative investment types such as private placements and venture capital funds.

Burton Baker is a financial advisor at Baker Asset Management, LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with firms including Investors Capital Corp, Eastern Point Advisors, 1693 Asset Management, and Legg Mason Wood Walker, Incorporated. He works full time as a portfolio manager at 1693 Asset Management. Baker Asset Management provides fee-only investment portfolio management to individuals, trusts, endowments, and non-profit organizations. The firm focuses on portfolio management without commissioned products and employs diversified mutual fund/ETF allocations or individual securities strategies that may include options and leverage to manage risk and enhance cash flow.

Justin Roberto is a financial advisor with Beacon Freedom Advisory, LLC, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Colonial Wealth Strategies, Mass Mutual Investors Services, and Penn Mutual Life Insurance Company. Outside of financial advising, he coaches the William and Mary women’s golf team and serves as president of a nonprofit networking group. Beacon Freedom Advisory, LLC is a small registered investment adviser serving individuals, high-net-worth clients, and charitable organizations. The firm primarily delivers investment management through Matson Money’s asset-allocation models, complemented by financial planning and retirement consulting services.

Christopher Leonard is a financial advisor at Baker Asset Management, LLC in Williamsburg, VA, holding a Series 65 designation with 13 years of industry experience. He has worked at Bristol Myers Squibb since 2007. Baker Asset Management provides fee-only portfolio management to individuals, trusts, endowments, and nonprofit organizations, focusing on discretionary and non-discretionary asset management without selling commissioned products. The firm emphasizes individualized oversight with a client mix that includes charitable organizations and endowments, managing about $5 million across roughly a dozen clients.

Mark Shelby is the principal of Vertical Wealth Management in Williamsburg, VA, with 16 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including AAG Capital, Inc. and Lumos Networks. In addition to financial advising, he is an insurance agent involved in fixed insurance sales and provides coaching and training for new investment advisors. He also manages Radius Tax, LLC, a tax advisory and bookkeeping firm. Vertical Wealth Management offers discretionary asset management, financial planning, ERISA 3(21) retirement-plan advisory, and fee-based insurance consulting primarily for individuals, high-net-worth clients, and retirement plans. The firm uses third-party managers and sub-advisors for portfolio implementation, employing multiple investment analysis techniques to tailor portfolios and providing ongoing liaison services.

Mark Castonguay is a financial advisor with American Financial Planning, Inc. He holds a Series 66 designation and has eight years of industry experience. His prior work includes roles at Infinex Investments, Inc. and Virginia Asset Group. Outside of financial advising, he manages a bookkeeping and accounting business and serves as an administrative assistant for Congregation Zion's Sake. American Financial Planning, Inc. offers comprehensive financial planning and discretionary investment management to individuals, corporate pension plans, and charitable institutions. The firm employs diversified index strategies with selective active management and provides investment policy statements tailored to client preferences.

Tracy Shackelford is a financial advisor at Tenzing Financial LLC with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bleakley Financial Group, LPL Financial, Private Advisor Group, and Northwestern Mutual Investment Company. Tenzing Financial serves individuals, trusts, estates, businesses, and retirement plans, offering discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages approximately $231 million for about 165 clients and employs fundamental analysis to build model portfolios focused on long-term objectives.

Harold Philipsen is a CFP® and ChFC® with 19 years of experience in the financial services industry. He is currently with Tenzing Financial LLC and has previously worked at Bleakley Financial Group, LPL Financial, Private Advisor Group, and Northwestern Mutual Investment Management. Philipsen is also a licensed insurance agent in Williamsburg, Virginia. Tenzing Financial serves individuals, trusts, estates, businesses, and retirement plans, offering discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages approximately $231 million for about 165 clients and employs fundamental analysis to build model portfolios aligned with long-term objectives.

Robert Kohn is a CFP® and holds a Series 66 license, with nine years of experience in the financial services industry. He has worked at Northwestern Mutual Investment Management, LPL Financial, Private Advisor Group, and Bleakley Financial Group before joining Tenzing Financial LLC in 2025. Tenzing Financial serves individuals, trusts, estates, businesses, and retirement plans by providing discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages approximately $231 million for around 165 clients and employs a fiduciary approach using fundamental analysis to build long-term focused model portfolios.

Meghan Hoover is a CFP® and holds a Series 65 license with one year of industry experience. She has worked at NovaPoint Capital LLC since 2025 and previously spent three years at The American College of Financial Services. Prior to her financial career, she served eight years with The 1st Capabilities Integration Group in the US Army. NovaPoint Capital LLC provides discretionary portfolio management and standalone financial planning to a range of clients including individuals, pension and profit-sharing plans, trusts, endowments, charitable organizations, corporate entities, and other investment advisers. The firm employs a dividend-growth equity strategy focused on publicly traded, dividend-paying companies and combines quantitative, fundamental, and technical analysis to construct typically 30–50 stock portfolios.

Eric Rosenfeld is a financial advisor at Clear Capital Management LP in Gloucester, VA, holding a Series 65 designation with seven years of industry experience. He has been with Clear Capital Management since 2014. Clear Capital Management LP provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and certain retirement and corporate plans. The firm uses proprietary quantitative models and a "Natural Selection" algorithm to manage diversified portfolios that may include ETFs, covered-call strategies, and selective IPO participation.